About This Home

This 4-bedroom, 3-bathroom single family at 123 W Third Street in Ocean Isle Beach, NC is listed for $1,075,000 ($523 per sqft). Built in 2017, the home offers 2,056 sqft of living space on a 0.12 acres lot.

Key Features

  • Built in 2017
  • 0.12 acre lot
  • 2 stories

Property Details

2 stories
2 full, 1 half
2017

Amenities

ViewA/C
Listing Description

Welcome to this beautifully decorated home with a relaxed coastal flair located on the quiet west end of Ocean Isle Beach. Adding peace of mind, the property is located in one of the rare blocks on Ocean Isle Beach considered not in a Special Flood Hazard Area (but instead is located in Zone X) one of the highest elevations on the island!

This means you do NOT have to have flood insurance! This home offers an exceptional combination of comfort, style, outdoor living, and resort amenities. Step inside into the large, welcoming foyer and you'll immediately appreciate the thoughtful details throughout, including plantation shutters, decorative fans and light fixtures, and durable LVP flooring.

The spacious first floor features an open-concept living room, kitchen, and dining area, creating an inviting space for family gatherings and entertaining. A versatile additional room can be used as a bedroom, den, or home office, and a convenient half bath completes the first level.

The well-appointed kitchen features granite countertops, stainless steel appliances, a center island, and abundant cabinet storage. Just off the kitchen, the dining area provides an ideal setting for casual meals or dinner with guests. The adjoining living room offers built-in bookshelves, plenty of space for entertaining, and direct access to a deck overlooking the beautifully landscaped and fenced backyard.

Both the first and second floor decks overlook the fenced yard, complete with a unique putting green for hours of fun and practice. A front deck offers beautiful views of the Ocean Isle Beach bridge, the Sound, and the Intracoastal Waterway. Colorful landscaping surrounds the home, adding to its inviting coastal character.

Upstairs you'll find three additional bedrooms, including an expansive primary suite with its own private deck. The spacious primary bath features a jetted tub and shower with tile surround, and a large walk-in tiled shower equipped with dual shower heads.

Two additional bedrooms and a full bathroom provide plenty of space for family and guests. The home is two blocks from a beach access and two blocks west of the Causeway, restaurants, and OIB Park. After a day at the beach--or a round of practice on the putting green--rinse off in the outdoor shower and then relax on the covered patio while enjoying the outdoor TV.

This home has never been rented and is being sold furnished, with only minor exclusions, making it an especially attractive opportunity for those looking for a move-in-ready beach retreat. As a property owner in The Resort at OIB, you'll enjoy access to an impressive collection of amenities, including a private oceanfront pool, beach access, clubhouse, crabbing dock and golf cart parking.

With its coastal charm, spacious layout, exceptional outdoor spaces, waterway views, private putting green, and resort amenities, this Ocean Isle Beach home offers the perfect setting for enjoying everything the North Carolina coast has to offer. For information about our preferred lender and the incentives you may qualify for, please ask your agent to review the agent comments for additional details. The people in the pictures were AI generated

Monthly Cost Estimate

$6,305/mo

20% down · 6.5% · 30 years

Principal$777
Interest$4,658
Insurance$314
HOA$556

Estimates only. Actual payments may vary.

Location

123 W Third Street

Ocean Isle Beach, NC 28469

The Resort at OIB

Features & Amenities

Interior Features

Entrance FoyerBookcasesKitchen IslandCeiling Fan(s)Walk-in ShowerBlinds/Shades

Exterior Features

Outdoor Shower

Property Details

Flooring

Lvt/lvpTile

Construction

Vinyl Siding Wood Frame

Views

Water

Outdoor Features

DeckPorch

Parking

Off Street

Heating

Electric (Heating)Heat Pump (Heating)

Cooling

Central Air

Appliances

Electric OvenRefrigeratorDishwasher

Questions & Answers

This 4-bedroom, 3-bathroom single family at 123 W Third Street is listed at $1,075,000 ($523/sqft). The estimated monthly payment is $6,306 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $556/month.

Key features include: Built in 2017, 0.12 acre lot, 2 stories. Interior Features: Entrance Foyer, Bookcases, Kitchen Island. Exterior Features: Outdoor Shower.

This property is listed by Frances Warner Real Estate Group.

FG

Frances Warner Real Estate Group

Agent at Coldwell Banker Sea Coast Advantage

Listed by Coldwell Banker Sea Coast Advantage · Broker phone: (910) 799-3435 · View on Broker Site · Broker website

MLS# 100597765· Source: Hive MLS· 68 days on PropertySimple

Copyright © 2026 Hive MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

123 W Third Street, Ocean Isle Beach, NC 28469

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