About This Home

This 4-bedroom, 2-bathroom single family at 12278 GILLESPIE Avenue in Jacksonville, FL is listed for $359,900 ($180 per sqft). Built in 2022, the home offers 1,997 sqft of living space on a 0.21 acres lot.

Key Features

  • Built in 2022
  • 0.21 acre lot

Property Details

1 story
2 full
2-car garage
2022

Amenities

EV ChargerA/C
Listing Description

Built in 2022 by KB Home, this beautifully maintained 4BR/2BA home offers 1,997 SF of single-story living in Azalea Hills. Qualified Buyers can assume existing 5.125% VA Loan, subject to Lender Approval! Located near the end of a quiet, dead-end street, this home features an updated exterior elevation, 9-ft ceilings, luxury vinyl plank flooring, and a spacious open-concept design.

The stunning kitchen showcases an oversized quartz island, white shaker cabinetry, herringbone tile backsplash, stainless appliances, pendant lighting, wine rack, and pantry. The split-bedroom layout offers a private primary suite with walk-in closet and garden tub.

Enjoy the covered lanai overlooking a fully fenced backyard with decorative metal fencing and wooded views along a natural drainage corridor. Additional features include an owned water softener, smart thermostat, security system, and 2-car garage with EV charger.

Convenient to I-295, River City Marketplace, and JAX Airport. Low HOA & no CDD Fees! Welcome to 12278 Gillespie Avenue in Azalea Hills! This attractive KB Home features a stone-accented front elevation, exterior coach lighting, and an inviting open floor plan designed for comfortable everyday living.

The kitchen is a standout feature, offering abundant cabinetry, generous quartz counter space, a large island with undermount stainless steel sink, decorative tile backsplash, and contemporary pendant lighting. Additional interior features include a welcoming entrance foyer, split-bedroom design, ceiling fans, walk-in closets, smart thermostat, and convenient indoor laundry connections.

Outdoor living includes a covered patio overlooking the fully fenced backyard. Vinyl privacy fencing along the sides and decorative black metal fencing at the rear preserve views of the adjacent natural drainage corridor and wooded surroundings. The home also features a hybrid water heater, owned water softener, installed EV charging station, attached two-car garage, and Vivint security system.

Located on a 0.21-acre lot near the end of the street, the property offers convenient access to I-295, River City Marketplace, Jacksonville International Airport, Mayport Naval Station, shopping, dining, and other major employment centers. Qualified buyers may have the opportunity to assume the seller's existing VA mortgage at a 5.125% interest rate, subject to loan servicer approval, eligibility requirements, and applicable assumption terms.

Buyers should verify the outstanding loan balance, required equity contribution, and assumption process with the loan servicer.

Monthly Cost Estimate

$2,057/mo

20% down · 6.5% · 30 years

Principal$260
Interest$1,560
Insurance$105
HOA$132

Estimates only. Actual payments may vary.

Location

12278 GILLESPIE Avenue

Jacksonville, FL 32218

Azalea Hills

Features & Amenities

Interior Features

Breakfast BarCeiling Fan(s)Entrance FoyerKitchen IslandOpen FloorplanPantryPrimary Bathroom - Tub with ShowerSmart ThermostatSplit BedroomsWalk-In Closet(s)

Property Details

Flooring

TileVinylCarpet

Construction

Fiber Cement Frame Stone Veneer

Outdoor Features

Patio

Parking

GarageOpen

Heating

Heat Pump (Heating)CentralElectric (Heating)

Cooling

Central AirElectric

Appliances

DishwasherDisposalElectric RangeMicrowaveRefrigeratorWater Softener Owned

Questions & Answers

This 4-bedroom, 2-bathroom single family at 12278 GILLESPIE Avenue is listed at $359,900 ($180/sqft). The estimated monthly payment is $2,057 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $132/month.

Key features include: Built in 2022, 0.21 acre lot. Interior Features: Breakfast Bar, Ceiling Fan(s), Entrance Foyer.

This property is listed by EDMUND AKERS.

EA

EDMUND AKERS

Agent at Vanguard Realty, Inc.

Listed by Vanguard Realty, Inc. · Broker phone: (904) 269-7117 · View on Broker Site · Broker website

MLS# 2170919· Source: realMLS· 6 days on PropertySimple

Copyright © 2026 realMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

12278 GILLESPIE Avenue, Jacksonville, FL 32218

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