# 12520 Pendleton Lane, Delta, CO 81416 > **TL;DR:** 4bd/3ba single family, $675,000 ($317/sqft), 2,128 sqft. > Waterfront. Est. $3,610/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $675,000 | | Price/sqft | $317 | | Bedrooms | 4 | | Bathrooms | 3 full | | Square Feet | 2,128 | | Lot Size | 1,268,467 sqft (29.12 acres) | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 0 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,413 | | Estimated Insurance | $197 | | **Total** | **$3,610** | ## Key Amenities - Waterfront ## Property Highlights - 29.12 acre lot - Waterfront ## Description ### Agent Description Liz Heidrick, Needlerock Mountain Realty and Land, LLC,,,: Nothing Compares to this Clean as a Whistle Rancher with HUGE SHOP! Discover an exceptional 29.12+-acre Western Colorado irrigated property just minutes from town, offering the perfect balance of privacy, functionality, and breathtaking scenery. Tucked away at the end of a quiet country lane with just a few neighbors, no through traffic and no HOA, this versatile property features magnificent views of Uncompahgre Canyon, year-round live water, with a pond that has never gone dry, and approximately 20+ acres of fenced and cross-fenced irrigated pasture ready for horses, livestock, or sustainable agriculture. The irrigated acreage includes 15.6 shares of Uncompadre Valley Water Users Association senior irrigation water rights and mostly newer 8-inch gated pipe, and the pasture has been free of pesticides for the past nine years, making it ideal for organic farming or gardening. Almost entirely freshly painted 2,128-square-foot ranch-style home offers an inviting open-concept floor plan with vaulted ceilings, four bedrooms, three full bathrooms, and beautiful tile flooring with in-floor radiant heat throughout (NEW Energy Efficient Side Arm for Hot Water), complemented by a cozy wood-burning stove capable of heating the entire home. The spacious kitchen has been updated with brand-new stainless steel appliances, including a 27 cu. ft. GE French-door refrigerator, Samsung Smart 5-burner gas range with Air Fry, convection, bread proofing and dehydrating functions, GE microwave, breakfast bar, and abundant space for entertaining family and friends. The private primary suite features a large walk-in closet, whirlpool jetted tub, walk-in shower with cedar bench, and dual vanities. Additional highlights include an oversized laundry room with utility sink, ceiling fans throughout, swamp cooler, city water, natural gas, septic, DMEA fiber optic available at the property, and the home has Energy-Efficient 6-inch WALL CONSTRUCTION. Designed for the serious horse owner, hobby farmer, or outdoor enthusiast, the improvements are equally impressive. A massive 42' x 64' Cleary barn/SHOP with oversized equipment doors provides endless possibilities for stalls, hay storage, workshops, RVs, trailers, or recreational equipment. An insulated bunkhouse with electricity offers additional storage or future guest, hobby, or workspace potential, while the finished attached two-car garage includes brand-new Chamberlain Smart garage door openers. A 20' x 20' concrete pad with frost-free hydrant, horse riding area(could easily become an arena; picture rendering avaiilable for what an arena would look like), livestock facilities, and generous parking for RVs, Trailers, or Heavy Equipment complete this highly functional property. Wake each morning to spectacular sunrises over the pasture, enjoy evenings filled with colorful sunsets, hummingbirds, frogs, quail, foxes, and abundant wildlife, and experience the peaceful sounds of country living while remaining just seven minutes from shopping, dining, and everyday conveniences. With its exceptional water rights, year-round water, quality improvements, low utility costs, remarkable privacy, and unmatched combination of horse, farming, and lifestyle amenities, 12520 Pendleton Lane truly offers a property unlike anything else on the market. Practical, Functional and Maintained. ## Location - **Address:** 12520 Pendleton Lane, Delta, CO 81416 - **County:** Delta - **Coordinates:** 38.71677372, -108.1311264 - **Google Maps:** https://www.google.com/maps?q=38.71677372,-108.1311264 ## Listing Agent - **Name:** Liz Heidrick - **Brokerage:** Needlerock Mountain Realty & Land, LLC - **Phone:** 9702345344 - **Broker Phone:** (970) 921-5331 