# 1234 Mill Creek Circle, Saint Cloud, MN 56303

> **TL;DR:** 5bd/4ba single family, $400,000 ($117/sqft), built 1996, 3,432 sqft.
> Fireplace, A/C. Est. $2,740/mo. Listed 58 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $400,000 |
| Price/sqft | $117 |
| Bedrooms | 5 |
| Bathrooms | 1 full, 1 half |
| Square Feet | 3,432 |
| Year Built | 1996 |
| Lot Size | 17,424 sqft (0.40 acres) |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 58 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,023 |
| Estimated Insurance | $117 |
| HOA | $600 |
| **Total** | **$2,740** |

## Key Amenities

- Fireplace
- A/C

## Property Highlights

- Built in 1996
- 0.40 acre lot
- Fireplace

## Description

### Agent Description
Welcome to this beautifully maintained two-story home offering 5 bedrooms, 4 bathrooms, and a spacious 3-car garage with exceptional living space inside and out. From the inviting curb appeal to the thoughtfully designed floor plan, this home blends comfort, functionality, and quality updates throughout. The bright main level is filled with natural light from abundant windows and features refinished hardwood floors, a spacious living room, a cozy family room with a fireplace, a private office, formal and informal dining spaces, main-level laundry, and an updated kitchen with painted cabinetry, granite countertops, tile backsplash, built-in wine rack, and stainless steel appliances. Step outside to the maintenance-free deck, stamped concrete patio, and screened cedar gazebo, creating multiple spaces to relax or entertain while overlooking the beautifully wooded backyard. Upstairs, you'll find four bedrooms, including a spacious primary suite with a walk-in closet and private bath featuring a soaking tub and separate shower. An additional 3/4 bathroom serves the remaining upper-level bedrooms. The finished lower level offers outstanding flexibility with a large recreation room, kitchenette complete with cabinetry, sink, microwave, dishwasher, and refrigerator, a fifth bedroom, a 3/4 bathroom, plus two additional flex rooms ideal for hobbies, fitness, a home office, or storage. Major updates include a hail-resistant roof, high-efficiency furnace and A/C, updated kitchen, remodeled upper-level bathrooms, refinished hardwood floors, maintenance-free deck, stamped concrete patio, screened cedar gazebo, new water heater, and attic insulation. Conveniently located near parks, walking and biking trails, pickleball courts, shopping, restaurants, healthcare, and recreation, this home offers an exceptional combination of space, thoughtful updates, and outdoor enjoyment.

## Location

- **Address:** 1234 Mill Creek Circle, Saint Cloud, MN 56303
- **County:** Stearns
- **Neighborhood:** Mill Creek
- **Coordinates:** 45.587605, -94.181083
- **Google Maps:** https://www.google.com/maps?q=45.587605,-94.181083

## Listing Agent

- **Name:** Abby Schannauer
- **Brokerage:** Keller Williams Classic Realty Northwest
- **Phone:** (763) 657-4444
- **Broker Phone:** (763) 657-4444
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1234-Mill-Creek-Cir_Saint-Cloud_MN_56303_M89842-83931?f=listhub&s=RMLSMN&m=7040933&c=propsimple)

## Photos

![1234 Mill Creek Circle - Photo 1](http://lh.rdcpix.com/3ed696f870d3d743c7b2df1cdf95d70fl-f2010624021r.jpg)

![1234 Mill Creek Circle - Photo 2](http://lh.rdcpix.com/3ed696f870d3d743c7b2df1cdf95d70fl-f3980715602r.jpg)

![1234 Mill Creek Circle - Photo 3](http://lh.rdcpix.com/3ed696f870d3d743c7b2df1cdf95d70fl-f2059293112r.jpg)

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![1234 Mill Creek Circle - Photo 33](http://lh.rdcpix.com/3ed696f870d3d743c7b2df1cdf95d70fl-f3315724973r.jpg)

