# 124 Shell Road, Surf City, NC 28445 > **TL;DR:** 3bd/4ba townhouse, $799,995 ($389/sqft), built 2025, 2,054 sqft. > A/C. Est. $5,678/mo. Listed 231 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $799,995 | | Price/sqft | $389 | | Bedrooms | 3 | | Bathrooms | 4 full | | Square Feet | 2,054 | | Year Built | 2025 | | Lot Size | 871 sqft (0.02 acres) | | Stories | 3 | | Property Type | Townhouse (Townhouse) | | Status | Active | | Days on Market | 231 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $4,045 | | Estimated Insurance | $233 | | HOA | $1,400 | | **Total** | **$5,678** | ## Nearby Schools - **Elementary:** Surf City - **Middle:** Surf City - **High:** Topsail ## Key Amenities - A/C ## Property Highlights - Built in 2025 - 0.02 acre lot - 3 stories ## Description ### Agent Description BUILDER OFFERING $10,000 USE AS YOU CHOOSE INCENTIVE!!!! Living the Luxury Coastal Dream in the Heart of Surf City, on Topsail Island can be yours in this New Construction, Move-in Ready Townhome! Walking distance to all shops, restaurants and its own Deeded Beach access with boardwalk. These beautifully adorned Townhomes are Luxury all the way through, with many upgrades, very spacious with 2,054 sf, 3 Bedrooms + 4th for Flex/Office/Guest and 4 Full Bathrooms! ELEVATOR from Bottom to Top, as you enter the huge first floor entry, with soaring ceilings, ELEVATOR is there for easy access to each floor, this very large entryway has room for drop zone/mud room, a current storage room under stairs, and a sitting area to highlight a grand entrance! High-end Luxury Upgrades throughout, which include Quartz countertops, Shaker Style Cabinetry, Vaulted Ceilings, Board & Batten and Shiplap finishes, stainless steel appliances, LVP flooring throughout with tile shower. Large outdoor shower for rinsing off after beach days. These homes have an additional large storage room where you can keep all of your beach toys, surf boards, bikes and the like. When you are looking for a Luxury Coastal home for a primary residence, 2nd home, or short-term rental these homes have it all! Step onto the (2) rocking style porches for views and the ocean breezes as you relax and unwind! The beach is just steps away, via your very own deeded beach access for Dune Ridge. With new construction you receive a Builder 1 year warranty, and Builder is offering incentives, as well as our preferred Lender. You could be ready to live your Coastal Dream on Topsail in 2026! The proximity to downtown Surf City is ideal making this home a must see. Set up your tour today, you will fall in love! ## Location - **Address:** 124 Shell Road, Surf City, NC 28445 - **County:** Pender - **Neighborhood:** Dune Ridge - **Coordinates:** 34.433714, -77.533024 - **Google Maps:** https://www.google.com/maps?q=34.433714,-77.533024 ## Listing Agent - **Name:** Rebecca E Moxey · **License:** 240728 - **Brokerage:** Coldwell Banker Sea Coast Advantage-Hampstead - **Broker Phone:** 9102708880 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/124-Shell-Rd_Surf-City_NC_28445_M99445-88205?f=listhub&s=HIVEMLSNC&m=100560239&c=propsimple) ## Photos ![124 Shell Road - Photo 1](http://lh.rdcpix.com/e232568f2d1b04782a5650f1488770d2l-f2906681832r.jpg) ![124 Shell Road - Photo 2](http://lh.rdcpix.com/e232568f2d1b04782a5650f1488770d2l-f2547712675r.jpg) ![124 Shell Road - Photo 3](http://lh.rdcpix.com/e232568f2d1b04782a5650f1488770d2l-f3156410934r.jpg) ![124 Shell Road - Photo 4](http://lh.rdcpix.com/e232568f2d1b04782a5650f1488770d2l-f2878412537r.jpg) ![124 Shell Road - Photo 5](http://lh.rdcpix.com/e232568f2d1b04782a5650f1488770d2l-f3516404901r.jpg) ![124 Shell Road - Photo 6](http://lh.rdcpix.com/e232568f2d1b04782a5650f1488770d2l-f3578444596r.jpg) ![124 Shell Road - Photo 7](http://lh.rdcpix.com/e232568f2d1b04782a5650f1488770d2l-f639284514r.jpg) ![124 Shell Road - Photo 8](http://lh.rdcpix.com/e232568f2d1b04782a5650f1488770d2l-f2505803236r.jpg) ![124 Shell Road - Photo 9](http://lh.rdcpix.com/e232568f2d1b04782a5650f1488770d2l-f963366167r.jpg) ![124 Shell Road - Photo 10](http://lh.rdcpix.com/e232568f2d1b04782a5650f1488770d2l-f3820644272r.jpg) ![124 Shell Road - Photo 11](http://lh.rdcpix.com/e232568f2d1b04782a5650f1488770d2l-f1537086510r.jpg) ![124 Shell Road - Photo 12](http://lh.rdcpix.com/e232568f2d1b04782a5650f1488770d2l-f3927779786r.jpg) ![124 Shell Road - Photo 