About This Home

This 2-bedroom, 1-bathroom single family at 12383 SILVER ROCK Circle in Lusby, MD is listed for $284,000 ($329 per sqft). Built in 1966, the home offers 864 sqft of living space on a 0.25 acres lot.

Key Features

  • Built in 1966
  • 0.25 acre lot
  • Fireplace

Property Details

1 story
1 full
1966

Amenities

FireplaceA/C
Listing Description

2.6% VA Assumable!! Escape to your own little log cabin retreat, with lake views, wooded surroundings, and plenty of room to make it your own This 1966 log cabin offers 2 bedrooms plus a loft, 1 full bath, and an open great-room layout on a 1/4-acre lot backing to woods.

The main level features vaulted ceilings, exposed wood beams, plenty of windows with seasonal lake views, and a wood stove in the living room. The upgraded kitchen has slate flooring and quartz countertops, while the updated bathroom features slate flooring, a tiled shower, and an LED anti-fog vanity mirror.

A loft overlooks the living room, and the enclosed side deck provides additional living space. The full walk-out basement is unfinished and ready for your ideas, with a bathroom rough-in already in place and a pellet stove for added flexibility. Outside, the fenced and landscaped yard includes a fire pit area, front porch, and access to the wooded surroundings.

The home is within walking distance of the Lake Lariat kayak ramp and offers seasonal lake views. Additional updates include a roof replaced in 2020, weather-sealed exterior wood, HVAC throughout, removal of the oil tank, and a preventative termite system.

Gas lines remain available if desired, and a gas log splitter conveys. Chesapeake Ranch Estates offers two private Chesapeake Bay beaches, Lake Lariat, trails, a campground, clubhouse, playground, community gardens, horseshoe pits, and a private airfield. Also located close to everyday shopping, dining, beaches, and recreation, commutable to the Patuxent River Naval Air Station and surrounding Southern Maryland communities.

Monthly Cost Estimate

$2,142/mo

20% down · 6.5% · 30 years

Principal$205
Interest$1,231
Insurance$83
HOA$623

Estimates only. Actual payments may vary.

Location

12383 SILVER ROCK Circle

Lusby, MD 20657

CHESAPEAKE RANCH ESTATES

Features & Amenities

Interior Features

Combination Dining/LivingFloor Plan - OpenKitchen - GalleyStove - WoodStove - PelletUpgraded CountertopsBathroom - Walk-In ShowerEntry Level Bedroom

Property Details

Construction

Wood Siding Log Siding

Parking

Driveway

Heating

Heat Pump (Heating)Pellet StoveWood

Cooling

Central Air

Appliances

Dryer - ElectricOven - SingleRefrigeratorStoveWasherWaterHeater

Questions & Answers

This 2-bedroom, 1-bathroom single family at 12383 SILVER ROCK Circle is listed at $284,000 ($329/sqft). The estimated monthly payment is $2,142 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $623/month.

Key features include: Built in 1966, 0.25 acre lot, Fireplace. Interior Features: Combination Dining/Living, Floor Plan - Open, Kitchen - Galley.

This property is listed by Amanda Marie Newsome and can be reached at 8048947797.

AN

Amanda Marie Newsome

License 5022207

Agent at Century 21 New Millennium

(804) 894-7797

Listed by Century 21 New Millennium · Broker phone: (703) 753-7910 · View on Broker Site

MLS# MDCA2028154· Source: Bright MLS· 7 days on PropertySimple

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

12383 SILVER ROCK Circle, Lusby, MD 20657

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