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![1234 Mill Creek Circle - Photo 37](http://lh.rdcpix.com/3ed696f870d3d743c7b2df1cdf95d70fl-f4046897405r.jpg)

![1234 Mill Creek Circle - Photo 38](http://lh.rdcpix.com/3ed696f870d3d743c7b2df1cdf95d70fl-f3001475471r.jpg)

![1234 Mill Creek Circle - Photo 39](http://lh.rdcpix.com/3ed696f870d3d743c7b2df1cdf95d70fl-f3777464455r.jpg)

![1234 Mill Creek Circle - Photo 40](http://lh.rdcpix.com/3ed696f870d3d743c7b2df1cdf95d70fl-f1320626388r.jpg)

![1234 Mill Creek Circle - Photo 41](http://lh.rdcpix.com/3ed696f870d3d743c7b2df1cdf95d70fl-f570123487r.jpg)

![1234 Mill Creek Circle - Photo 42](http://lh.rdcpix.com/3ed696f870d3d743c7b2df1cdf95d70fl-f2874308063r.jpg)

![1234 Mill Creek Circle - Photo 43](http://lh.rdcpix.com/3ed696f870d3d743c7b2df1cdf95d70fl-f3687343676r.jpg)

![1234 Mill Creek Circle - Photo 44](http://lh.rdcpix.com/3ed696f870d3d743c7b2df1cdf95d70fl-f3875691923r.jpg)

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![1234 Mill Creek Circle - Photo 49](http://lh.rdcpix.com/3ed696f870d3d743c7b2df1cdf95d70fl-f3461410524r.jpg)

![1234 Mill Creek Circle - Photo 50](http://lh.rdcpix.com/3ed696f870d3d743c7b2df1cdf95d70fl-f558193004r.jpg)

![1234 Mill Creek Circle - Photo 51](http://lh.rdcpix.com/3ed696f870d3d743c7b2df1cdf95d70fl-f3756946967r.jpg)

![1234 Mill Creek Circle - Photo 52](http://lh.rdcpix.com/3ed696f870d3d743c7b2df1cdf95d70fl-f915135384r.jpg)

![1234 Mill Creek Circle - Photo 53](http://lh.rdcpix.com/3ed696f870d3d743c7b2df1cdf95d70fl-f2926296853r.jpg)

![1234 Mill Creek Circle - Photo 54](http://lh.rdcpix.com/3ed696f870d3d743c7b2df1cdf95d70fl-f1538015073r.jpg)

![1234 Mill Creek Circle - Photo 55](http://lh.rdcpix.com/3ed696f870d3d743c7b2df1cdf95d70fl-f1469564005r.jpg)

![1234 Mill Creek Circle - Photo 56](http://lh.rdcpix.com/3ed696f870d3d743c7b2df1cdf95d70fl-f54839901r.jpg)

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![1234 Mill Creek Circle - Photo 58](http://lh.rdcpix.com/3ed696f870d3d743c7b2df1cdf95d70fl-f1775516295r.jpg)

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![1234 Mill Creek Circle - Photo 61](http://lh.rdcpix.com/3ed696f870d3d743c7b2df1cdf95d70fl-f54612290r.jpg)

![1234 Mill Creek Circle - Photo 62](http://lh.rdcpix.com/3ed696f870d3d743c7b2df1cdf95d70fl-f2292130627r.jpg)

![1234 Mill Creek Circle - Photo 63](http://lh.rdcpix.com/3ed696f870d3d743c7b2df1cdf95d70fl-f4217891726r.jpg)

![1234 Mill Creek Circle - Photo 64](http://lh.rdcpix.com/3ed696f870d3d743c7b2df1cdf95d70fl-f1763421499r.jpg)

---

**MLS#:** 7040933 | **Updated:** 2026-08-22
**Source:** listhub

*Copyright © 2026 Northstar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/1234-mill-creek-circle-saint-cloud-mn-56303-7040933)

---

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