# 123 Water Street, Horse Cave, KY 42749

> **TL;DR:** commercial, $525,000, built 1911.
> Hardwood. Est. $2,275/mo. Listed 111 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $525,000 |
| Year Built | 1911 |
| Lot Size | 13,068 sqft (0.30 acres) |
| Property Type | Commercial (Other) |
| Status | For Sale |
| Days on Market | 111 |

## Why This Home Stands Out

- **Hardwood Floors** - Throughout the home

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $2,275 |
| **Total** | **$2,275** |

## Key Amenities

- Hardwood

## Property Highlights

- Built in 1911
- 0.30 acre lot

## Description

### Agent Description
Luxury Loft with Retail Opportunity in Historic Downtown Horse Cave. Experience the perfect blend of history, luxury, and opportunity with this stunning property located in the heart of downtown Horse Cave. Set within a beautifully preserved historic building, this expansive 12,000+ sq. ft. property offers both modern elegance and timeless character. Upstairs, the renovated 2,700+ sq. ft. luxury loft delivers exceptional living space overlooking the charming downtown streetscape. The master suite is a true retreat, featuring a private walkout deck, a classic claw-foot tub, walk-in shower, and double farmhouse sinks. The oversized kitchen impresses with a large island, custom cabinetry, and premium stainless steel appliances—perfect for entertaining or everyday living. On the main level, more than 4,000 sq. ft. of heated and cooled retail space awaits—ideal for a boutique, gallery, or mixed-use business. With excellent downtown frontage and plenty of foot traffic, the potential here is unmatched.  Additional highlights include: Building served by a lift for effortless access between levels, Two new HVAC systems and gas heat for comfort and efficiency, Recently updated roof covering for peace of mind, and Ample warehouse and storage space behind the retail area. Whether you’re seeking a live-work property, investment opportunity, or an exceptional luxury residence, this rare offering has it all—historic charm, modern comfort, and limitless potential.

## Location

- **Address:** 123 Water Street, Horse Cave, KY 42749
- **County:** Hart
- **Neighborhood:** N/A
- **Coordinates:** 37.1803524, -85.9061586
- **Google Maps:** https://www.google.com/maps?q=37.1803524,-85.9061586

## Listing Agent

- **Name:** John Hishmeh
- **Brokerage:** Coldwell Banker Legacy Group
- **Phone:** 2702180074
- **Email:** jphishmeh5@gmail.com

## Primary Photo

![123 Water Street - Primary Photo](http://lh.rdcpix.com/4c25acca9e4fb80062733866253e291bl-f540001826r.jpg)

*27 total photos available on [listing page](https://www.propertysimple.com/listing/123-water-street-horse-cave-ky-42749-20260741)*

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**MLS#:** RA20260741 | **Updated:** 2026-06-19
**Source:** listhub

*Copyright © 2026 REALTOR® Association of Southern Kentucky, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/123-water-street-horse-cave-ky-42749-20260741)

---

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