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/12520-Pendleton-Ln_Delta_CO_81416_M20642-64910?f=listhub&s=CRENCO&m=837235&c=propsimple) ## Photos ![12520 Pendleton Lane - Photo 1](http://lh.rdcpix.com/249bcef705a1218c99c43fc59b09e568l-f678315921r.jpg) ![12520 Pendleton Lane - Photo 2](http://lh.rdcpix.com/249bcef705a1218c99c43fc59b09e568l-f1536864275r.jpg) ![12520 Pendleton Lane - Photo 3](http://lh.rdcpix.com/249bcef705a1218c99c43fc59b09e568l-f1139992865r.jpg) ![12520 Pendleton Lane - Photo 4](http://lh.rdcpix.com/249bcef705a1218c99c43fc59b09e568l-f1800068699r.jpg) ![12520 Pendleton Lane - Photo 5](http://lh.rdcpix.com/249bcef705a1218c99c43fc59b09e568l-f359591978r.jpg) ![12520 Pendleton Lane - Photo 6](http://lh.rdcpix.com/249bcef705a1218c99c43fc59b09e568l-f3969086092r.jpg) ![12520 Pendleton Lane - Photo 7](http://lh.rdcpix.com/249bcef705a1218c99c43fc59b09e568l-f3877606299r.jpg) ![12520 Pendleton Lane - Photo 8](http://lh.rdcpix.com/249bcef705a1218c99c43fc59b09e568l-f1713136234r.jpg) ![12520 Pendleton Lane - Photo 9](http://lh.rdcpix.com/249bcef705a1218c99c43fc59b09e568l-f1782328653r.jpg) ![12520 Pendleton Lane - Photo 10](http://lh.rdcpix.com/249bcef705a1218c99c43fc59b09e568l-f1090872224r.jpg) ![12520 Pendleton Lane - Photo 11](http://lh.rdcpix.com/249bcef705a1218c99c43fc59b09e568l-f2449133612r.jpg) ![12520 Pendleton Lane - Photo 12](http://lh.rdcpix.com/249bcef705a1218c99c43fc59b09e568l-f2158335275r.jpg) ![12520 Pendleton Lane - Photo 13](http://lh.rdcpix.com/249bcef705a1218c99c43fc59b09e568l-f3782151180r.jpg) ![12520 Pendleton Lane - Photo 14](http://lh.rdcpix.com/249bcef705a1218c99c43fc59b09e568l-f730182538r.jpg) ![12520 Pendleton Lane - Photo 15](http://lh.rdcpix.com/249bcef705a1218c99c43fc59b09e568l-f1783219036r.jpg) ![12520 Pendleton Lane - Photo 16](http://lh.rdcpix.com/249bcef705a1218c99c43fc59b09e568l-f2023204012r.jpg) ![12520 Pendleton Lane - Photo 17](http://lh.rdcpix.com/249bcef705a1218c99c43fc59b09e568l-f68676027r.jpg) ![12520 Pendleton Lane - Photo 18](http://lh.rdcpix.com/249bcef705a1218c99c43fc59b09e568l-f207074975r.jpg) ![12520 Pendleton Lane - Photo 19](http://lh.rdcpix.com/249bcef705a1218c99c43fc59b09e568l-f3319696538r.jpg) ![12520 Pendleton Lane - Photo 20](http://lh.rdcpix.com/249bcef705a1218c99c43fc59b09e568l-f2722475319r.jpg) ![12520 Pendleton Lane - Photo 21](http://lh.rdcpix.com/249bcef705a1218c99c43fc59b09e568l-f1244273047r.jpg) ![12520 Pendleton Lane - Photo 22](http://lh.rdcpix.com/249bcef705a1218c99c43fc59b09e568l-f3004626769r.jpg) ![12520 Pendleton Lane - Photo 23](http://lh.rdcpix.com/249bcef705a1218c99c43fc59b09e568l-f2640417986r.jpg) ![12520 Pendleton Lane - Photo 24](http://lh.rdcpix.com/249bcef705a1218c99c43fc59b09e568l-f3702967991r.jpg) ![12520 Pendleton Lane - Photo 25](http://lh.rdcpix.com/249bcef705a1218c99c43fc59b09e568l-f769004863r.jpg) ![12520 Pendleton Lane - Photo 26](http://lh.rdcpix.com/249bcef705a1218c99c43fc59b09e568l-f1759211296r.jpg) ![12520 Pendleton Lane - Photo 27](http://lh.rdcpix.com/249bcef705a1218c99c43fc59b09e568l-f3471780312r.jpg) ![12520 Pendleton Lane - Photo 28](http://lh.rdcpix.com/249bcef705a1218c99c43fc59b09e568l-f2656235152r.jpg) ![12520 Pendleton Lane - Photo 29](http://lh.rdcpix.com/249bcef705a1218c99c43fc59b09e568l-f1640871292r.jpg) ![12520 Pendleton Lane - Photo 30](http://lh.rdcpix.com/249bcef705a1218c99c43fc59b09e568l-f134148589r.jpg) ![12520 Pendleton Lane - Photo 31](http://lh.rdcpix.com/249bcef705a1218c99c43fc59b09e568l-f3713871950r.jpg) ![12520 Pendleton Lane - Photo 32](http://lh.rdcpix.com/249bcef705a1218c99c43fc59b09e568l-f43104169r.jpg) ![12520 Pendleton Lane - Photo 33](http://lh.rdcpix.com/249bcef705a1218c99c43fc59b09e568l-f4270528441r.jpg) ![12520 Pendleton Lane - Photo 34](http://lh.rdcpix.com/249bcef705a1218c99c43fc59b09e568l-f1831737324r.jpg) ![12520 Pendleton Lane - Photo 35](http://lh.rdcpix.com/249bcef705a1218c99c43fc59b09e568l-f3279120169r.jpg) ![12520 Pendleton Lane - Photo 36](http://lh.rdcpix.com/249bcef705a1218c99c43fc59b09e568l-f4178715068r.jpg) ![12520 Pendleton Lane - Photo 37](http://lh.rdcpix.com/249bcef705a1218c99c43fc59b09e568l-f669296564r.jpg) ![12520 Pendleton Lane - Photo 38](http://lh.rdcpix.com/249bcef705a1218c99c43fc59b09e568l-f1874907879r.jpg) ![12520 Pendleton Lane - Photo 39](http://lh.rdcpix.com/249bcef705a1218c99c43fc59b09e568l-f736449888r.jpg) ![12520 Pendleton Lane - Photo 40](http://lh.rdcpix.com/249bcef705a1218c99c43fc59b09e568l-f3220077148r.jpg) ![12520 