# 12511 SW Torch Lake Drive, Rapid City, MI 49676 > **TL;DR:** 4bd/2ba single family, $1,695,000 ($1059/sqft), built 1998, 1,600 sqft. > Fireplace, Waterfront. Est. $9,065/mo. Listed 125 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $1,695,000 | | Price/sqft | $1059 | | Bedrooms | 4 | | Bathrooms | 2 full | | Square Feet | 1,600 | | Year Built | 1998 | | Lot Size | 4,792 sqft (0.11 acres) | | Stories | 2 | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 125 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $8,571 | | Estimated Insurance | $494 | | **Total** | **$9,065** | ## Key Amenities - Fireplace - Waterfront ## Property Highlights - Built in 1998 - 0.11 acre lot - 2 stories - Fireplace - Waterfront ## Description ### Agent Description Welcome to your turnkey Torch Lake retreat, where luxury, location, and lifestyle come together effortlessly. Wade into those famous turquoise waters and claim one of the most coveted vantage points on the lake, just steps from the energy and excitement of the Torch Lake Sandbar. Sitting only seconds from the Torch River, this property puts the entire Chain of Lakes at your fingertips. Inside, the four-bedroom, two-bath home has been thoughtfully refreshed with brand-new flooring and tasteful updates throughout. It's a clean, comfortable space with plenty of room for the whole family to gather. Outside, a professionally landscaped, multi-tiered stone patio invites you to entertain and unwind in equal measure, complete with a retractable sun awning for those long, golden afternoons. Set in a short-term-rental-friendly township with a proven track record of highly successful rentals, this is a rare opportunity to own a true income-producing getaway. Nearby Alden, Bellaire, Charlevoix, Elk Rapids, and Traverse City offer world-class dining, shopping, golf, and that unmistakable small-town charm. Properties like this on Torch Lake don't come around often, and they don't last. ## Location - **Address:** 12511 SW Torch Lake Drive, Rapid City, MI 49676 - **County:** Antrim - **Coordinates:** 44.851818, -85.329544 - **Google Maps:** https://www.google.com/maps?q=44.851818,-85.329544 ## Listing Agent - **Name:** Haley Clack - **Brokerage:** Peninsula Properties Realty - **Broker Phone:** 2316325448 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/12511-SW-Torch-Lake-Dr_Rapid-City_MI_49676_M47429-04931?f=listhub&s=TAAR&m=1947296&c=propsimple) ## Photos ![12511 SW Torch Lake Drive - Photo 1](http://lh.rdcpix.com/465350937f3731941e8184d7cdcde978l-f1241613042r.jpg) ![12511 SW Torch Lake Drive - Photo 2](http://lh.rdcpix.com/465350937f3731941e8184d7cdcde978l-f446587965r.jpg) ![12511 SW Torch Lake Drive - Photo 3](http://lh.rdcpix.com/465350937f3731941e8184d7cdcde978l-f4127173248r.jpg) ![12511 SW Torch Lake Drive - Photo 4](http://lh.rdcpix.com/465350937f3731941e8184d7cdcde978l-f2834810917r.jpg) ![12511 SW Torch Lake Drive - Photo 5](http://lh.rdcpix.com/465350937f3731941e8184d7cdcde978l-f4190773643r.jpg) ![12511 SW Torch Lake Drive - Photo 6](http://lh.rdcpix.com/465350937f3731941e8184d7cdcde978l-f1153077666r.jpg) ![12511 SW Torch Lake Drive - Photo 7](http://lh.rdcpix.com/465350937f3731941e8184d7cdcde978l-f3132178119r.jpg) ![12511 SW Torch Lake Drive - Photo 8](http://lh.rdcpix.com/465350937f3731941e8184d7cdcde978l-f4277482407r.jpg) ![12511 SW Torch Lake Drive - Photo 9](http://lh.rdcpix.com/465350937f3731941e8184d7cdcde978l-f285805622r.jpg) ![12511 SW Torch Lake Drive - Photo 10](http://lh.rdcpix.com/465350937f3731941e8184d7cdcde978l-f1791073764r.jpg) ![12511 SW Torch Lake Drive - Photo 