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About This Home

This 4-bedroom, 3-bathroom single family at 12340 Saddle Up in San Antonio, TX is listed for $539,900 ($184 per sqft). Built in 2019, the home offers 2,928 sqft of living space on a 0.21 acres lot.

Agent Description

Stunning Highland Homes Single-Story with Exceptional Upgrades & Assumable VA Loan with a 2.25 rate! Welcome to this beautifully designed single-story home built by Highland Homes, offering an open and inviting floor plan perfect for both everyday living and entertaining.

The heart of the home is the chef-inspired kitchen, featuring a large center island, custom cabinetry, and an upgraded refrigerator - ideal for hosting gatherings or enjoying casual meals with family. A dedicated media room provides the perfect space for movie nights, while the whole-house vacuum system and whole-house stereo system - including patio speakers - add convenience and luxury throughout.

Relax and unwind outdoors with a hot tub and custom exterior lighting under the eaves, creating an inviting ambiance for evening entertaining. Additional premium features include a tankless water heater, epoxied garage floor, and a garage shelving and storage system designed to keep everything organized.

Best of all, this home offers an assumable VA loan with an incredibly low interest rate, a rare opportunity for qualified buyers to save significantly on their mortgage. This property blends quality craftsmanship, modern upgrades, and thoughtful details - truly move-in ready! MOTIVATED SELLER

Key Features

  • Built in 2019
  • 0.21 acre lot
  • Fireplace

Property Details

3 full
2019

Amenities

FireplaceA/C

Monthly Cost Estimate

$3,382/mo

20% down · 6.5% · 30 years

Principal$390
Interest$2,340
Insurance$157
HOA$495

Estimates only. Actual payments may vary.

Location

12340 Saddle Up

San Antonio, TX 78254

Property Details

Parking

Garage

Cooling

Central Air

Questions & Answers

This 4-bedroom, 3-bathroom single family at 12340 Saddle Up is listed at $539,900 ($184/sqft). The estimated monthly payment is $2,835 based on 20% down at 6.5% interest.

HOA fees are $495/month.

Key features include: Built in 2019, 0.21 acre lot, Fireplace.

This property is listed by Duncan Elliott and can be reached at (210) 571-0330.

DE

Duncan Elliott

Agent at Phillips & Associates Realty

(210) 571-0330

Listed by Phillips & Associates Realty · View on Broker Site

MLS# 1913233· Source: listhub· Updated today

Copyright © 2026 LERA MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

12340 Saddle Up, San Antonio, TX 78254

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