About This Home

This 4-bedroom, 3-bathroom single family at 123 Rice Mill in Saint Simons Island, GA is listed for $1,395,000 ($324 per sqft). Built in 2026, the home offers 4,300 sqft of living space on a 0.40 acres lot.

Key Features

  • Built in 2026
  • 0.40 acre lot
  • Fireplace
  • Waterfront

Property Details

3 full
2026

Amenities

EV ChargerFireplaceWaterfrontA/C
Listing Description

Experience marshfront living in one of St. Simons Island's most sought-after gated communities, Hampton Plantation. This newly constructed home off ers four bedrooms, three baths, a dedicated office, and breathtaking marsh views that create a stunning backdrop for everyday living.

Designed with both comfort and convenience in mind, the home features an elevator, circular driveway, three-car garage, and an abundance of storage. The ground level includes finished flex spaces ideal for a media room, playroom, fitness area, hobby space, or additional gathering areas.

Thoughtful upgrades include wiring for both an EV charging station and a generator. Buyers still have the opportunity to add their personal touch, as the seller is willing to negotiate some finishing details. Located within the gated community of Hampton Plantation, residents enjoy a private setting surrounded by marshes, mature live oaks, and the renowned King and Prince Golf Club.

This premier location offers the perfect balance of privacy and convenience, with easy access to beaches, dining, shopping, and all that St. Simons Island has to offer. An exceptional financing opportunity is also available. Seller financing is offered with 20% down, a 30-year amortization schedule, a three- to five-year balloon, and an interest rate set at 1% below the prevailing rates offered by many major lending institutions.

This is a rare opportunity to own a newly constructed marsh front home that combines luxury, flexibility, and an attractive financing option in one of Coastal Georgia's most desirable communities. The King & Prince golf course, located within Hampton Plantation is undergoing a significant transformation under new ownership, adding even more excitement and long-term appeal to this already exceptional neighborhood. Seller holds an inactive real estate license in North Carolina.

Monthly Cost Estimate

$7,786/mo

20% down · 6.5% · 30 years

Principal$1,009
Interest$6,045
Insurance$407
HOA$325

Estimates only. Actual payments may vary.

Location

123 Rice Mill

Saint Simons Island, GA 31522

Hampton Plantation

Features & Amenities

Interior Features

BookcasesCeiling Fan(s)Crown MoldingCoffered Ceiling(s)Double VanityElevatorHigh CeilingsHigh Speed InternetRecessed LightingWalk-In Closet(s)Primary SuiteBreakfast Bar

Exterior Features

Balcony

Property Details

Flooring

Vinyl

Construction

Stucco

Outdoor Features

DeckPatioPorch

Parking

DrivewayOpenGarage

Heating

Electric (Heating)Central

Cooling

ElectricCentral AirCeiling Fan(s)

Appliances

DisposalDouble OvenDishwasherGas RangeMicrowaveRefrigerator

Questions & Answers

This 4-bedroom, 3-bathroom single family at 123 Rice Mill is listed at $1,395,000 ($324/sqft). The estimated monthly payment is $7,786 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $325/month.

Key features include: Built in 2026, 0.40 acre lot, Fireplace, Waterfront. Interior Features: Bookcases, Ceiling Fan(s), Crown Molding. Exterior Features: Balcony.

This property is listed by Jacquie Wheeler and can be reached at 9122301294.

JW

Jacquie Wheeler

License 321038

Agent at Berkshire HathawayHomeServices Hodnett Cooper Real Estate

(912) 230-1294

Listed by Berkshire HathawayHomeServices Hodnett Cooper Real Estate · Broker phone: (912) 638-5450 · View on Broker Site

MLS# 2000838· Source: Golden Isles Association of REALTORS· 82 days on PropertySimple

Copyright © 2026 Golden Isles Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

123 Rice Mill, Saint Simons Island, GA 31522

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