About This Home

This 4-bedroom, 3-bathroom single family at 122 Swingbridge Trail in Surf City, NC is listed for $595,000 ($187 per sqft). Built in 2021, the home offers 3,189 sqft of living space on a 0.17 acres lot.

Key Features

  • Built in 2021
  • 0.17 acre lot
  • 2 stories
  • 2 parking spaces

Property Details

2 stories
3 full
2 spaces
2021

Amenities

A/C
Listing Description

Located in Surf City with a short commute to Topsail Beach, this beautifully designed home offers the perfect combination of space, style, and functionality. A covered front porch welcomes you home, while the attached two-car garage, covered back patio, and fully fenced backyard provide plenty of room to enjoy both indoor and outdoor living.

Inside, you'll find thoughtful details throughout. Just off the foyer, the formal dining room features eye-catching wallpaper, wainscoting, and custom trim work that create an inviting space for gatherings and special occasions. Conveniently located between the dining room and kitchen, is the oversized walk-in pantry plus a custom space with additi

onal cabinetry, countertop space, and a wine refrigerator--perfect for entertaining and everyday organization. The heart of the home is the bright, open-concept living area. Large windows fill the space with natural light, while the living room fireplace creates a warm focal point.

The kitchen is designed for both cooking and gathering, featuring a large center island, stainless steel appliances, generous counter space, and abundant storage. A casual dining area completes the open layout. The first floor also includes a guest bedroom, full bathroom, and a practical mudroom.

Upstairs, a spacious loft provides flexible living space ideal for a media room, home office, or play area. Three additional bedrooms are located on the second level, including the primary suite. The primary bedroom features tray ceilings and an additional multi-purpose sitting area that can be customized to fit your needs.

The ensuite bathroom includes dual vanities, a walk-in shower, and a linen closet for added storage. With a versatile floor plan, stylish finishes, and a convenient location near the beaches of Topsail Island, this home is ready to welcome its next owners.

Monthly Cost Estimate

$4,142/mo

20% down · 6.5% · 30 years

Principal$430
Interest$2,578
Insurance$174
HOA$960

Estimates only. Actual payments may vary.

Location

122 Swingbridge Trail

Surf City, NC 28445

Waterside

Features & Amenities

Interior Features

Walk-in Closet(s)Tray Ceiling(s)Entrance FoyerKitchen IslandCeiling Fan(s)PantryWalk-in ShowerBlinds/ShadesWalk-In Closet(s)

Property Details

Construction

Brick Veneer Vinyl Siding Wood Frame

Pool Features

PatioPorch

Parking

Garage

Heating

Electric (Heating)Heat Pump (Heating)

Cooling

Central Air

Questions & Answers

This 4-bedroom, 3-bathroom single family at 122 Swingbridge Trail is listed at $595,000 ($187/sqft). The estimated monthly payment is $4,143 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $960/month.

Key features include: Built in 2021, 0.17 acre lot, 2 stories, 2 parking spaces. Interior Features: Walk-in Closet(s), Tray Ceiling(s), Entrance Foyer.

This property is listed by Diane M Castro-Perez and can be reached at 9104677642.

DC

Diane M Castro-Perez

Agent at Coldwell Banker Sea Coast Advantage-Hampstead

(910) 467-7642

Listed by Coldwell Banker Sea Coast Advantage-Hampstead · View on Broker Site

MLS# 100583076· Source: listhub· 13 days on market

Copyright © 2026 Hive MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

122 Swingbridge Trail, Surf City, NC 28445

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