# 12281 NY-23, Ashland, NY 12407

> **TL;DR:** 4bd/3ba multi-family, $389,900 ($98/sqft), built 1991, 3,960 sqft.
> 4-car garage. Est. $2,086/mo. Listed 222 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $389,900 |
| Price/sqft | $98 |
| Bedrooms | 4 |
| Bathrooms | 3 full |
| Square Feet | 3,960 |
| Year Built | 1991 |
| Lot Size | 32,234 sqft (0.74 acres) |
| Garage | 4-car |
| Property Type | Multi-Family (Triplex) |
| Status | Active |
| Days on Market | 222 |

## Why This Home Stands Out

- **Large Garage** - 4-car garage

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,972 |
| Estimated Insurance | $114 |
| **Total** | **$2,086** |

## Key Amenities

- 4-car garage

## Property Highlights

- Built in 1991
- 0.74 acre lot
- 5 parking spaces

## Description

### Agent Description
Excellent opportunity to own a spacious multi-family property in the heart of the Catskills. This approximately 3,960 sq ft property offers three residential units, making it ideal for investors or owner-occupants seeking rental income. Situated on approximately 0.74 acres along State Highway 23, the property provides convenient access to nearby towns, outdoor recreation, and year-round attractions. The flexible layout allows for multiple living arrangements, whether used as a full investment property or as an owner-occupied home with additional rental units to offset expenses. With generous square footage and separate living spaces, the property offers strong potential for long-term rentals, seasonal use, or extended family living. Located within easy driving distance to ski resorts, hiking trails, and popular Catskills destinations, this property presents a unique opportunity to invest in a growing region known for its natural beauty and tourism.

## Location

- **Address:** 12281 NY-23, Ashland, NY 12407
- **County:** Greene
- **Coordinates:** 42.301903, -74.342104
- **Google Maps:** https://www.google.com/maps?q=42.301903,-74.342104

## Virtual Tour & Media

- **Video Tour:** https://app.doaudiotours.com/unbranded?id=18527&lang=en-US

## Listing Agent

- **Name:** Christopher W White · **License:** 10401371997
- **Brokerage:** EXIT Realty Capitals Choice
- **Broker Phone:** (718) 909-0552
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/12281-NY-23_Ashland_NY_12407_M90325-02223?f=listhub&s=CRMLSNY&m=202613831&c=propsimple)

## Photos

![12281 NY-23 - Photo 1](http://lh.rdcpix.com/09d05a1f2b11bb767455203782d47c40l-f1207472286r.jpg)

![12281 NY-23 - Photo 2](http://lh.rdcpix.com/09d05a1f2b11bb767455203782d47c40l-f1589211227r.jpg)

![12281 NY-23 - Photo 3](http://lh.rdcpix.com/09d05a1f2b11bb767455203782d47c40l-f2712491287r.jpg)

![12281 NY-23 - Photo 4](http://lh.rdcpix.com/09d05a1f2b11bb767455203782d47c40l-f3797745312r.jpg)

![12281 NY-23 - Photo 5](http://lh.rdcpix.com/09d05a1f2b11bb767455203782d47c40l-f3885684273r.jpg)

![12281 NY-23 - Photo 6](http://lh.rdcpix.com/09d05a1f2b11bb767455203782d47c40l-f205798331r.jpg)

![12281 NY-23 - Photo 7](http://lh.rdcpix.com/09d05a1f2b11bb767455203782d47c40l-f3593862086r.jpg)

![12281 NY-23 - Photo 8](http://lh.rdcpix.com/09d05a1f2b11bb767455203782d47c40l-f3631654142r.jpg)

![12281 NY-23 - Photo 9](http://lh.rdcpix.com/09d05a1f2b11bb767455203782d47c40l-f398895420r.jpg)

![12281 NY-23 - Photo 10](http://lh.rdcpix.com/09d05a1f2b11bb767455203782d47c40l-f810145987r.jpg)

![12281 NY-23 - Photo 11](http://lh.rdcpix.com/09d05a1f2b11bb767455203782d47c40l-f417931527r.jpg)

![12281 NY-23 - Photo 12](http://lh.rdcpix.com/09d05a1f2b11bb767455203782d47c40l-f3818058906r.jpg)

![12281 NY-23 - Photo 13](http://lh.rdcpix.com/09d05a1f2b11bb767455203782d47c40l-f2390594266r.jpg)

![12281 NY-23 - Photo 14](http://lh.rdcpix.com/09d05a1f2b11bb767455203782d47c40l-f3974212871r.jpg)

![12281 NY-23 - Photo 15](http://lh.rdcpix.com/09d05a1f2b11bb767455203782d47c40l-f1519535695r.jpg)

![12281 NY-23 - Photo 16](http://lh.rdcpix.com/09d05a1f2b11bb767455203782d47c40l-f3839936502r.jpg)

![12281 NY-23 - Photo 17](http://lh.rdcpix.com/09d05a1f2b11bb767455203782d47c40l-f29500547r.jpg)

![12281 NY-23 - Photo 18](http://lh.rdcpix.com/09d05a1f2b11bb767455203782d47c40l-f973653486r.jpg)

![12281 NY-23 - Photo 19](http://lh.rdcpix.com/09d05a1f2b11bb767455203782d47c40l-f3408021593r.jpg)

![12281 NY-23 - Photo 20](http://lh.rdcpix.com/09d05a1f2b11bb767455203782d47c40l-f289790297r.jpg)

![12281 NY-23 - Photo 21](http://lh.rdcpix.com/09d05a1f2b11bb767455203782d47c40l-f4043192197r.jpg)

![12281 NY-23 - Photo 22](http://lh.rdcpix.com/09d05a1f2b11bb767455203782d47c40l-f923760836r.jpg)

![12281 NY-23 - Photo 23](http://lh.rdcpix.com/09d05a1f2b11bb767455203782d47c40l-f1064468158r.jpg)

---

**MLS#:** 202613831 | **Updated:** 2026-10-27
**Source:** listhub

*Copyright © 2026 Global MLS, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/12281-ny-23-ashland-ny-12407-71b0c0ca6ccd4ed28600e99d955550b8)

---

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