# 123 Payne Street, Grand Rivers, KY 42045

> **TL;DR:** 3bd/2ba single family, $265,000 ($269/sqft), built 1969, 984 sqft.
> A/C. Est. $1,417/mo. Listed 164 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $265,000 |
| Price/sqft | $269 |
| Bedrooms | 3 |
| Bathrooms | 1 full, 1 half |
| Square Feet | 984 |
| Year Built | 1969 |
| Lot Size | 12,519 sqft (0.29 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 164 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,340 |
| Estimated Insurance | $77 |
| **Total** | **$1,417** |

## Nearby Schools

- **Elementary:** South Livingston
- **Middle:** Livingston County
- **High:** Livingston Central

## Key Amenities

- A/C

## Property Highlights

- Built in 1969
- 0.29 acre lot

## Description

### Agent Description
Located in the heart of Grand Rivers, this 3-bedroom, 1.5-bathroom home offers a hard-to-find location in one of the most popular lake towns in Western Kentucky. Situated in the city limits and on golf cart friendly streets, you're just a short ride from Kentucky Lake, Lake Barkley, Green Turtle Bay, Patti's 1880's Settlement, the marina, restaurants, and shopping. The home sits next to the city park and close to Badgett Playhouse, putting entertainment, outdoor activities, and local events right at your doorstep. Spacious yard with a great setting in town, while still being close to the water and everything the lake area is known for. Whether you're looking for a full-time home, weekend place at the lakes, or investment opportunity, this location is tough to beat. Sold furnished!

## Location

- **Address:** 123 Payne Street, Grand Rivers, KY 42045
- **County:** Livingston
- **Coordinates:** 37.00185, -88.23324
- **Google Maps:** https://www.google.com/maps?q=37.00185,-88.23324

## Virtual Tour & Media

- **Video Tour:** https://my.matterport.com/show/?m=5eNsFNnaXwN

## Listing Agent

- **Name:** Daria Puchkova
- **Brokerage:** Lake Realty & Development Co
- **Broker Phone:** 2703624219
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/123-Payne-St_Grand-Rivers_KY_42045_M96991-35780?f=listhub&s=LBARKY&m=26017237&c=propsimple)

## Photos

![123 Payne Street - Photo 1](http://lh.rdcpix.com/899647397360a1664fde4944dc1c6ce0l-f675134662r.jpg)

![123 Payne Street - Photo 2](http://lh.rdcpix.com/899647397360a1664fde4944dc1c6ce0l-f2787785298r.jpg)

![123 Payne Street - Photo 3](http://lh.rdcpix.com/899647397360a1664fde4944dc1c6ce0l-f2568943186r.jpg)

![123 Payne Street - Photo 4](http://lh.rdcpix.com/899647397360a1664fde4944dc1c6ce0l-f2724089539r.jpg)

![123 Payne Street - Photo 5](http://lh.rdcpix.com/899647397360a1664fde4944dc1c6ce0l-f532875758r.jpg)

![123 Payne Street - Photo 6](http://lh.rdcpix.com/899647397360a1664fde4944dc1c6ce0l-f4163773897r.jpg)

![123 Payne Street - Photo 7](http://lh.rdcpix.com/899647397360a1664fde4944dc1c6ce0l-f1556776816r.jpg)

![123 Payne Street - Photo 8](http://lh.rdcpix.com/899647397360a1664fde4944dc1c6ce0l-f1115929152r.jpg)

![123 Payne Street - Photo 9](http://lh.rdcpix.com/899647397360a1664fde4944dc1c6ce0l-f1790772962r.jpg)

![123 Payne Street - Photo 10](http://lh.rdcpix.com/899647397360a1664fde4944dc1c6ce0l-f4253376607r.jpg)

![123 Payne Street - Photo 11](http://lh.rdcpix.com/899647397360a1664fde4944dc1c6ce0l-f1476629277r.jpg)

![123 Payne Street - Photo 12](http://lh.rdcpix.com/899647397360a1664fde4944dc1c6ce0l-f2899411392r.jpg)

![123 Payne Street - Photo 13](http://lh.rdcpix.com/899647397360a1664fde4944dc1c6ce0l-f2204169729r.jpg)

![123 Payne Street - Photo 14](http://lh.rdcpix.com/899647397360a1664fde4944dc1c6ce0l-f3539582541r.jpg)

![123 Payne Street - Photo 15](http://lh.rdcpix.com/899647397360a1664fde4944dc1c6ce0l-f732594365r.jpg)

![123 Payne Street - Photo 16](http://lh.rdcpix.com/899647397360a1664fde4944dc1c6ce0l-f3976985735r.jpg)

![123 Payne Street - Photo 17](http://lh.rdcpix.com/899647397360a1664fde4944dc1c6ce0l-f3511598393r.jpg)

![123 Payne Street - Photo 18](http://lh.rdcpix.com/899647397360a1664fde4944dc1c6ce0l-f1237085404r.jpg)

![123 Payne Street - Photo 19](http://lh.rdcpix.com/899647397360a1664fde4944dc1c6ce0l-f4047571057r.jpg)

![123 Payne Street - Photo 20](http://lh.rdcpix.com/899647397360a1664fde4944dc1c6ce0l-f1128346356r.jpg)

![123 Payne Street - Photo 21](http://lh.rdcpix.com/899647397360a1664fde4944dc1c6ce0l-f582882544r.jpg)

![123 Payne Street - Photo 22](http://lh.rdcpix.com/899647397360a1664fde4944dc1c6ce0l-f930823914r.jpg)

![123 Payne Street - Photo 23](http://lh.rdcpix.com/899647397360a1664fde4944dc1c6ce0l-f2782167768r.jpg)

![123 Payne Street - Photo 24](http://lh.rdcpix.com/899647397360a1664fde4944dc1c6ce0l-f1085419293r.jpg)

![123 Payne Street - Photo 25](http://lh.rdcpix.com/899647397360a1664fde4944dc1c6ce0l-f447443313r.jpg)

![123 Payne Street - Photo 26](http://lh.rdcpix.com/899647397360a1664fde4944dc1c6ce0l-f117237551r.jpg)

![123 Payne Street - Photo 27](http://lh.rdcpix.com/899647397360a1664fde4944dc1c6ce0l-f1611250354r.jpg)

![123 Payne Street - Photo 28](http://lh.rdcpix.com/899647397360a1664fde4944dc1c6ce0l-f3756345029r.jpg)

![123 Payne Street - Photo 29](http://lh.rdcpix.com/899647397360a1664fde4944dc1c6ce0l-f3236274r.jpg)

![123 Payne Street - Photo 30](http://lh.rdcpix.com/899647397360a1664fde4944dc1c6ce0l-f1366093380r.jpg)

![123 Payne Street - Photo 31](http://lh.rdcpix.com/899647397360a1664fde4944dc1c6ce0l-f3101970114r.jpg)

---

**MLS#:** 26017237 | **Updated:** 2026-10-31
**Source:** listhub

*Copyright © 2026 ImagineMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/123-payne-street-grand-rivers-ky-42045-e531c188320a404cb4db8828e51dc3f7)

---

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