11](http://lh.rdcpix.com/465350937f3731941e8184d7cdcde978l-f3515698420r.jpg) ![12511 SW Torch Lake Drive - Photo 12](http://lh.rdcpix.com/465350937f3731941e8184d7cdcde978l-f1880071635r.jpg) ![12511 SW Torch Lake Drive - Photo 13](http://lh.rdcpix.com/465350937f3731941e8184d7cdcde978l-f931108236r.jpg) ![12511 SW Torch Lake Drive - Photo 14](http://lh.rdcpix.com/465350937f3731941e8184d7cdcde978l-f64181214r.jpg) ![12511 SW Torch Lake Drive - Photo 15](http://lh.rdcpix.com/465350937f3731941e8184d7cdcde978l-f3191909135r.jpg) ![12511 SW Torch Lake Drive - Photo 16](http://lh.rdcpix.com/465350937f3731941e8184d7cdcde978l-f3071835479r.jpg) ![12511 SW Torch Lake Drive - Photo 17](http://lh.rdcpix.com/465350937f3731941e8184d7cdcde978l-f1850184921r.jpg) ![12511 SW Torch Lake Drive - Photo 18](http://lh.rdcpix.com/465350937f3731941e8184d7cdcde978l-f2157372966r.jpg) ![12511 SW Torch Lake Drive - Photo 19](http://lh.rdcpix.com/465350937f3731941e8184d7cdcde978l-f2512858868r.jpg) ![12511 SW Torch Lake Drive - Photo 20](http://lh.rdcpix.com/465350937f3731941e8184d7cdcde978l-f518211117r.jpg) ![12511 SW Torch Lake Drive - Photo 21](http://lh.rdcpix.com/465350937f3731941e8184d7cdcde978l-f2760329576r.jpg) ![12511 SW Torch Lake Drive - Photo 22](http://lh.rdcpix.com/465350937f3731941e8184d7cdcde978l-f2763839504r.jpg) ![12511 SW Torch Lake Drive - Photo 23](http://lh.rdcpix.com/465350937f3731941e8184d7cdcde978l-f1171779367r.jpg) ![12511 SW Torch Lake Drive - Photo 24](http://lh.rdcpix.com/465350937f3731941e8184d7cdcde978l-f3735495716r.jpg) ![12511 SW Torch Lake Drive - Photo 25](http://lh.rdcpix.com/465350937f3731941e8184d7cdcde978l-f1724636417r.jpg) ![12511 SW Torch Lake Drive - Photo 26](http://lh.rdcpix.com/465350937f3731941e8184d7cdcde978l-f3664066556r.jpg) ![12511 SW Torch Lake Drive - Photo 27](http://lh.rdcpix.com/465350937f3731941e8184d7cdcde978l-f1021343083r.jpg) ![12511 SW Torch Lake Drive - Photo 28](http://lh.rdcpix.com/465350937f3731941e8184d7cdcde978l-f2217887069r.jpg) ![12511 SW Torch Lake Drive - Photo 29](http://lh.rdcpix.com/465350937f3731941e8184d7cdcde978l-f2936816229r.jpg) ![12511 SW Torch Lake Drive - Photo 30](http://lh.rdcpix.com/465350937f3731941e8184d7cdcde978l-f3193403534r.jpg) ![12511 SW Torch Lake Drive - Photo 31](http://lh.rdcpix.com/465350937f3731941e8184d7cdcde978l-f3439577033r.jpg) ![12511 SW Torch Lake Drive - Photo 32](http://lh.rdcpix.com/465350937f3731941e8184d7cdcde978l-f4246411519r.jpg) ![12511 SW Torch Lake Drive - Photo 33](http://lh.rdcpix.com/465350937f3731941e8184d7cdcde978l-f455121294r.jpg) ![12511 SW Torch Lake Drive - Photo 34](http://lh.rdcpix.com/465350937f3731941e8184d7cdcde978l-f571834883r.jpg) ![12511 SW Torch Lake Drive - Photo 35](http://lh.rdcpix.com/465350937f3731941e8184d7cdcde978l-f623886869r.jpg) ![12511 SW Torch Lake Drive - Photo 36](http://lh.rdcpix.com/465350937f3731941e8184d7cdcde978l-f2315985539r.jpg) --- **MLS#:** 1947296 | **Updated:** 2026-10-29 **Source:** listhub *Copyright © 2026 Northern Great Lakes Realtors MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/12511-sw-torch-lake-drive-rapid-city-mi-49676-25d05ce4e6754bdf9f1be92abfccf2e0) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/12511-sw-torch-lake-drive-rapid-city-mi-49676-25d05ce4e6754bdf9f1be92abfccf2e0#listing", "url": "https://www.propertysimple.ai/listing/12511-sw-torch-lake-drive-rapid-city-mi-49676-25d05ce4e6754bdf9f1be92abfccf2e0", "name": "12511 SW Torch Lake Drive, Rapid City, MI 49676", "description": "Welcome to your turnkey Torch Lake retreat, where luxury, location, and lifestyle come together effortlessly. 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