About This Home

This 5-bedroom, 4-bathroom single family at 1234 Mill Creek Circle in Saint Cloud, MN is listed for $390,000 ($114 per sqft). Built in 1996, the home offers 3,432 sqft of living space on a 0.40 acres lot.

Key Features

  • Built in 1996
  • 0.40 acre lot
  • Fireplace

Property Details

1 full, 1 half
3-car garage
1996

Amenities

FireplaceA/C
Listing Description

Space, style, and incredible outdoor living come together in this beautifully updated 5-bedroom, 4-bathroom two-story home with a 3-car garage! Step inside to discover sun-filled living spaces, refinished hardwood floors, a cozy fireplace, private office, and an updated kitchen featuring granite countertops, stainless steel appliances, and a built-in wine rack.

Upstairs, you'll find four spacious bedrooms, including a primary suite with a walk-in closet and private bath with soaking tub and separate shower. The finished lower level is perfect for entertaining or everyday living, offering a large recreation room, fully equipped kitchenette, fifth bedroom, bathroom, and two versatile bonus rooms.

The impressive features continue outdoors! Enjoy a maintenance-free deck, stamped concrete patio, and screened cedar gazebo overlooking a beautiful wooded backyard. Major improvements include a hail-resistant roof, high-efficiency furnace and A/C, remodeled bathrooms, new water heater, and added attic insulation. Conveniently located near parks, trails, pickleball courts, neighborhood pool, shopping, and dining, this home offers an incredible combination of space, updates, and outdoor enjoyment!

Monthly Cost Estimate

$2,686/mo

20% down · 6.5% · 30 years

Principal$282
Interest$1,690
Insurance$114
HOA$600

Estimates only. Actual payments may vary.

Location

1234 Mill Creek Circle

Saint Cloud, MN 56303

Mill Creek

Features & Amenities

Interior Features

3 BR on One Level4 BR on One LevelMain Floor LaundryPrimary Bdr Suite

Property Details

Outdoor Features

PorchPatioDeck

Parking

OpenGarage - AttachedDriveway

Heating

Forced Air

Cooling

Central Air

Appliances

DishwasherDisposalWater Heater - GasMicrowaveRangeRefrigeratorStainless Steel Appliances

Questions & Answers

This 5-bedroom, 4-bathroom single family at 1234 Mill Creek Circle is listed at $390,000 ($114/sqft). The estimated monthly payment is $2,686 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $600/month.

Key features include: Built in 1996, 0.40 acre lot, Fireplace. Interior Features: 3 BR on One Level, 4 BR on One Level, Main Floor Laundry.

This property is listed by Abby Schannauer.

AS

Abby Schannauer

Agent at Keller Williams Classic Realty Northwest

Listed by Keller Williams Classic Realty Northwest · Broker phone: (763) 657-4444 · View on Broker Site · Broker website

MLS# 7160923· Source: Northstar MLS· 13 days on PropertySimple

Copyright © 2026 Northstar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1234 Mill Creek Circle, Saint Cloud, MN 56303

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