# 12425 HWY 431, Utica, KY 42376

> **TL;DR:** land, $225,000.
> Waterfront. Est. $975/mo. Listed 46 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $225,000 |
| Lot Size | 435,600 sqft (10.00 acres) |
| Property Type | Land (Other) |
| Status | For Sale |
| Days on Market | 46 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $975 |
| **Total** | **$975** |

## Nearby Schools

- **Elementary:** Southern Oaks Elementary School
- **Middle:** College View Middle School
- **High:** Apollo High School

## Key Amenities

- Waterfront

## Property Highlights

- 10.00 acre lot
- Waterfront

## Description

### Agent Description
10-acre tract offering a great mix of usability and potential. The property features a 30x40 shop with concrete floors, along with plumbing in place for a half bath. Enjoy the scenic 1-acre lake and a commercial-grade entry with driveway already established. The property also offers approved building sites and septic site approval, making it ready for future development. A conditional use permit for a campground and agri-business is already in place, adding even more flexibility for potential use

## Location

- **Address:** 12425 HWY 431, Utica, KY 42376
- **County:** Daviess
- **Neighborhood:** UTICA
- **Coordinates:** 37.6022699, -87.1130521
- **Google Maps:** https://www.google.com/maps?q=37.6022699,-87.1130521

## Listing Agent

- **Name:** Johnna Tharp
- **Brokerage:** BHG Realty
- **Phone:** 2704994113
- **Email:** jtharprealtor@gmail.com

## Primary Photo

![12425 HWY 431 - Primary Photo](http://lh.rdcpix.com/12ed92e147406ad3cd765dea79814c86l-f2258688921r.jpg)

*22 total photos available on [listing page](https://www.propertysimple.com/listing/12425-hwy-431-utica-ky-42376-ky94617)*

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**MLS#:** 94617 | **Updated:** 2026-06-19
**Source:** listhub

*Copyright © 2026 Greater Owensboro Realtor® Association. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/12425-hwy-431-utica-ky-42376-ky94617)

---

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