# 124 River Oaks Terrace, Ellijay, GA 30536 > **TL;DR:** 5bd/5ba single family, $1,120,000 ($330/sqft), built 1997, 3,398 sqft. > Fireplace, Waterfront, View, Hardwood. Est. $7,544/mo. Listed 34 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $1,120,000 | | Price/sqft | $330 | | Bedrooms | 5 | | Bathrooms | 4 full, 1 half | | Square Feet | 3,398 | | Year Built | 1997 | | Lot Size | 52,272 sqft (1.20 acres) | | Stories | 3 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 34 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - River - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $5,663 | | Estimated Insurance | $327 | | HOA | $1,554 | | **Total** | **$7,544** | ## Nearby Schools - **Elementary:** Clear Creek - **Middle:** Clear Creek - **High:** Gilmer ## Key Amenities - Fireplace - Waterfront - View - Hardwood - A/C ## Property Highlights - Built in 1997 - 1.20 acre lot - 3 stories - Fireplace - Waterfront ## Description ### Agent Description Luxury riverfront living in the North Georgia mountains!!! This beautifully crafted 5-bedroom, 4.5-bath mountain retreat offers approximately 3,398 square feet of thoughtfully designed living space and an exceptional blend of luxury, comfort, and peaceful mountain living. Ideally situated along the sought-after CARTECAY RIVER with approximately 183 FEET OF RIVER FRONTAGE in the prestigious gated River's Edge community, this home offers a truly special setting to enjoy the beauty and tranquility of the North Georgia mountains.Thoughtfully designed with family and guests in mind, the home features TWO SPACIOUS PRIMARY SUITES-one conveniently located on the main level and a second on the terrace level-along with TWO KITCHENS, providing wonderful flexibility for entertaining, extended family, and guests. The terrace level also features a relaxing SAUNA, creating the perfect private retreat after a day spent enjoying the river or exploring the mountains.Designed for both relaxing and entertaining, the home offers inviting living spaces that embrace the peaceful mountain setting and the beauty of RIVERFRONT LIVING. Step outside to an impressive OUTDOOR KITCHEN, perfect for gathering with family and friends while taking in the sights and sounds of the Cartecay River.From its quality craftsmanship and generous floor plan to its exceptional river frontage and serene setting, this property embodies North Georgia mountain luxury at its finest. Located within a beautiful GATED COMMUNITY with the added convenience of ALL-PAVED ACCESS, this is an exceptional full-time residence, mountain getaway, or luxury retreat where comfort, nature, and refined mountain living come together along the CARTECAY RIVER. ## Location - **Address:** 124 River Oaks Terrace, Ellijay, GA 30536 - **County:** Gilmer - **Neighborhood:** Rivers Edge - **Coordinates:** 34.638159, -84.41455 - **Google Maps:** https://www.google.com/maps?q=34.638159,-84.41455 ## Listing Agent - **Name:** Angie Watkins - **Brokerage:** REMAX Town & Country - **Broker Phone:** (770) 596-6599 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/124-River-Oaks-Ter_Ellijay_GA_30536_M97124-35154?f=listhub&s=GAMLS&m=10853250&c=propsimple) ## Photos ![124 River Oaks Terrace - Photo 1](http://lh.rdcpix.com/d2dcb2bf943c998edec9d65be80beb76l-f2256246371r.jpg) ![124 River Oaks Terrace - Photo 2](http://lh.rdcpix.com/d2dcb2bf943c998edec9d65be80beb76l-f386911863r.jpg) ![124 River Oaks Terrace - 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Photo 73](http://lh.rdcpix.com/d2dcb2bf943c998edec9d65be80beb76l-f3812811214r.jpg) ![124 River Oaks Terrace - Photo 74](http://lh.rdcpix.com/d2dcb2bf943c998edec9d65be80beb76l-f1871093075r.jpg) ![124 River Oaks Terrace - Photo 75](http://lh.rdcpix.com/d2dcb2bf943c998edec9d65be80beb76l-f1122013484r.jpg) ![124 River Oaks Terrace - Photo 76](http://lh.rdcpix.com/d2dcb2bf943c998edec9d65be80beb76l-f1049554507r.jpg) ![124 River Oaks Terrace - Photo 