About This Home

This 4-bedroom, 3-bathroom single family at 12340 Saddle Up in San Antonio, TX is listed for $534,900 ($183 per sqft). Built in 2019, the home offers 2,928 sqft of living space on a 0.21 acres lot.

Key Features

  • Built in 2019
  • 0.21 acre lot
  • Fireplace

Property Details

3 full
2019

Amenities

FireplaceA/C
Listing Description

This house comes with a REDUCED RATE as low as 5.875 (APR 6.439) as of 08/25/2026 through List & LockTM. This is a seller paid rate-buydown that reduces the buyer's interest rate and monthly payment. Terms apply, see disclosures for more information. Stunning Highland Homes Single-Story with Exceptional Upgrades & Assumable VA Loan with a 2.25 rate!

Welcome to this beautifully designed single-story home built by Highland Homes, offering an open and inviting floor plan perfect for both everyday living and entertaining. The heart of the home is the chef-inspired kitchen, featuring a large center island, custom cabinetry, and an upgraded refrigerator - ideal for hosting gatherings or enjoying casual meals with family.

A dedicated media room provides the perfect space for movie nights, while the whole-house vacuum system and whole-house stereo system - including patio speakers - add convenience and luxury throughout. Relax and unwind outdoors with a hot tub and custom exterior lighting under the eaves, creating an inviting ambiance for evening entertaining.

Additional premium features include a tankless water heater, epoxied garage floor, and a garage shelving and storage system designed to keep everything organized. Best of all, this home offers an assumable VA loan with an incredibly low interest rate, a rare opportunity for qualified buyers to save significantly on their mortgage. This property blends quality craftsmanship, modern upgrades, and thoughtful details - truly move-in ready! MOTIVATED SELLER

Monthly Cost Estimate

$3,356/mo

20% down · 6.5% · 30 years

Principal$387
Interest$2,318
Insurance$156
HOA$495

Estimates only. Actual payments may vary.

Location

12340 Saddle Up

San Antonio, TX 78254

Property Details

Parking

Garage

Cooling

Central Air

Questions & Answers

This 4-bedroom, 3-bathroom single family at 12340 Saddle Up is listed at $534,900 ($183/sqft). The estimated monthly payment is $3,356 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $495/month.

Key features include: Built in 2019, 0.21 acre lot, Fireplace.

This property is listed by Duncan Elliott and can be reached at (210) 571-0330.

DE

Duncan Elliott

Agent at Phillips & Associates Realty

(210) 571-0330
Agent website

Listed by Phillips & Associates Realty · Broker phone: (210) 571-0330 · View on Broker Site · Broker website

MLS# 1913233· Source: LERA MLS· 112 days on PropertySimple

Copyright © 2026 LERA MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

12340 Saddle Up, San Antonio, TX 78254

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