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About This Home
This 0-bedroom, 0-bathroom commercial at 123 Water Street in Horse Cave, KY is listed for $525,000. Built in 1911, on a 0.30 acres lot.
Luxury Loft with Retail Opportunity in Historic Downtown Horse Cave. Experience the perfect blend of history, luxury, and opportunity with this stunning property located in the heart of downtown Horse Cave. Set within a beautifully preserved historic building, this expansive 12,000+ sq.
ft. property offers both modern elegance and timeless character. Upstairs, the renovated 2,700+ sq. ft. luxury loft delivers exceptional living space overlooking the charming downtown streetscape. The master suite is a true retreat, featuring a private walkout deck, a classic claw-foot tub, walk-in shower, and double farmhouse sinks.
The oversized kitchen impresses with a large island, custom cabinetry, and premium stainless steel appliances—perfect for entertaining or everyday living. On the main level, more than 4,000 sq. ft. of heated and cooled retail space awaits—ideal for a boutique, gallery, or mixed-use business.
With excellent downtown frontage and plenty of foot traffic, the potential here is unmatched. Additional highlights include: Building served by a lift for effortless access between levels, Two new HVAC systems and gas heat for comfort and efficiency, Recently updated roof covering for peace of mind, and Ample warehouse and storage space behind the retail area.
Whether you’re seeking a live-work property, investment opportunity, or an exceptional luxury residence, this rare offering has it all—historic charm, modern comfort, and limitless potential.
Key Features
- Built in 1911
- 0.30 acre lot
Property Details
Amenities
Monthly Cost Estimate
$2,808/mo
20% down · 6.5% · 30 years
Estimates only. Actual payments may vary.
Location
123 Water Street
Horse Cave, KY 42749
N/A
Features & Amenities
Interior Features
Property Details
Flooring
Construction
Parking
Heating
Cooling
Questions & Answers
This 0-bedroom, 0-bathroom commercial at 123 Water Street is listed at $525,000. The estimated monthly payment is $2,275 based on 20% down at 6.5% interest.
Key features include: Built in 1911, 0.30 acre lot. Interior Features: Finished, Unfinished.
This property is listed by John Hishmeh and can be reached at 2702180074 or jphishmeh5@gmail.com.



