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About This Home

This 4-bedroom, 3-bathroom single family at 1220 Georgia Street in Key West, FL is listed for $1,999,950 ($1,248 per sqft). Built in 1928, the home offers 1,602 sqft of living space on a 0.09 acres lot.

Agent Description

Some homes invite you in, and others make you want to stay. 1220 Georgia Street does both. Tucked into a quiet pocket of Old Town on a corner lot, the home feels peaceful and removed, yet everything you need is just moments away. A short walk takes you to neighborhood cafes, the beach, or a quick bike ride into the heart of town, while at home, the pace feels slower and more relaxed.

The approach sets the tone. A marble and Coralina pathway leads through lush landscaping to a welcoming front porch and a striking antique front door that hints at the character inside. Step through and the space opens up with high ceilings and large windows that fill the home with natural light.

The living areas flow easily together and draw you toward the outdoors, where a private backyard retreat awaits. Surrounded by mature tropical foliage, the cocktail pool and IPE deck create a setting that feels both secluded and inviting, perfect for entertaining or unwinding.

The main house offers 3 bedrooms and 2 bathrooms, complemented by a separate 1 bedroom and 1 bathroom guest cottage that provides flexibility for visitors or a quiet escape. This is a home that feels well cared for, loved, and ready for its next chapter. A place where the details matter, but the feeling matters even more.

Key Features

  • Built in 1928
  • 0.09 acre lot
  • Private pool

Property Details

1 story
3 full
1928

Amenities

PoolViewA/C

Monthly Cost Estimate

$10,696/mo

20% down · 6.5% · 30 years

Principal$1,446
Interest$8,666
Insurance$583

Estimates only. Actual payments may vary.

Location

1220 Georgia Street

Key West, FL 33040

Moffats Sub (2.0)

Features & Amenities

Interior Features

Built-in Cabinets

Exterior Features

LightingOutdoor ShowerPrivacy Wall/Fence

Property Details

Flooring

TileWood

Construction

Frame

Views

Water

Pool Features

Deck

Cooling

Central Air

Appliances

WasherDryerDishwasherRefrigeratorRangeOvenMicrowaveFreezerStainless Steel Appliance(s)

Questions & Answers

This 4-bedroom, 3-bathroom single family at 1220 Georgia Street is listed at $1,999,950 ($1,248/sqft). The estimated monthly payment is $8,666 based on 20% down at 6.5% interest.

Key features include: Built in 1928, 0.09 acre lot, Private pool. Interior Features: Built-in Cabinets. Exterior Features: Lighting, Outdoor Shower, Privacy Wall/Fence.

This property is listed by The Spottswood Team and can be reached at 3054324848 or everyone@thespottswoodteam.com.

TT

The Spottswood Team

Agent at Truman & Co. (KW)

(305) 432-4848

Listed by Truman & Co. (KW) · View on Broker Site

MLS# 619619· Source: listhub· Updated 38 days ago

Copyright © 2026 Key West Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1220 Georgia Street, Key West, FL 33040

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