13](http://lh.rdcpix.com/e232568f2d1b04782a5650f1488770d2l-f2692019885r.jpg) ![124 Shell Road - Photo 14](http://lh.rdcpix.com/e232568f2d1b04782a5650f1488770d2l-f3848410125r.jpg) ![124 Shell Road - Photo 15](http://lh.rdcpix.com/e232568f2d1b04782a5650f1488770d2l-f917130526r.jpg) ![124 Shell Road - Photo 16](http://lh.rdcpix.com/e232568f2d1b04782a5650f1488770d2l-f2086556161r.jpg) ![124 Shell Road - Photo 17](http://lh.rdcpix.com/e232568f2d1b04782a5650f1488770d2l-f4033891347r.jpg) ![124 Shell Road - Photo 18](http://lh.rdcpix.com/e232568f2d1b04782a5650f1488770d2l-f1600751611r.jpg) ![124 Shell Road - Photo 19](http://lh.rdcpix.com/e232568f2d1b04782a5650f1488770d2l-f3986359138r.jpg) ![124 Shell Road - Photo 20](http://lh.rdcpix.com/e232568f2d1b04782a5650f1488770d2l-f3394195118r.jpg) ![124 Shell Road - Photo 21](http://lh.rdcpix.com/e232568f2d1b04782a5650f1488770d2l-f1705060476r.jpg) ![124 Shell Road - Photo 22](http://lh.rdcpix.com/e232568f2d1b04782a5650f1488770d2l-f629178020r.jpg) ![124 Shell Road - Photo 23](http://lh.rdcpix.com/e232568f2d1b04782a5650f1488770d2l-f2162730678r.jpg) ![124 Shell Road - Photo 24](http://lh.rdcpix.com/e232568f2d1b04782a5650f1488770d2l-f2146266567r.jpg) ![124 Shell Road - Photo 25](http://lh.rdcpix.com/e232568f2d1b04782a5650f1488770d2l-f132497858r.jpg) ![124 Shell Road - Photo 26](http://lh.rdcpix.com/e232568f2d1b04782a5650f1488770d2l-f132059254r.jpg) ![124 Shell Road - Photo 27](http://lh.rdcpix.com/e232568f2d1b04782a5650f1488770d2l-f2346020096r.jpg) ![124 Shell Road - Photo 28](http://lh.rdcpix.com/e232568f2d1b04782a5650f1488770d2l-f2738460412r.jpg) ![124 Shell Road - Photo 29](http://lh.rdcpix.com/e232568f2d1b04782a5650f1488770d2l-f3321910391r.jpg) ![124 Shell Road - Photo 30](http://lh.rdcpix.com/e232568f2d1b04782a5650f1488770d2l-f2258641034r.jpg) ![124 Shell Road - Photo 31](http://lh.rdcpix.com/e232568f2d1b04782a5650f1488770d2l-f3154475915r.jpg) ![124 Shell Road - Photo 32](http://lh.rdcpix.com/e232568f2d1b04782a5650f1488770d2l-f3321910391r.jpg) ![124 Shell Road - Photo 33](http://lh.rdcpix.com/e232568f2d1b04782a5650f1488770d2l-f1380161077r.jpg) --- **MLS#:** 100560239 | **Updated:** 2026-10-25 **Source:** listhub *Copyright © 2026 Hive MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/124-shell-road-surf-city-nc-28445-d60c8c3504ac463a8472ca88bffafa00) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/124-shell-road-surf-city-nc-28445-d60c8c3504ac463a8472ca88bffafa00#listing", "url": "https://www.propertysimple.ai/listing/124-shell-road-surf-city-nc-28445-d60c8c3504ac463a8472ca88bffafa00", "name": "124 Shell Road, Surf City, NC 28445", "description": "BUILDER OFFERING $10,000 USE AS YOU CHOOSE INCENTIVE!!!! Living the Luxury Coastal Dream in the Heart of Surf City, on Topsail Island can be yours in this New Construction, Move-in Ready Townhome! Walking distance to all shops, restaurants and its own Deeded Beach access with boardwalk. These beautifully adorned Townhomes are Luxury all the way through, with many upgrades, very spacious with 2,054 sf, 3 Bedrooms + 4th for Flex/Office/Guest and 4 Full Bathrooms! ELEVATOR from Bottom to Top, as you enter the huge first floor entry, with soaring ceilings, ELEVATOR is there for easy access to each floor, this very large entryway has room for drop zone/mud room, a current storage room under stairs, and a sitting area to highlight a grand entrance! High-end Luxury Upgrades throughout, which include Quartz countertops, Shaker Style Cabinetry, Vaulted Ceilings, Board & Batten and Shiplap finishes, stainless steel appliances, LVP flooring throughout with tile shower. Large outdoor shower for rinsing off after beach days. These homes have an additional large storage room where you can keep all of your beach toys, surf boards, bikes and the like. When you are looking for a Luxury Coastal home for a primary residence, 2nd home, or short-term rental these homes have it all! Step onto the (2) rocking style porches for views and the ocean breezes as you relax and unwind! The beach is just steps away, via your very own deeded beach access for Dune Ridge. With new construction you receive a Builder 1 year warranty, and Builder is offering incentives, as well as our preferred Lender. You could be ready to live your Coastal Dream on Topsail in 2026! The proximity to downtown Surf City is ideal making this home a must see. 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