# 123 Ridgemore Circle, Toccoa, GA 30577 > **TL;DR:** 3bd/2ba single family, $795,000 ($526/sqft), built 2001, 1,512 sqft. > Fireplace, Waterfront, View, A/C. Est. $4,252/mo. Listed 144 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $795,000 | | Price/sqft | $526 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,512 | | Year Built | 2001 | | Lot Size | 13,068 sqft (0.30 acres) | | Stories | 1 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 144 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Lake ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $4,020 | | Estimated Insurance | $232 | | **Total** | **$4,252** | ## Nearby Schools - **Elementary:** Big A - **Middle:** Stephens - **High:** Stephens ## Key Amenities - Fireplace - Waterfront - View - A/C ## Property Highlights - Built in 2001 - 0.30 acre lot - Fireplace - Waterfront ## Description ### Agent Description Lakefront living at its best on Lake Hartwell! This 3-bedroom, 2-bath home offers a perfect blend of comfort, convenience, and scenic beauty. Designed with a desirable split-bedroom floor plan, the layout provides privacy for guests while maintaining an open, functional feel. The spacious living room features a cozy fireplace, creating a comfortable gathering space for family and friends. The owner's suite serves as a private retreat with a double vanity, soaking tub, and separate shower. Enjoy the outdoors from the large front porch that spans the length of the home, partially screened for year-round enjoyment of the peaceful lake setting. A generous outdoor entertaining area makes hosting easy, whether you're grilling out or relaxing in the fresh air. A gentle walk leads down a concrete cart path to the newly covered slip dock, positioned on deep water with long-range views-ideal for boating, fishing, or simply taking in the surroundings. The property offers an abundance of parking and is conveniently located just minutes from town for shopping and dining. It's also near the sought-after Currahee Club, featuring a championship course designed by Jim Fazio. Whether you're looking for a full-time residence or a weekend getaway, this home captures the best of lake living. ## Location - **Address:** 123 Ridgemore Circle, Toccoa, GA 30577 - **County:** Stephens - **Coordinates:** 34.600495, -83.171865 - **Google Maps:** https://www.google.com/maps?q=34.600495,-83.171865 ## Virtual Tour & Media - **Video Tour:** https://tour.getmytour.com/2382707 ## Listing Agent - **Name:** Stephen P Caudell - **Brokerage:** Hammock Realty North Georgia - **Phone:** 7064913245 - **Broker Phone:** (706) 491-0325 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/123-Ridgemore-Cir_Toccoa_GA_30577_M54281-85775?f=listhub&s=GAMLS&m=10742341&c=propsimple) ## Photos ![123 Ridgemore Circle - Photo 1](http://lh.rdcpix.com/d20d1756c9612ca8e8c72b8647bda678l-f1840924174r.jpg) ![123 Ridgemore Circle - Photo 2](http://lh.rdcpix.com/d20d1756c9612ca8e8c72b8647bda678l-f3912926555r.jpg) ![123 Ridgemore Circle - Photo 3](http://lh.rdcpix.com/d20d1756c9612ca8e8c72b8647bda678l-f1944752207r.jpg) ![123 Ridgemore Circle - Photo 4](http://lh.rdcpix.com/d20d1756c9612ca8e8c72b8647bda678l-f4069742733r.jpg) ![123 Ridgemore Circle - Photo 5](http://lh.rdcpix.com/d20d1756c9612ca8e8c72b8647bda678l-f3590834095r.jpg) ![123 Ridgemore Circle - Photo 6](http://lh.rdcpix.com/d20d1756c9612ca8e8c72b8647bda678l-f3894903552r.jpg) ![123 Ridgemore Circle - Photo 7](http://lh.rdcpix.com/d20d1756c9612ca8e8c72b8647bda678l-f1151898303r.jpg) ![123 Ridgemore Circle - Photo 8](http://lh.rdcpix.com/d20d1756c9612ca8e8c72b8647bda678l-f382818641r.jpg) ![123 Ridgemore Circle - Photo 9](http://lh.rdcpix.com/d20d1756c9612ca8e8c72b8647bda678l-f1020108354r.jpg) ![123 Ridgemore Circle - Photo 10](http://lh.rdcpix.com/d20d1756c9612ca8e8c72b8647bda678l-f2289153402r.jpg) ![123 Ridgemore Circle - Photo 11](http://lh.rdcpix.com/d20d1756c9612ca8e8c72b8647bda678l-f2412779519r.jpg) ![123 Ridgemore Circle - Photo 