About This Home

This 3-bedroom, 2-bathroom single family at 125 Malaga Place in Panama City Beach, FL is listed for $724,990 ($571 per sqft). Built in 1954, the home offers 1,269 sqft of living space on a 0.15 acres lot.

Key Features

  • Built in 1954
  • 0.15 acre lot
  • 2 parking spaces

Property Details

1 story
2 full
2 spaces
1954

Amenities

A/C
Listing Description

Just one block from the sugar-white sand and emerald waters of the Gulf of America, this 3-bedroom, 2-bath Florida beach house offers the coastal lifestyle buyers are searching for. Full of classic Old Florida character, the home features a private backyard pool, two full bathrooms, and plenty of opportunity to add your own style and make it truly special.

Whether you're looking for a primary residence, second home, vacation retreat, or income-producing short-term rental property, this home delivers location, lifestyle, and investment potential. Spend your days at the beach, unwind by the pool, and enjoy the laid-back coastal atmosphere that makes this area one of the most sought-after destinations on the Emerald Coast. Beach-close homes with owner financing options are hard to find--don't miss the chance to make this Florida beach cottage your own.

Monthly Cost Estimate

$3,927/mo

20% down · 6.5% · 30 years

Principal$524
Interest$3,142
Insurance$211
HOA$50

Estimates only. Actual payments may vary.

Location

125 Malaga Place

Panama City Beach, FL 32413

LAGUNA BEACH 4TH ADDN

Features & Amenities

Interior Features

Newly PaintedSplit Bedroom

Exterior Features

Fenced Back YardShowerYard Building

Property Details

Flooring

TileLaminate

Construction

Siding Vinyl

Outdoor Features

PatioDeck

Cooling

Central Air

Appliances

DishwasherMicrowaveRefrigeratorStove/Oven ElectricWater Heater - Elect

Questions & Answers

This 3-bedroom, 2-bathroom single family at 125 Malaga Place is listed at $724,990 ($571/sqft). The estimated monthly payment is $3,927 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $50/month.

Key features include: Built in 1954, 0.15 acre lot, 2 parking spaces. Interior Features: Newly Painted, Split Bedroom. Exterior Features: Fenced Back Yard, Shower, Yard Building.

This property is listed by Paige A Brown.

PB

Paige A Brown

License 3437324

Agent at Coldwell Banker Realty

Listed by Coldwell Banker Realty · Broker phone: (850) 501-1545 · View on Broker Site · Broker website

MLS# 1004902· Source: Emerald Coast Association of Realtors· 145 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

125 Malaga Place, Panama City Beach, FL 32413

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