About This Home

This 3-bedroom, 5-bathroom single family at 12408 189th Street in Chippewa Falls, WI is listed for $2,099,900 ($378 per sqft). Built in 2023, the home offers 5,548 sqft of living space on a N/A lot.

Key Features

  • Built in 2023
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
3 full, 2 half
3-car garage
2023

Amenities

EV ChargerFireplaceWaterfrontA/C
Listing Description

Nestled along the Chippewa River/Lake Wissota, this custom luxury home offers sweeping water views. An 18-foot ceiling & a 6-foot modern linear gas fireplace anchor the great room, where Marvin Contemporary windows with motorized shades. Distinctive lighting by Italian glass, Hubbardton Forge, Mooi, & Room & Board doubles as art, complementing curated, cohesive furnishings.

The open-concept kitchen connects to the great room & dining area, featuring walnut cabinetry, quartz countertops, integrated Thermador appliances, & a walk-through butler's pantry for clutter-free storage. Ideal for hosting or multi-generational living, a smooth passenger elevator connects all 3 levels, complemented by generous closets and integrated organization systems throughout.

Multiple Samsung Frame TVs blend entertainment with art. The primary suite serves as a calm retreat with a spa-inspired bath and an Aquatica composite soaking tub. The walk-out lower level features heated concrete floors, a casual bar, a wine cellar, a TV space, and a game room with direct waterfront access.

It also includes a private suite with a kitchenette, TV space, bedroom, reading nook, and bath. Outside, just 13 gentle steps lead to the shoreline. A grilling area and natural gas fire pit offer a perfect setting for outdoor dining, while the spacious deck is crafted from long-lasting architectural aluminum.

Thoughtfully designed railings-combining stainless cable, tempered glass, modern screens, and rich wood-maximize views while maintaining security. An oversized, heated, fully insulated three-car garage includes an EV charger. The home features a hybrid HVAC system combining forced air and hydronic radiant floor heat.

Smart home upgrades include whole-home Ethernet, security cameras, a backup generator, and keyless entry. Engineered for longevity, the low-maintenance exterior features durable Hardie Board siding and a premium textured metal roof. Adjacent to the Old Abe Trail and close to Lake Wissota Golf

Monthly Cost Estimate

$11,231/mo

20% down · 6.5% · 30 years

Principal$1,519
Interest$9,100
Insurance$612

Estimates only. Actual payments may vary.

Location

12408 189th Street

Chippewa Falls, WI 54729

Features & Amenities

Interior Features

CentralVacuum

Exterior Features

IrrigationSprinklers

Property Details

Construction

Hardboard

Outdoor Features

DeckPatio

Parking

GarageOpenDriveway

Heating

Radiant FloorForced AirRadiant

Cooling

Central Air

Appliances

DishwasherElectricWaterHeaterFreezerMicrowaveOvenRangeRefrigeratorWaterSoftener

Questions & Answers

This 3-bedroom, 5-bathroom single family at 12408 189th Street is listed at $2,099,900 ($378/sqft). The estimated monthly payment is $11,230 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2023, 2 stories, Fireplace, Waterfront. Interior Features: CentralVacuum. Exterior Features: IrrigationSprinklers.

This property is listed by The Germain Group and can be reached at 7158281113.

TG

The Germain Group

License 52518-90

Agent at Woods & Water Realty, Inc.

(715) 828-1113
Agent website

Listed by Woods & Water Realty, Inc. · Broker phone: (844) 400-0144 · View on Broker Site · Broker website

MLS# 1601246· Source: REALTORS® Association of Northwestern Wisconsin· 150 days on PropertySimple

Copyright © 2026 REALTORS® Association of Northwestern Wisconsin. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

12408 189th Street, Chippewa Falls, WI 54729

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