# 12491 Rios, Rancho Bernardo, CA 92128 > **TL;DR:** 2bd/2ba condo, $639,000 ($471/sqft), built 1970, 1,358 sqft. > Fireplace, A/C. Est. $4,017/mo. Listed 23 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $639,000 | | Price/sqft | $471 | | Bedrooms | 2 | | Bathrooms | 2 full | | Square Feet | 1,358 | | Year Built | 1970 | | Stories | 1 | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 23 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,231 | | Estimated Insurance | $186 | | HOA | $600 | | **Total** | **$4,017** | ## Key Amenities - Fireplace - A/C ## Property Highlights - Built in 1970 - 1 parking spaces - Fireplace ## Description ### Agent Description Nestled in the heart of Seven Oaks, a 55+ community. A lovingly maintained second home offers effortless living in a serene, beautifully landscaped setting. Lush gardens and manicured lawns (maintained by the HOA) surround the home, creating a private, picturesque outdoor retreat. Meticulously cared for, it presents a rare opportunity for those seeking comfort, tranquility, and genuine pride of ownership. The patio captures sweeping views of the distant hills. The home sparkles with readiness-clean, inviting, and truly move-in ready. Whether you're downsizing, relocating, or simply seeking a peaceful retreat, this property is ready when you are. The well-maintained community center offers fantastic recreation and socializing opportunities. ## Location - **Address:** 12491 Rios, Rancho Bernardo, CA 92128 - **County:** San Diego - **Neighborhood:** RANCHO BERNARDO - **Coordinates:** 33.01563, -117.060597 - **Google Maps:** https://www.google.com/maps?q=33.01563,-117.060597 ## Listing Agent - **Name:** Glen E Brush · **License:** 01248553 - **Brokerage:** Brush Real Estate & Financial Services - **Broker Phone:** (760) 745-6700 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/12491-Rios-Rd_San-Diego_CA_92128_M15312-13758?f=listhub&s=SANDICOR&m=260024186&c=propsimple) ## Photos ![12491 Rios - Photo 1](http://lh.rdcpix.com/9cf703457323775813819b588f7f51e2l-f1936253077r.jpg) ![12491 Rios - Photo 2](http://lh.rdcpix.com/9cf703457323775813819b588f7f51e2l-f153193156r.jpg) ![12491 Rios - Photo 3](http://lh.rdcpix.com/9cf703457323775813819b588f7f51e2l-f2671535733r.jpg) ![12491 Rios - Photo 4](http://lh.rdcpix.com/9cf703457323775813819b588f7f51e2l-f82715658r.jpg) ![12491 Rios - Photo 5](http://lh.rdcpix.com/9cf703457323775813819b588f7f51e2l-f4254144476r.jpg) ![12491 Rios - Photo 6](http://lh.rdcpix.com/9cf703457323775813819b588f7f51e2l-f1906720525r.jpg) ![12491 Rios - Photo 7](http://lh.rdcpix.com/9cf703457323775813819b588f7f51e2l-f604105449r.jpg) ![12491 Rios - Photo 8](http://lh.rdcpix.com/9cf703457323775813819b588f7f51e2l-f3152416411r.jpg) ![12491 Rios - Photo 9](http://lh.rdcpix.com/9cf703457323775813819b588f7f51e2l-f1169476288r.jpg) ![12491 Rios - Photo 10](http://lh.rdcpix.com/9cf703457323775813819b588f7f51e2l-f1970644345r.jpg) ![12491 Rios - Photo 11](http://lh.rdcpix.com/9cf703457323775813819b588f7f51e2l-f1625109841r.jpg) ![12491 Rios - Photo 12](http://lh.rdcpix.com/9cf703457323775813819b588f7f51e2l-f1733595195r.jpg) ![12491 Rios - Photo 13](http://lh.rdcpix.com/9cf703457323775813819b588f7f51e2l-f3888232371r.jpg) ![12491 Rios - Photo 14](http://lh.rdcpix.com/9cf703457323775813819b588f7f51e2l-f3423987057r.jpg) ![12491 Rios - Photo 15](http://lh.rdcpix.com/9cf703457323775813819b588f7f51e2l-f1393256426r.jpg) ![12491 Rios - Photo 16](http://lh.rdcpix.com/9cf703457323775813819b588f7f51e2l-f846365809r.jpg) ![12491 Rios - Photo 17](http://lh.rdcpix.com/9cf703457323775813819b588f7f51e2l-f3730967533r.jpg) ![12491 Rios - Photo 18](http://lh.rdcpix.com/9cf703457323775813819b588f7f51e2l-f164325109r.jpg) ![12491 Rios - Photo 19](http://lh.rdcpix.com/9cf703457323775813819b588f7f51e2l-f3747590743r.jpg) ![12491 Rios - Photo 20](http://lh.rdcpix.com/9cf703457323775813819b588f7f51e2l-f280391137r.jpg) ![12491 Rios - Photo 21](http://lh.rdcpix.com/9cf703457323775813819b588f7f51e2l-f937893466r.jpg) --- **MLS#:** 260024186 | **Updated:** 2026-10-24 **Source:** listhub *Copyright © 2026 San Diego MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/12491-rios-rancho-bernardo-ca-92128-c45efe9ec1f74e65adfae862c7923d32) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/12491-rios-rancho-bernardo-ca-92128-c45efe9ec1f74e65adfae862c7923d32#listing", "url": "https://www.propertysimple.ai/listing/12491-rios-rancho-bernardo-ca-92128-c45efe9ec1f74e65adfae862c7923d32", "name": "12491 Rios, Rancho Bernardo, CA 92128", "description": "Nestled in the heart of Seven Oaks, a 55+ community. A lovingly maintained second home offers effortless living in a serene, beautifully landscaped setting. Lush gardens and manicured lawns (maintained by the HOA) surround the home, creating a private, picturesque outdoor retreat. 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