About This Home

This 3-bedroom, 4-bathroom townhouse at 1240 Willowgate Lane in Saint Charles, IL is listed for $1,150,000 ($316 per sqft). Built in 1993, the home offers 3,636 sqft of living space on a N/A lot.

Key Features

  • Built in 1993
  • 2 stories
  • 2 parking spaces
  • Fireplace
  • Waterfront

Property Details

2 stories
3 full, 1 half
2 spaces
1993

Amenities

FireplaceWaterfrontA/C
Listing Description

Rare opportunity to own a Fox River waterfront luxury duplex with a first-floor primary suite in Willowgate, one of St. Charles' most desirable maintenance-free communities. Offering 2,716 square feet above grade and approximately 3,600 finished square feet including the walkout basement, this home combines an exceptional riverfront setting with a highly sought-after floor plan just minutes from downtown St.

Charles, downtown Geneva, the Fox River Trail, shopping, dining, parks, and the Metra. The main level features a private den, vaulted family room filled with natural light and panoramic Fox River views, a beautifully appointed kitchen with premium Poggenpohl cabinetry, laundry room, and the first-floor primary suite.

Upstairs are two spacious bedrooms connected by a Jack-and-Jill bath. The finished walkout basement offers a large recreation room, family room, bar area, full bath, and direct access to the backyard. Enjoy spectacular river views from the screened porch and paver patio.

Additional highlights include a new roof (2021) and new HVAC systems (2025). Luxury riverfront homes in Willowgate rarely become available, making this an exceptional opportunity to enjoy Fox River waterfront living in one of St. Charles' premier locations.

Monthly Cost Estimate

$6,773/mo

20% down · 6.5% · 30 years

Principal$832
Interest$4,983
Insurance$335
HOA$623

Estimates only. Actual payments may vary.

Location

1240 Willowgate Lane

Saint Charles, IL 60174

Features & Amenities

Interior Features

Vaulted Ceiling(s)Wet Bar1st Floor Bedroom

Property Details

Flooring

CarpetTile - Ceramic

Construction

Brick

Pool Features

Patio

Parking

OpenGarage

Heating

Forced AirNatural Gas

Cooling

Central Air

Appliances

Double OvenMicrowaveDishwasherRefrigeratorWasherDryerDisposalStainless Steel Appliance(s)CooktopRange HoodWater Softener Owned

Questions & Answers

This 3-bedroom, 4-bathroom townhouse at 1240 Willowgate Lane is listed at $1,150,000 ($316/sqft). The estimated monthly payment is $6,773 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $623/month.

Key features include: Built in 1993, 2 stories, 2 parking spaces, Fireplace, Waterfront. Interior Features: Vaulted Ceiling(s), Wet Bar, 1st Floor Bedroom.

This property is listed by Cory Jones and can be reached at (888) 574-9405.

CJ

Cory Jones

Agent at eXp Realty - St. Charles

(888) 574-9405

Listed by eXp Realty - St. Charles · View on Broker Site

MLS# 12694179· Source: listhub· 2 days on market

Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1240 Willowgate Lane, Saint Charles, IL 60174

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