About This Home

This 4-bedroom, 3-bathroom single family at 12423 GEMSTONE Drive in Hagerstown, MD is listed for $440,000 ($179 per sqft). Built in 2019, the home offers 2,457 sqft of living space on a 0.18 acres lot.

Key Features

  • Built in 2019
  • 0.18 acre lot
  • 2 stories
  • 4 parking spaces
  • Fireplace

Property Details

2 stories
3 full
4 spaces
2019

Amenities

Fireplace
Listing Description

Located in the Hagers Crossing community, this home offers 4 bedrooms, 3 full baths, and an attached 2-car garage. The open main-level floor plan provides a natural flow between the living room, dining area, and kitchen, with luxury vinyl plank flooring extending throughout the living areas and hallways.

A main-level bedroom and full bath offer flexible space for guests, a home office, or other uses. Upstairs, a generous loft area provides additional living space with flexibility for a family room, playroom, home office, or sitting area. The primary bedroom features an attached full bath with a generously sized vanity and walk-in shower.

Two additional carpeted bedrooms, another full bath, and a convenient upper-level laundry room complete this level. With a flexible floor plan, multiple living areas, and a main-level bedroom and full bath, this home offers space to accommodate a variety of needs.

Monthly Cost Estimate

$2,420/mo

20% down · 6.5% · 30 years

Principal$318
Interest$1,907
Insurance$128
HOA$67

Estimates only. Actual payments may vary.

Location

12423 GEMSTONE Drive

Hagerstown, MD 21740

HAGERS CROSSING

Features & Amenities

Interior Features

Floor Plan - OpenUpgraded CountertopsCeiling Fan(s)Bathroom - Tub ShowerBathroom - Walk-In ShowerBreakfast AreaCarpetDining AreaEntry Level BedroomFamily Room Off KitchenKitchen - IslandPantryPrimary Bath(s)Recessed LightingWalk-in Closet(s)

Property Details

Construction

Vinyl Siding

Parking

Garage - AttachedDriveway

Heating

Heat Pump (Heating)

Questions & Answers

This 4-bedroom, 3-bathroom single family at 12423 GEMSTONE Drive is listed at $440,000 ($179/sqft). The estimated monthly payment is $2,420 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $67/month.

Key features include: Built in 2019, 0.18 acre lot, 2 stories, 4 parking spaces, Fireplace. Interior Features: Floor Plan - Open, Upgraded Countertops, Ceiling Fan(s).

This property is listed by Mary E Llewellyn and can be reached at (301) 745-4450.

ML

Mary E Llewellyn

License 525987

Agent at Keller Williams Premier Realty

(301) 745-4450
Agent website

Listed by Keller Williams Premier Realty · Broker phone: (301) 745-4450 · View on Broker Site · Broker website

MLS# MDWA2039228· Source: Bright MLS· 50 days on PropertySimple

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

12423 GEMSTONE Drive, Hagerstown, MD 21740

Open this listing in: