# 12340 Saddle Up, San Antonio, TX 78254

> **TL;DR:** 4bd/3ba single family, $539,900 ($184/sqft), built 2019, 2,928 sqft.
> Fireplace, A/C. Est. $2,835/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $539,900 |
| Price/sqft | $184 |
| Bedrooms | 4 |
| Bathrooms | 3 full |
| Square Feet | 2,928 |
| Year Built | 2019 |
| Lot Size | 9,104 sqft (0.21 acres) |
| Property Type | Single Family (Other) |
| Status | For Sale |
| Days on Market | 0 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $2,340 |
| HOA | $495 |
| **Total** | **$2,835** |

## Nearby Schools

- **Middle:** FOLKS

## Key Amenities

- Fireplace
- A/C

## Property Highlights

- Built in 2019
- 0.21 acre lot
- Fireplace

## Description

### Agent Description
Stunning Highland Homes Single-Story with Exceptional Upgrades & Assumable VA Loan with a 2.25 rate! Welcome to this beautifully designed single-story home built by Highland Homes, offering an open and inviting floor plan perfect for both everyday living and entertaining. The heart of the home is the chef-inspired kitchen, featuring a large center island, custom cabinetry, and an upgraded refrigerator - ideal for hosting gatherings or enjoying casual meals with family. A dedicated media room provides the perfect space for movie nights, while the whole-house vacuum system and whole-house stereo system - including patio speakers - add convenience and luxury throughout. Relax and unwind outdoors with a hot tub and custom exterior lighting under the eaves, creating an inviting ambiance for evening entertaining. Additional premium features include a tankless water heater, epoxied garage floor, and a garage shelving and storage system designed to keep everything organized. Best of all, this home offers an assumable VA loan with an incredibly low interest rate, a rare opportunity for qualified buyers to save significantly on their mortgage. This property blends quality craftsmanship, modern upgrades, and thoughtful details - truly move-in ready! MOTIVATED SELLER

## Location

- **Address:** 12340 Saddle Up, San Antonio, TX 78254
- **County:** Bexar
- **Coordinates:** 29.541514, -98.737294
- **Google Maps:** https://www.google.com/maps?q=29.541514,-98.737294

## Listing Agent

- **Name:** Duncan Elliott
- **Brokerage:** Phillips & Associates Realty
- **Phone:** (210) 571-0330

## Primary Photo

![12340 Saddle Up - Primary Photo](http://lh.rdcpix.com/7f534e2b35271d2b4fca4e95d500b303l-f4238987955r.jpg)

*29 total photos available on [listing page](https://www.propertysimple.com/listing/12340-saddle-up-san-antonio-tx-78254-1913233)*

---

**MLS#:** 1913233 | **Updated:** 2026-06-17
**Source:** listhub

*Copyright © 2026 LERA MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/12340-saddle-up-san-antonio-tx-78254-1913233)

---

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