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About This Home

This 3-bedroom, 3-bathroom single family at 1226 BANCROFT Avenue in Colonial Beach, VA is listed for $649,900 ($245 per sqft). Built in 2009, the home offers 2,650 sqft of living space on a 0.17 acres lot.

Agent Description

ASSUMABLE LOAN 2.5% FOR QUALIFIED BUYERS - an exceptional financing opportunity rarely available in today's market. Welcome to The Point in Colonial Beach, a golf cart-friendly waterfront community where coastal charm meets everyday convenience-just a short drive to Northern Virginia and DC.

Built in 2009, this 3-bedroom, 2.5-bath home is ideally located just two blocks from both the Potomac River and Monroe Bay, providing easy access to beaches, marinas, waterfront dining, breweries, boutiques, and the boardwalk. Whether it's summer golf cart rides or evenings by the water, the lifestyle here truly stands out.

Inside, hardwood floors and a propane fireplace add warmth and character to the original living room, while a spacious living room addition expands the main level-offering flexible space for entertaining, dining, or relaxing. The kitchen and bathrooms were refreshed in Winter 2025 with updated finishes that blend modern style with timeless appeal.

Upstairs, the oversized primary suite features a walk-in closet and a jetted soaking tub, creating a comfortable private retreat. Outdoor features include a low-maintenance Trex front porch, rear porch, fenced yard, and an oversized two-car garage. No HOA adds additional flexibility and appeal. Prime location, assumable low-rate financing, and coastal lifestyle-schedule your showing today!

Key Features

  • Built in 2009
  • 0.17 acre lot
  • 2 stories
  • 2 parking spaces
  • Fireplace

Property Details

2 stories
2 full, 1 half
2 spaces
2009

Amenities

FireplaceA/C

Monthly Cost Estimate

$3,476/mo

20% down · 6.5% · 30 years

Principal$470
Interest$2,816
Insurance$190

Estimates only. Actual payments may vary.

Location

1226 BANCROFT Avenue

Colonial Beach, VA 22443

THE POINT

Features & Amenities

Interior Features

Kitchen - GourmetFloor Plan - Traditional

Property Details

Construction

Vinyl Siding

Parking

Garage - AttachedDriveway

Heating

Heat Pump (Heating)

Cooling

Central Air

Appliances

IcemakerMicrowaveOven/Range - ElectricRefrigeratorWasherDryer - ElectricDishwasherDisposal

Questions & Answers

This 3-bedroom, 3-bathroom single family at 1226 BANCROFT Avenue is listed at $649,900 ($245/sqft). The estimated monthly payment is $2,816 based on 20% down at 6.5% interest.

Key features include: Built in 2009, 0.17 acre lot, 2 stories, 2 parking spaces, Fireplace. Interior Features: Kitchen - Gourmet, Floor Plan - Traditional.

This property is listed by Heidi C HomFeldt and can be reached at 5404558034 or heidichomfeldt@gmail.com.

HH

Heidi C HomFeldt

Agent at United Real Estate Premier

(540) 455-8034

Listed by United Real Estate Premier · View on Broker Site

MLS# VAWE2010528· Source: listhub· Updated 100 days ago

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1226 BANCROFT Avenue, Colonial Beach, VA 22443

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