About This Home

This 4-bedroom, 4-bathroom single family at 123 Montiano Cir in Saint Augustine, FL is listed for $640,000 ($225 per sqft). Built in 2018, the home offers 2,844 sqft of living space on a 0.22 acres lot.

Key Features

  • Built in 2018
  • 0.22 acre lot
  • 2 stories

Property Details

2 stories
3 full, 1 half
2018

Amenities

A/C
Listing Description

Peaceful, private and thoughtfully designed, 123 Montiano Circle offers a rare combination of generous living space, a private conservation backyard, and a 3-car garage. The backyard is highlight with no rear neighbors, awaiting a new pool! Built in 2018 and exceptionally well maintained, this 4-bedroom, 3.5-bath home offers 2,844 square feet of th

oughtfully designed living space in Coquina Ridge, conveniently located just minutes from historic St. Augustine, shopping, dining and the beaches. Inside, an open and inviting floor plan offers plenty of room to spread out, with a spacious living area, formal dining room, dedicated laundry room and a first-floor primary suite, along with 2 other bedrooms.

The kitchen opens seamlessly to the main living spaces, making everyday living and entertaining easy and comfortable. Upstairs, you'll find the fourth bedroom with an ensuite, perfect for a second master or guest oasis. One of the home's standout features is the oversized 3-car garage, providing ample room for vehicles, bikes, beach gear, storage and all the extras that come with Florida living.

Outside, the screened porch overlooks a peaceful conservation backyard, creating a private setting to enjoy your morning coffee or unwind at the end of the day. Additional highlights include updated flooring, a newer HVAC system, a fenced backyard, and a low HOA of just $580 annually.

And perhaps best of all, Coquina Ridge has NO CDD fees. If you're looking for a newer, move-in-ready home with generous living space, exceptional garage capacity and a private backyard-while still being close to everything St. Augustine has to offer-this one deserves a look.

Monthly Cost Estimate

$4,003/mo

20% down · 6.5% · 30 years

Principal$463
Interest$2,773
Insurance$187
HOA$580

Estimates only. Actual payments may vary.

Location

123 Montiano Cir

Saint Augustine, FL 32084

Coquina Ridge

Property Details

Flooring

VinylTile

Parking

Garage

Heating

Central

Cooling

Central Air

Questions & Answers

This 4-bedroom, 4-bathroom single family at 123 Montiano Cir is listed at $640,000 ($225/sqft). The estimated monthly payment is $4,003 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $580/month.

Key features include: Built in 2018, 0.22 acre lot, 2 stories.

This property is listed by Taylor Johnson and can be reached at 9525942034.

TJ

Taylor Johnson

Agent at Berkshire Hathaway HomeServices Florida Network Realty

(952) 594-2034
Agent website

Listed by Berkshire Hathaway HomeServices Florida Network Realty · Broker phone: (904) 296-6400 · View on Broker Site · Broker website

MLS# 262402· Source: St. Augustine & St. John's County Board of Realtors· 127 days on PropertySimple

Copyright © 2026 St. Augustine & St. John's County Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

123 Montiano Cir, Saint Augustine, FL 32084

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