About This Home

This 2-bedroom, 3-bathroom single family at 12205 Choctaw Trail in Culver, IN is listed for $399,900 ($194 per sqft). Built in 1974, the home offers 2,058 sqft of living space on a 0.92 acres lot.

Key Features

  • Built in 1974
  • 0.92 acre lot
  • 2 stories
  • Waterfront

Property Details

2 stories
2 full
2-car garage
1974

Amenities

WaterfrontView
Listing Description

MOTIVATED SELLER!! Lake LaTonka living at its finest! Nestled on a quiet cul-de-sac, this split-level home offers breathtaking lake views from every room and sits on a beautifully wooded lot just over 1/2 acre. With more than 2,000 square feet of living space, this home is designed to capture natural light and serene waterfront scenery throughout.

The spacious living room features vaulted ceilings with exposed beams, expansive windows, and an open, airy feel that perfectly frames the lake views. The custom kitchen boasts granite countertops, ample cabinetry, and flows seamlessly into the dining area, where sliding glass doors lead to a wraparound deck--ideal for relaxing, entertaining, or simply enjoying the peaceful lake setting.

The main level offers a private primary suite complete with an en-suite full bath, a large cedar-lined walk-in closet, and a cozy sitting area. A second bedroom and full bathroom complete the main floor. The lower level includes a generous rec room, laundry area, 3/4 bath, and a workshop conveniently located off the back of the attached 2-car garage.

Upstairs, a loft area overlooks the living room and provides additional flexible space. A backyard shed perfect for storing all your lake toys and equipment. This home is an opportunity to add your personal touch, updates and already comes with incredible views and endless potential. Home is being sold as-is.

Monthly Cost Estimate

$2,697/mo

20% down · 6.5% · 30 years

Principal$289
Interest$1,733
Insurance$117
HOA$558

Estimates only. Actual payments may vary.

Location

12205 Choctaw Trail

Culver, IN 46511

Chippewa Forest

Features & Amenities

Interior Features

Cathedral Ceiling(s)Walk-In Closet(s)Vaulted Ceiling(s)Soaking TubRecessed LightingHigh CeilingsGranite CountersEntrance FoyerCeiling Fan(s)

Exterior Features

Storage

Property Details

Views

Lake

Outdoor Features

DeckPorchPatio

Parking

Garage

Heating

Natural GasForced Air

Appliances

DryerWasherRange HoodRefrigeratorRangeGas Range

Questions & Answers

This 2-bedroom, 3-bathroom single family at 12205 Choctaw Trail is listed at $399,900 ($194/sqft). The estimated monthly payment is $2,697 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $558/month.

Key features include: Built in 1974, 0.92 acre lot, 2 stories, Waterfront. Interior Features: Cathedral Ceiling(s), Walk-In Closet(s), Vaulted Ceiling(s). Exterior Features: Storage.

This property is listed by Christine Patz.

CP

Christine Patz

Agent at McColly Real Estate

Listed by McColly Real Estate · Broker phone: (219) 864-7200 · View on Broker Site · Broker website

MLS# 836146· Source: Greater Northwest Indiana Association of REALTORS· 219 days on PropertySimple

Copyright © 2026 Greater Northwest Indiana Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

12205 Choctaw Trail, Culver, IN 46511

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