77](http://lh.rdcpix.com/d2dcb2bf943c998edec9d65be80beb76l-f2550778231r.jpg) ![124 River Oaks Terrace - Photo 78](http://lh.rdcpix.com/d2dcb2bf943c998edec9d65be80beb76l-f3691397782r.jpg) ![124 River Oaks Terrace - Photo 79](http://lh.rdcpix.com/d2dcb2bf943c998edec9d65be80beb76l-f2574735101r.jpg) ![124 River Oaks Terrace - Photo 80](http://lh.rdcpix.com/d2dcb2bf943c998edec9d65be80beb76l-f1168128110r.jpg) ![124 River Oaks Terrace - Photo 81](http://lh.rdcpix.com/d2dcb2bf943c998edec9d65be80beb76l-f1475993938r.jpg) ![124 River Oaks Terrace - Photo 82](http://lh.rdcpix.com/d2dcb2bf943c998edec9d65be80beb76l-f4241964050r.jpg) ![124 River Oaks Terrace - Photo 83](http://lh.rdcpix.com/d2dcb2bf943c998edec9d65be80beb76l-f678028269r.jpg) ![124 River Oaks Terrace - Photo 84](http://lh.rdcpix.com/d2dcb2bf943c998edec9d65be80beb76l-f3271575893r.jpg) ![124 River Oaks Terrace - Photo 85](http://lh.rdcpix.com/d2dcb2bf943c998edec9d65be80beb76l-f27019402r.jpg) --- **MLS#:** 10853250 | **Updated:** 2026-10-25 **Source:** listhub *Copyright © 2026 Georgia Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/124-river-oaks-terrace-ellijay-ga-30536-e8b8af61fa044eaa99a3eec794e6bb55) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/124-river-oaks-terrace-ellijay-ga-30536-e8b8af61fa044eaa99a3eec794e6bb55#listing", "url": "https://www.propertysimple.ai/listing/124-river-oaks-terrace-ellijay-ga-30536-e8b8af61fa044eaa99a3eec794e6bb55", "name": "124 River Oaks Terrace, Ellijay, GA 30536", "description": "Luxury riverfront living in the North Georgia mountains!!! This beautifully crafted 5-bedroom, 4.5-bath mountain retreat offers approximately 3,398 square feet of thoughtfully designed living space and an exceptional blend of luxury, comfort, and peaceful mountain living. Ideally situated along the sought-after CARTECAY RIVER with approximately 183 FEET OF RIVER FRONTAGE in the prestigious gated River's Edge community, this home offers a truly special setting to enjoy the beauty and tranquility of the North Georgia mountains.Thoughtfully designed with family and guests in mind, the home features TWO SPACIOUS PRIMARY SUITES-one conveniently located on the main level and a second on the terrace level-along with TWO KITCHENS, providing wonderful flexibility for entertaining, extended family, and guests. The terrace level also features a relaxing SAUNA, creating the perfect private retreat after a day spent enjoying the river or exploring the mountains.Designed for both relaxing and entertaining, the home offers inviting living spaces that embrace the peaceful mountain setting and the beauty of RIVERFRONT LIVING. Step outside to an impressive OUTDOOR KITCHEN, perfect for gathering with family and friends while taking in the sights and sounds of the Cartecay River.From its quality craftsmanship and generous floor plan to its exceptional river frontage and serene setting, this property embodies North Georgia mountain luxury at its finest. Located within a beautiful GATED COMMUNITY with the added convenience of ALL-PAVED ACCESS, this is an exceptional full-time residence, mountain getaway, or luxury retreat where comfort, nature, and refined mountain living come together along the CARTECAY RIVER.", "image": [ "http://lh.rdcpix.com/d2dcb2bf943c998edec9d65be80beb76l-f2256246371r.jpg", "http://lh.rdcpix.com/d2dcb2bf943c998edec9d65be80beb76l-f386911863r.jpg", "http://lh.rdcpix.com/d2dcb2bf943c998edec9d65be80beb76l-f2533667944r.jpg", "http://lh.rdcpix.com/d2dcb2bf943c998edec9d65be80beb76l-f1839837214r.jpg", "http://lh.rdcpix.com/d2dcb2bf943c998edec9d65be80beb76l-f1648997866r.jpg", "http://lh.rdcpix.com/d2dcb2bf943c998edec9d65be80beb76l-f346424470r.jpg", "http://lh.rdcpix.com/d2dcb2bf943c998edec9d65be80beb76l-f161688053r.jpg", "http://lh.rdcpix.com/d2dcb2bf943c998edec9d65be80beb76l-f2158365350r.jpg", "http://lh.rdcpix.com/d2dcb2bf943c998edec9d65be80beb76l-f2033147729r.jpg", 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