# 12520 Whispering Pines Drive, Olive Branch, MS 38654

> **TL;DR:** 5bd/4ba single family, $645,000 ($165/sqft), built 2004, 3,905 sqft.
> Fireplace, A/C, 2-car garage. Est. $3,449/mo. Listed 35 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $645,000 |
| Price/sqft | $165 |
| Bedrooms | 5 |
| Bathrooms | 3 full, 1 half |
| Square Feet | 3,905 |
| Year Built | 2004 |
| Lot Size | 143,748 sqft (3.30 acres) |
| Stories | 2 |
| Garage | 2-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Pending |
| Days on Market | 35 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $3,261 |
| Estimated Insurance | $188 |
| **Total** | **$3,449** |

## Nearby Schools

- **Elementary:** Center Hill
- **Middle:** Center Hill Middle
- **High:** Center Hill

## Key Amenities

- Fireplace
- A/C
- 2-car garage

## Property Highlights

- Built in 2004
- 3.30 acre lot
- 2 stories
- 4 parking spaces
- Fireplace

## Description

### Agent Description
Welcome to 12520 Whispering Pines Drive, an impressive 5-bedroom, 3.5-bath luxury home in the highly sought-after Whispering Pines subdivision. Beautifully updated and thoughtfully designed, this spacious home offers a combination of elegance, comfort, and outdoor living. The interior features 9-foot ceilings, ceramic wood-look flooring, granite countertops, and beautiful lighting throughout, including stunning Swarovski chandeliers. The kitchen has stainless steel. Two spacious primary bedroom suites-one upstairs and one downstairs-provide added flexibility for multi-generational living, guests, or a private retreat. Custom closets and storage, while the upstairs foyer adds to the home's spacious and distinctive design. Outside, enjoy professionally designed landscaping enhanced with landscape lighting and a fully stocked private pond for relaxing or fishing right at home. Circular driveway as well as a separate driveway provides additional parking for family and guests. Workshop for projects and/or more storage or cars. Stainless steel appliances remain. Washer and dryer do not remain. More pictures coming soon.

## Location

- **Address:** 12520 Whispering Pines Drive, Olive Branch, MS 38654
- **County:** DeSoto
- **Neighborhood:** Whispering Pines
- **Coordinates:** 34.939899, -89.766821
- **Google Maps:** https://www.google.com/maps?q=34.939899,-89.766821

## Virtual Tour & Media

- **Video Tour:** https://www.propertypanorama.com/12520-Whispering-Pines-Drive-Olive-Branch-MS-38654/unbranded

## Listing Agent

- **Name:** Lydia J Nance · **License:** 23767
- **Brokerage:** Realty One Group
- **Broker Phone:** (901) 230-3461
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/12520-Whispering-Pines-Dr_Olive-Branch_MS_38654_M82836-83265?f=listhub&s=MGCMLSMS&m=4163903&c=propsimple)

## Photos

![12520 Whispering Pines Drive - Photo 1](http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f306885913r.jpg)

![12520 Whispering Pines Drive - Photo 2](http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f1068725074r.jpg)

![12520 Whispering Pines Drive - Photo 3](http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f3676357228r.jpg)

![12520 Whispering Pines Drive - Photo 4](http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f3647853292r.jpg)

![12520 Whispering Pines Drive - Photo 5](http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f2345509867r.jpg)

![12520 Whispering Pines Drive - Photo 6](http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f2250516920r.jpg)

![12520 Whispering Pines Drive - Photo 7](http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f1111267812r.jpg)

![12520 Whispering Pines Drive - Photo 8](http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f430269764r.jpg)

![12520 Whispering Pines Drive - Photo 9](http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f980428439r.jpg)

![12520 Whispering Pines Drive - Photo 10](http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f2380634564r.jpg)

![12520 Whispering Pines Drive - Photo 11](http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f2702630609r.jpg)

![12520 Whispering Pines Drive - Photo 12](http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f3323336484r.jpg)

![12520 Whispering Pines Drive - Photo 13](http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f1049136802r.jpg)

![12520 Whispering Pines Drive - Photo 14](http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f1920344905r.jpg)

![12520 Whispering Pines Drive - Photo 15](http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f2876315011r.jpg)

![12520 Whispering Pines Drive - Photo 16](http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f340836748r.jpg)

![12520 Whispering Pines Drive - Photo 17](http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f1808649378r.jpg)

![12520 Whispering Pines Drive - Photo 18](http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f2534692176r.jpg)

![12520 Whispering Pines Drive - Photo 19](http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f1884705867r.jpg)

![12520 Whispering Pines Drive - Photo 20](http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f864705545r.jpg)

![12520 Whispering Pines Drive - Photo 21](http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f1879079986r.jpg)

![12520 Whispering Pines Drive - Photo 22](http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f3618086805r.jpg)

![12520 Whispering Pines Drive - Photo 23](http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f2960813910r.jpg)

![12520 Whispering Pines Drive - Photo 24](http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f891330361r.jpg)

![12520 Whispering Pines Drive - Photo 25](http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f2753011001r.jpg)

![12520 Whispering Pines Drive - Photo 26](http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f547167539r.jpg)

![12520 Whispering Pines Drive - Photo 27](http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f1346090489r.jpg)

![12520 Whispering Pines Drive - Photo 28](http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f3276895270r.jpg)

![12520 Whispering Pines Drive - Photo 29](http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f559459905r.jpg)

![12520 Whispering Pines Drive - Photo 30](http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f659796298r.jpg)

![12520 Whispering Pines Drive - Photo 31](http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f4217659750r.jpg)

![12520 Whispering Pines Drive - Photo 32](http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f774072698r.jpg)

![12520 Whispering Pines Drive - Photo 33](http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f1685039843r.jpg)

![12520 Whispering Pines Drive - Photo 34](http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f3463118064r.jpg)

![12520 Whispering Pines Drive - Photo 35](http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f586968727r.jpg)

---

**MLS#:** 4163903 | **Updated:** 2026-10-29
**Source:** listhub

*Copyright © 2026 MLS United. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/12520-whispering-pines-drive-olive-branch-ms-38654-de8dc3b225994d20a7738739d2df7a80)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "@id": "https://www.propertysimple.ai/listing/12520-whispering-pines-drive-olive-branch-ms-38654-de8dc3b225994d20a7738739d2df7a80#listing",
  "url": "https://www.propertysimple.ai/listing/12520-whispering-pines-drive-olive-branch-ms-38654-de8dc3b225994d20a7738739d2df7a80",
  "name": "12520 Whispering Pines Drive, Olive Branch, MS 38654",
  "description": "Welcome to 12520 Whispering Pines Drive, an impressive 5-bedroom, 3.5-bath luxury home in the highly sought-after Whispering Pines subdivision. Beautifully updated and thoughtfully designed, this spacious home offers a combination of elegance, comfort, and outdoor living. The interior features 9-foot ceilings, ceramic wood-look flooring, granite countertops, and beautiful lighting throughout, including stunning Swarovski chandeliers. The kitchen has stainless steel. Two spacious primary bedroom suites-one upstairs and one downstairs-provide added flexibility for multi-generational living, guests, or a private retreat. Custom closets and storage, while the upstairs foyer adds to the home's spacious and distinctive design. Outside, enjoy professionally designed landscaping enhanced with landscape lighting and a fully stocked private pond for relaxing or fishing right at home. Circular driveway as well as a separate driveway provides additional parking for family and guests. Workshop for projects and/or more storage or cars. Stainless steel appliances remain. Washer and dryer do not remain. More pictures coming soon.",
  "image": [
    "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f306885913r.jpg",
    "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f1068725074r.jpg",
    "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f3676357228r.jpg",
    "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f3647853292r.jpg",
    "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f2345509867r.jpg",
    "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f2250516920r.jpg",
    "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f1111267812r.jpg",
    "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f430269764r.jpg",
    "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f980428439r.jpg",
    "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f2380634564r.jpg",
    "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f2702630609r.jpg",
    "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f3323336484r.jpg",
    "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f1049136802r.jpg",
    "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f1920344905r.jpg",
    "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f2876315011r.jpg",
    "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f340836748r.jpg",
    "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f1808649378r.jpg",
    "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f2534692176r.jpg",
    "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f1884705867r.jpg",
    "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f864705545r.jpg",
    "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f1879079986r.jpg",
    "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f3618086805r.jpg",
    "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f2960813910r.jpg",
    "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f891330361r.jpg",
    "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f2753011001r.jpg",
    "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f547167539r.jpg",
    "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f1346090489r.jpg",
    "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f3276895270r.jpg",
    "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f559459905r.jpg",
    "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f659796298r.jpg",
    "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f4217659750r.jpg",
    "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f774072698r.jpg",
    "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f1685039843r.jpg",
    "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f3463118064r.jpg",
    "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f586968727r.jpg"
  ],
  "primaryImageOfPage": {
    "@type": "ImageObject",
    "url": "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f306885913r.jpg",
    "caption": "12520 Whispering Pines Drive - Olive Branch, MS"
  },
  "datePosted": "2026-09-28",
  "dateModified": "2026-10-29T16:28:23.755Z",
  "mainEntity": {
    "@type": "Accommodation",
    "@id": "https://www.propertysimple.ai/listing/12520-whispering-pines-drive-olive-branch-ms-38654-de8dc3b225994d20a7738739d2df7a80#property",
    "name": "12520 Whispering Pines Drive, Olive Branch, MS 38654",
    "address": {
      "@type": "PostalAddress",
      "streetAddress": "12520 Whispering Pines Drive",
      "addressLocality": "Olive Branch",
      "addressRegion": "MS",
      "postalCode": "38654",
      "addressCountry": "US"
    },
    "geo": {
      "@type": "GeoCoordinates",
      "latitude": 34.939899,
      "longitude": -89.766821
    },
    "image": [
      "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f306885913r.jpg",
      "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f1068725074r.jpg",
      "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f3676357228r.jpg",
      "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f3647853292r.jpg",
      "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f2345509867r.jpg",
      "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f2250516920r.jpg",
      "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f1111267812r.jpg",
      "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f430269764r.jpg",
      "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f980428439r.jpg",
      "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f2380634564r.jpg",
      "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f2702630609r.jpg",
      "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f3323336484r.jpg",
      "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f1049136802r.jpg",
      "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f1920344905r.jpg",
      "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f2876315011r.jpg",
      "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f340836748r.jpg",
      "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f1808649378r.jpg",
      "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f2534692176r.jpg",
      "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f1884705867r.jpg",
      "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f864705545r.jpg",
      "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f1879079986r.jpg",
      "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f3618086805r.jpg",
      "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f2960813910r.jpg",
      "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f891330361r.jpg",
      "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f2753011001r.jpg",
      "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f547167539r.jpg",
      "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f1346090489r.jpg",
      "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f3276895270r.jpg",
      "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f559459905r.jpg",
      "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f659796298r.jpg",
      "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f4217659750r.jpg",
      "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f774072698r.jpg",
      "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f1685039843r.jpg",
      "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f3463118064r.jpg",
      "http://lh.rdcpix.com/1cbd55166a2edb17cf925d0b461262b3l-f586968727r.jpg"
    ],
    "identifier": {
      "@type": "PropertyValue",
      "propertyID": "MLS",
      "value": "4163903"
    },
    "accommodationCategory": "Single Family Residence",
    "numberOfBedrooms": 5,
    "numberOfBathroomsTotal": 4,
    "numberOfFullBathrooms": 3,
    "numberOfPartialBathrooms": 1,
    "floorSize": {
      "@type": "QuantitativeValue",
      "value": 3905,
      "unitCode": "FTK",
      "unitText": "square feet"
    },
    "yearBuilt": 2004,
    "amenityFeature": [
      {
        "@type": "LocationFeatureSpecification",
        "name": "Heating",
        "value": "Fireplace(s), Natural Gas"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Cooling",
        "value": "Central Air, Multi Units"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Appliances",
        "value": "Dryer, Disposal, Microwave, Washer, Dishwasher, Electric Oven, Stainless Steel Appliance(s)"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Flooring",
        "value": "Tile - Ceramic, Carpet"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Pool Features",
        "value": "Porch, Patio"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Parking Features",
        "value": "Driveway, Garage"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Fireplace",
        "value": true
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Air Conditioning",
        "value": true
      }
    ],
    "additionalProperty": [
      {
        "@type": "PropertyValue",
        "name": "Lot Size",
        "value": "3.30 acres"
      },
      {
        "@type": "PropertyValue",
        "name": "Stories",
        "value": 2
      },
      {
        "@type": "PropertyValue",
        "name": "Parking Spaces",
        "value": 4
      },
      {
        "@type": "PropertyValue",
        "name": "Garage Spaces",
        "value": 2
      },
      {
        "@type": "PropertyValue",
        "name": "Property Subtype",
        "value": "Single Family Residence"
      }
    ]
  },
  "offers": {
    "@type": "Offer",
    "@id": "https://www.propertysimple.ai/listing/12520-whispering-pines-drive-olive-branch-ms-38654-de8dc3b225994d20a7738739d2df7a80#offer",
    "url": "https://www.propertysimple.ai/listing/12520-whispering-pines-drive-olive-branch-ms-38654-de8dc3b225994d20a7738739d2df7a80",
    "price": 645000,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/LimitedAvailability",
    "seller": {
      "@id": "https://www.propertysimple.ai/listing/12520-whispering-pines-drive-olive-branch-ms-38654-de8dc3b225994d20a7738739d2df7a80#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://www.propertysimple.ai/listing/12520-whispering-pines-drive-olive-branch-ms-38654-de8dc3b225994d20a7738739d2df7a80#agent",
    "name": "Lydia J Nance",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://www.propertysimple.ai/listing/12520-whispering-pines-drive-olive-branch-ms-38654-de8dc3b225994d20a7738739d2df7a80#brokerage",
      "name": "Realty One Group",
      "telephone": "(901) 230-3461",
      "logo": {
        "@type": "ImageObject",
        "url": "http://lh.rdcpix.com/3f7392f138f311ec98fc0242ac110007k-c2047203933r.png"
      }
    }
  }
}
```