About This Home

This 5-bedroom, 5-bathroom single family at 12295 Ridgeside Road in Indianapolis, IN is listed for $1,249,000 ($199 per sqft). Built in 1993, the home offers 6,269 sqft of living space on a 0.76 acres lot.

Key Features

  • Built in 1993
  • 0.76 acre lot
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
4 full, 1 half
1993

Amenities

FireplaceWaterfrontA/C
Listing Description

Experience the Geist lifestyle with private dock access from your backyard and walkable convenience to Geist Marina, waterfront dining, shopping, and entertainment. Nestled on a spacious 0.76-acre lot in sought-after Bridgewater, 12295 Ridgeside Road includes a 1/10 ownership interest in the neighborhood's private waterfront and dock area, featuring a dedicated boat lift, canopy, and cover.

Enjoy effortless access to Geist Reservoir while benefiting from the privacy and exclusivity of this exceptional property. Extensively updated over the past five years, this 5-bedroom home offers over 6,000 square feet of flexible living space, abundant natural light, and a walkout lower level.

The main floor features a spacious primary suite, a dedicated home office, and open living areas overlooking the professionally landscaped property. Upstairs includes three additional ensuite bedrooms and an expansive finished bonus/dressing room ideal for a fitness area, studio, or extra office.

The walkout lower level boasts 10-foot ceilings, a wet bar, a fifth bedroom, a full bath, and an open entertaining space alongside generous storage. Major recent improvements include a new roof and gutters (2025), a new HVAC system (2026), updated bathrooms and appliances, refreshed exterior paint, new concrete and walkways, a paver firepit, an upgraded 12-zone smart irrigation system, and enhanced attic and crawl space insulation.

Conveniently located near Geist Marina, local dining, and shopping, this property combines luxury, modern updates, and a private waterfront setting.

Monthly Cost Estimate

$7,661/mo

20% down · 6.5% · 30 years

Principal$903
Interest$5,412
Insurance$364
HOA$981

Estimates only. Actual payments may vary.

Location

12295 Ridgeside Road

Indianapolis, IN 46256

Bridgewater

Features & Amenities

Interior Features

Attic Pull Down StairsBath Sinks Double MainBuilt-in FeaturesCathedral Ceiling(s)Entrance FoyerPaddle FanHi-Speed Internet AvailblEat-in KitchenPantryWalk-In Closet(s)Wet BarWood Work Painted

Exterior Features

Gutter GuardsLightingFire PitSprinkler System

Property Details

Construction

Brick Cement Siding Stone

Heating

Natural GasForced Air

Cooling

Central Air

Appliances

Electric CooktopDishwasherDown DraftDryerDisposalGas Water HeaterMicrowaveDouble OvenRefrigeratorWasherWater Softener OwnedWine Cooler

Questions & Answers

This 5-bedroom, 5-bathroom single family at 12295 Ridgeside Road is listed at $1,249,000 ($199/sqft). The estimated monthly payment is $7,661 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $981/month.

Key features include: Built in 1993, 0.76 acre lot, 2 stories, Fireplace, Waterfront. Interior Features: Attic Pull Down Stairs, Bath Sinks Double Main, Built-in Features. Exterior Features: Gutter Guards, Lighting, Fire Pit.

This property is listed by Dana Holt and can be reached at (317) 846-6300.

DH

Dana Holt

Agent at Keller Williams Indianapolis Metro North

(317) 846-6300
Agent website

Listed by Keller Williams Indianapolis Metro North · Broker phone: (317) 846-6300 · View on Broker Site · Broker website

MLS# 22124424· Source: Broker Listing Cooperative®· 8 days on PropertySimple

Copyright © 2026 Broker Listing Cooperative®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

12295 Ridgeside Road, Indianapolis, IN 46256

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