# 124 BEDFORD Street, Cumberland, MD 21502 > **TL;DR:** multi-family, $104,000 ($44/sqft), built 1895, 2,340 sqft. > Fireplace, A/C. Est. $556/mo. Listed 350 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $104,000 | | Price/sqft | $44 | | Square Feet | 2,340 | | Year Built | 1895 | | Lot Size | 1,760 sqft (0.04 acres) | | Property Type | Multi-Family (Triplex) | | Status | Active Under Contract | | Days on Market | 350 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $526 | | Estimated Insurance | $30 | | **Total** | **$556** | ## Key Amenities - Fireplace - A/C ## Property Highlights - Built in 1895 - 0.04 acre lot - Fireplace ## Description ### Agent Description 124 Bedford St is a rare multi-family or commercial opportunity in the heart of Historic Downtown Cumberland. Built in 1895 and offering more than 3,000 square feet, this stately brick property features three separate apartments, each occupying its own floor-ideal for an investor, an owner-occupant, business offices or anyone looking to expand their portfolio in Western Maryland. Step inside to find ornate original woodwork, a grand winding staircase, high baseboards, and an intricately detailed fireplace mantel that showcase the craftsmanship of a bygone era. The main level includes a spacious 1-bedroom apartment, a versatile room with a decorative fireplace, and a welcoming grand foyer with both interior and exterior access to all units. The second floor hosts another 1-bedroom apartment, plus a flexible office/studio/bonus room and an additional half bath located in the hallway. The third-floor apartment features a generously sized layout with a large eat-in kitchen, making it an attractive rental option. A spacious basement provides abundant storage and potential laundry or workshop space. At the rear of the property is a charming courtyard where exterior stairs allow private access to all three levels and the spacious landings offer room for outdoor leisure in a walkable urban setting. Located just steps from shops, restaurants, and the vibrant energy of Downtown Cumberland, this property blends historic charm with income-producing potential. A fantastic opportunity to invest in Mountain Maryland. ## Location - **Address:** 124 BEDFORD Street, Cumberland, MD 21502 - **County:** ALLEGANY - **Coordinates:** 39.65375, -78.76246 - **Google Maps:** https://www.google.com/maps?q=39.65375,-78.76246 ## Listing Agent - **Name:** Penni Walker - **Brokerage:** Coldwell Banker Professional Real Estate Services - **Broker Phone:** (301) 777-3380 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/124-Bedford-St_Cumberland_MD_21502_M98358-09859?f=listhub&s=TRENDPA&m=MDAL2013388&c=propsimple) ## Photos ![124 BEDFORD Street - Photo 1](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f1541502615r.jpg) ![124 BEDFORD Street - Photo 2](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f3144878518r.jpg) ![124 BEDFORD Street - Photo 3](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f768491359r.jpg) ![124 BEDFORD Street - Photo 4](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f2392450738r.jpg) ![124 BEDFORD Street - Photo 5](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f3277463456r.jpg) ![124 BEDFORD Street - Photo 6](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f588061462r.jpg) ![124 BEDFORD Street - Photo 7](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f1349494785r.jpg) ![124 BEDFORD Street - Photo 8](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f3040585886r.jpg) ![124 BEDFORD Street - Photo 9](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f2297699962r.jpg) ![124 BEDFORD Street - Photo 10](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f652527124r.jpg) ![124 BEDFORD Street - Photo 11](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f3458254641r.jpg) ![124 BEDFORD Street - Photo 12](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f2807773876r.jpg) ![124 BEDFORD Street - Photo 13](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f1577187453r.jpg) ![124 BEDFORD Street - Photo 14](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f2043318317r.jpg) ![124 BEDFORD Street - Photo 15](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f1127700362r.jpg) ![124 BEDFORD Street - Photo 16](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f990219924r.jpg) ![124 BEDFORD Street - Photo 17](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f4220282119r.jpg) ![124 BEDFORD Street - Photo 18](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f976495563r.jpg) ![124 BEDFORD Street - Photo 19](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f2986302417r.jpg) ![124 BEDFORD Street - Photo 20](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f3400874890r.jpg) ![124 BEDFORD Street - Photo 21](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f3989161091r.jpg) ![124 BEDFORD Street - Photo 22](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f3472769336r.jpg) ![124 BEDFORD Street - Photo 23](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f17472883r.jpg) ![124 BEDFORD Street - Photo 24](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f1473563926r.jpg) ![124 BEDFORD Street - Photo 25](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f2697770963r.jpg) ![124 BEDFORD Street - Photo 26](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f2592942753r.jpg) ![124 BEDFORD Street - Photo 27](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f2950109322r.jpg) ![124 BEDFORD Street - Photo 28](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f4050851494r.jpg) ![124 BEDFORD Street - Photo 29](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f1162119405r.jpg) ![124 BEDFORD Street - Photo 30](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f152335861r.jpg) ![124 BEDFORD Street - Photo 31](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f1908041692r.jpg) ![124 BEDFORD Street - Photo 32](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f1509128684r.jpg) ![124 BEDFORD Street - Photo 33](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f1310822853r.jpg) ![124 BEDFORD Street - Photo 34](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f2254861226r.jpg) ![124 BEDFORD Street - Photo 35](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f314646973r.jpg) ![124 BEDFORD Street - Photo 36](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f3722008809r.jpg) ![124 BEDFORD Street - Photo 37](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f3230349186r.jpg) ![124 BEDFORD Street - Photo 38](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f1480208530r.jpg) ![124 BEDFORD Street - Photo 39](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f1031312646r.jpg) ![124 BEDFORD Street - Photo 40](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f828815796r.jpg) ![124 BEDFORD Street - Photo 41](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f3261843397r.jpg) ![124 BEDFORD Street - Photo 42](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f4125291668r.jpg) ![124 BEDFORD Street - Photo 43](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f1875233030r.jpg) ![124 BEDFORD Street - Photo 44](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f2687455973r.jpg) ![124 BEDFORD Street - Photo 45](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f3174861279r.jpg) ![124 BEDFORD Street - Photo 46](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f99571540r.jpg) ![124 BEDFORD Street - Photo 47](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f579048683r.jpg) ![124 BEDFORD Street - Photo 48](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f3824595901r.jpg) ![124 BEDFORD Street - Photo 49](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f3334219755r.jpg) ![124 BEDFORD Street - Photo 50](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f1730338790r.jpg) ![124 BEDFORD Street - Photo 51](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f4049643374r.jpg) ![124 BEDFORD Street - Photo 52](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f3763398184r.jpg) ![124 BEDFORD Street - Photo 53](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f2442497238r.jpg) ![124 BEDFORD Street - Photo 54](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f642575296r.jpg) ![124 BEDFORD Street - Photo 55](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f4164361017r.jpg) ![124 BEDFORD Street - Photo 56](http://lh.rdcpix.com/1bd90d57f9b954e5f510d208c0142198l-f3971438385r.jpg) --- **MLS#:** MDAL2013388 | **Updated:** 2026-10-20 **Source:** listhub *Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/124-bedford-street-cumberland-md-21502-62bc3360d3c24e8bb39d0c083c8d3add) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/124-bedford-street-cumberland-md-21502-62bc3360d3c24e8bb39d0c083c8d3add#listing", "url": "https://www.propertysimple.ai/listing/124-bedford-street-cumberland-md-21502-62bc3360d3c24e8bb39d0c083c8d3add", "name": "124 BEDFORD Street, Cumberland, MD 21502", "description": "124 Bedford St is a rare multi-family or commercial opportunity in the heart of Historic Downtown Cumberland. 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