12](http://lh.rdcpix.com/d20d1756c9612ca8e8c72b8647bda678l-f2406298374r.jpg) ![123 Ridgemore Circle - Photo 13](http://lh.rdcpix.com/d20d1756c9612ca8e8c72b8647bda678l-f594245400r.jpg) ![123 Ridgemore Circle - Photo 14](http://lh.rdcpix.com/d20d1756c9612ca8e8c72b8647bda678l-f592427525r.jpg) ![123 Ridgemore Circle - Photo 15](http://lh.rdcpix.com/d20d1756c9612ca8e8c72b8647bda678l-f2089837601r.jpg) ![123 Ridgemore Circle - Photo 16](http://lh.rdcpix.com/d20d1756c9612ca8e8c72b8647bda678l-f1497049505r.jpg) ![123 Ridgemore Circle - Photo 17](http://lh.rdcpix.com/d20d1756c9612ca8e8c72b8647bda678l-f3628048728r.jpg) ![123 Ridgemore Circle - Photo 18](http://lh.rdcpix.com/d20d1756c9612ca8e8c72b8647bda678l-f2300026953r.jpg) ![123 Ridgemore Circle - Photo 19](http://lh.rdcpix.com/d20d1756c9612ca8e8c72b8647bda678l-f2406298374r.jpg) ![123 Ridgemore Circle - Photo 20](http://lh.rdcpix.com/d20d1756c9612ca8e8c72b8647bda678l-f1325211075r.jpg) ![123 Ridgemore Circle - Photo 21](http://lh.rdcpix.com/d20d1756c9612ca8e8c72b8647bda678l-f2744615237r.jpg) ![123 Ridgemore Circle - Photo 22](http://lh.rdcpix.com/d20d1756c9612ca8e8c72b8647bda678l-f2750486151r.jpg) ![123 Ridgemore Circle - Photo 23](http://lh.rdcpix.com/d20d1756c9612ca8e8c72b8647bda678l-f91683367r.jpg) ![123 Ridgemore Circle - Photo 24](http://lh.rdcpix.com/d20d1756c9612ca8e8c72b8647bda678l-f2592774244r.jpg) ![123 Ridgemore Circle - Photo 25](http://lh.rdcpix.com/d20d1756c9612ca8e8c72b8647bda678l-f1834815872r.jpg) ![123 Ridgemore Circle - Photo 26](http://lh.rdcpix.com/d20d1756c9612ca8e8c72b8647bda678l-f501891156r.jpg) ![123 Ridgemore Circle - Photo 27](http://lh.rdcpix.com/d20d1756c9612ca8e8c72b8647bda678l-f3326280890r.jpg) ![123 Ridgemore Circle - Photo 28](http://lh.rdcpix.com/d20d1756c9612ca8e8c72b8647bda678l-f3204763878r.jpg) ![123 Ridgemore Circle - Photo 29](http://lh.rdcpix.com/d20d1756c9612ca8e8c72b8647bda678l-f2011454614r.jpg) ![123 Ridgemore Circle - Photo 30](http://lh.rdcpix.com/d20d1756c9612ca8e8c72b8647bda678l-f2911773706r.jpg) ![123 Ridgemore Circle - Photo 31](http://lh.rdcpix.com/d20d1756c9612ca8e8c72b8647bda678l-f3347245294r.jpg) ![123 Ridgemore Circle - Photo 32](http://lh.rdcpix.com/d20d1756c9612ca8e8c72b8647bda678l-f3327100150r.jpg) ![123 Ridgemore Circle - Photo 33](http://lh.rdcpix.com/d20d1756c9612ca8e8c72b8647bda678l-f120759235r.jpg) --- **MLS#:** 10742341 | **Updated:** 2026-07-02 **Source:** listhub *Copyright © 2026 Georgia Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/123-ridgemore-circle-toccoa-ga-30577-10742341) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/123-ridgemore-circle-toccoa-ga-30577-10742341#listing", "url": "https://www.propertysimple.ai/listing/123-ridgemore-circle-toccoa-ga-30577-10742341", "name": "123 Ridgemore Circle, Toccoa, GA 30577", "description": "Lakefront living at its best on Lake Hartwell! This 3-bedroom, 2-bath home offers a perfect blend of comfort, convenience, and scenic beauty. Designed with a desirable split-bedroom floor plan, the layout provides privacy for guests while maintaining an open, functional feel. The spacious living room features a cozy fireplace, creating a comfortable gathering space for family and friends. The owner's suite serves as a private retreat with a double vanity, soaking tub, and separate shower. Enjoy the outdoors from the large front porch that spans the length of the home, partially screened for year-round enjoyment of the peaceful lake setting. A generous outdoor entertaining area makes hosting easy, whether you're grilling out or relaxing in the fresh air. A gentle walk leads down a concrete cart path to the newly covered slip dock, positioned on deep water with long-range views-ideal for boating, fishing, or simply taking in the surroundings. The property offers an abundance of parking and is conveniently located just minutes from town for shopping and dining. It's also near the sought-after Currahee Club, featuring a championship course designed by Jim Fazio. 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