Pendleton Lane - Photo 41](http://lh.rdcpix.com/249bcef705a1218c99c43fc59b09e568l-f607141609r.jpg) ![12520 Pendleton Lane - Photo 42](http://lh.rdcpix.com/249bcef705a1218c99c43fc59b09e568l-f3389987699r.jpg) ![12520 Pendleton Lane - Photo 43](http://lh.rdcpix.com/249bcef705a1218c99c43fc59b09e568l-f2938609669r.jpg) ![12520 Pendleton Lane - Photo 44](http://lh.rdcpix.com/249bcef705a1218c99c43fc59b09e568l-f41291704r.jpg) ![12520 Pendleton Lane - Photo 45](http://lh.rdcpix.com/249bcef705a1218c99c43fc59b09e568l-f2346044203r.jpg) --- **MLS#:** 837235 | **Updated:** 2026-09-13 **Source:** listhub *Copyright © 2026 Colorado Real Estate Network Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/12520-pendleton-lane-delta-co-81416-o837235) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/12520-pendleton-lane-delta-co-81416-o837235#listing", "url": "https://www.propertysimple.ai/listing/12520-pendleton-lane-delta-co-81416-o837235", "name": "12520 Pendleton Lane, Delta, CO 81416", "description": "Liz Heidrick, Needlerock Mountain Realty and Land, LLC,,,: Nothing Compares to this Clean as a Whistle Rancher with HUGE SHOP! Discover an exceptional 29.12+-acre Western Colorado irrigated property just minutes from town, offering the perfect balance of privacy, functionality, and breathtaking scenery. Tucked away at the end of a quiet country lane with just a few neighbors, no through traffic and no HOA, this versatile property features magnificent views of Uncompahgre Canyon, year-round live water, with a pond that has never gone dry, and approximately 20+ acres of fenced and cross-fenced irrigated pasture ready for horses, livestock, or sustainable agriculture. The irrigated acreage includes 15.6 shares of Uncompadre Valley Water Users Association senior irrigation water rights and mostly newer 8-inch gated pipe, and the pasture has been free of pesticides for the past nine years, making it ideal for organic farming or gardening. Almost entirely freshly painted 2,128-square-foot ranch-style home offers an inviting open-concept floor plan with vaulted ceilings, four bedrooms, three full bathrooms, and beautiful tile flooring with in-floor radiant heat throughout (NEW Energy Efficient Side Arm for Hot Water), complemented by a cozy wood-burning stove capable of heating the entire home. The spacious kitchen has been updated with brand-new stainless steel appliances, including a 27 cu. ft. GE French-door refrigerator, Samsung Smart 5-burner gas range with Air Fry, convection, bread proofing and dehydrating functions, GE microwave, breakfast bar, and abundant space for entertaining family and friends. The private primary suite features a large walk-in closet, whirlpool jetted tub, walk-in shower with cedar bench, and dual vanities. Additional highlights include an oversized laundry room with utility sink, ceiling fans throughout, swamp cooler, city water, natural gas, septic, DMEA fiber optic available at the property, and the home has Energy-Efficient 6-inch WALL CONSTRUCTION. Designed for the serious horse owner, hobby farmer, or outdoor enthusiast, the improvements are equally impressive. A massive 42' x 64' Cleary barn/SHOP with oversized equipment doors provides endless possibilities for stalls, hay storage, workshops, RVs, trailers, or recreational equipment. An insulated bunkhouse with electricity offers additional storage or future guest, hobby, or workspace potential, while the finished attached two-car garage includes brand-new Chamberlain Smart garage door openers. A 20' x 20' concrete pad with frost-free hydrant, horse riding area(could easily become an arena; picture rendering avaiilable for what an arena would look like), livestock facilities, and generous parking for RVs, Trailers, or Heavy Equipment complete this highly functional property. Wake each morning to spectacular sunrises over the pasture, enjoy evenings filled with colorful sunsets, hummingbirds, frogs, quail, foxes, and abundant wildlife, and experience the peaceful sounds of country living while remaining just seven minutes from shopping, dining, and everyday conveniences. With its exceptional water rights, year-round water, quality improvements, low utility costs, remarkable privacy, and unmatched combination of horse, farming, and lifestyle amenities, 12520 Pendleton Lane truly offers a property unlike anything else on the market. 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