Curious about this home?

Ask anything — no agents, no pressure

Try asking

About This Home

This 4-bedroom, 4-bathroom single family at 123 Montiano Cir in Saint Augustine, FL is listed for $650,000 ($229 per sqft). Built in 2018, the home offers 2,844 sqft of living space on a 0.22 acres lot.

Agent Description

Welcome to your hidden gem. Built in 2018 and impeccably maintained, this fully updated home is completely turnkey and move-in ready. Offering nearly 3,000 square feet of thoughtfully designed living space, this home features 4 spacious bedrooms, 3.5 bathrooms, a separate laundry room, formal dining area, and an expansive living room perfect for entertaining or everyday comfort.

Inside, you'll find luxury vinyl plank flooring throughout with absolutely no carpet, creating a clean, modern, and low-maintenance feel. The recently replaced HVAC system (2025) adds peace of mind and energy efficiency for years to come. Step outside to your own private oasis - a large screened-in patio overlooks the fully fenced backyard and peaceful wooded buffer behind the home, ensuring no future rear neighbors and exceptional privacy.

The oversized 3-car garage provides plenty of room for vehicles, storage, or hobbies. Located in a quiet, secure-feeling community with very low HOA fees and no CDD fees, this home offers the perfect balance of convenience and privacy. Close to shopping, dining, schools, and major roadways, yet tucked away enough to feel secluded and serene. Fully updated, beautifully maintained, and ready to be called home.

Key Features

  • Built in 2018
  • 0.22 acre lot
  • 2 stories

Property Details

2 stories
3 full, 1 half
2018

Amenities

A/C

Monthly Cost Estimate

$4,056/mo

20% down · 6.5% · 30 years

Principal$470
Interest$2,817
Insurance$190
HOA$580

Estimates only. Actual payments may vary.

Location

123 Montiano Cir

Saint Augustine, FL 32084

Coquina Ridge

Property Details

Flooring

TileVinyl

Parking

Garage

Heating

Central

Cooling

Central Air

Questions & Answers

This 4-bedroom, 4-bathroom single family at 123 Montiano Cir is listed at $650,000 ($229/sqft). The estimated monthly payment is $3,397 based on 20% down at 6.5% interest.

HOA fees are $580/month.

Key features include: Built in 2018, 0.22 acre lot, 2 stories.

This property is listed by Taylor Johnson and can be reached at 9525942034 or taylorfjohnson7@gmail.com.

TJ

Taylor Johnson

Agent at Berkshire Hathaway Homeservices Florida Network Realty

(952) 594-2034

Listed by Berkshire Hathaway Homeservices Florida Network Realty · View on Broker Site

MLS# 262402· Source: listhub· Updated 15 days ago

Copyright © 2026 St. Augustine & St. John's County Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

123 Montiano Cir, Saint Augustine, FL 32084

Open this listing in: