About This Home

This 2-bedroom, 2-bathroom condo at 12491 Rios in Rancho Bernardo, CA is listed for $639,000 ($471 per sqft). Built in 1970, the home offers 1,358 sqft of living space on a N/A lot.

Key Features

  • Built in 1970
  • 1 parking spaces
  • Fireplace

Property Details

1 story
2 full
1 space
1970

Amenities

FireplaceA/C
Listing Description

Nestled in the heart of Seven Oaks, a 55+ community. A lovingly maintained second home offers effortless living in a serene, beautifully landscaped setting. Lush gardens and manicured lawns (maintained by the HOA) surround the home, creating a private, picturesque outdoor retreat.

Meticulously cared for, it presents a rare opportunity for those seeking comfort, tranquility, and genuine pride of ownership. The patio captures sweeping views of the distant hills. The home sparkles with readiness-clean, inviting, and truly move-in ready. Whether you're downsizing, relocating, or simply seeking a peaceful retreat, this property is ready when you are. The well-maintained community center offers fantastic recreation and socializing opportunities.

Monthly Cost Estimate

$4,018/mo

20% down · 6.5% · 30 years

Principal$462
Interest$2,769
Insurance$186
HOA$600

Estimates only. Actual payments may vary.

Location

12491 Rios

Rancho Bernardo, CA 92128

RANCHO BERNARDO

Property Details

Heating

Fireplace(s)Forced Air

Cooling

ElectricCentral Air

Appliances

DishwasherDisposalMicrowaveElectric Cooking

Questions & Answers

This 2-bedroom, 2-bathroom condo at 12491 Rios is listed at $639,000 ($471/sqft). The estimated monthly payment is $4,017 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $600/month.

Key features include: Built in 1970, 1 parking spaces, Fireplace.

This property is listed by Glen E Brush.

GB

Glen E Brush

License 01248553

Agent at Brush Real Estate & Financial Services

Listed by Brush Real Estate & Financial Services · Broker phone: (760) 745-6700 · View on Broker Site · Broker website

MLS# 260024186· Source: San Diego MLS· 22 days on PropertySimple

Copyright © 2026 San Diego MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

12491 Rios, Rancho Bernardo, CA 92128

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