# 12541 S Banks Drive, Captiva, FL 33924 > **TL;DR:** land, $199,000. > Waterfront, View. Est. $1,064/mo. Listed 224 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $199,000 | | Lot Size | 15,725 sqft (0.36 acres) | | Property Type | Land (Other) | | Status | Active | | Days on Market | 224 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,006 | | Estimated Insurance | $58 | | **Total** | **$1,064** | ## Key Amenities - Waterfront - View ## Property Highlights - 0.36 acre lot - Waterfront ## Description ### Agent Description You are looking to build your new getaway, but how do you get away from it all? A true barrier island with no bridges. Separate yourself from the world and enjoy the peace and quiet. It's just you, your companions and the beach on North Captiva Island. Only accessible by boat or plane, this bay to beach lot offers expansive views of the Gulf of Mexico. The closely neighboring barrier island Sanibel is a popular tourist destination known for its unique shelling and beaches (due to the east/west orientation) and wildlife refuges. There are only a handful of bay to beach lots that are buildable on North Captiva Island. Build your sanctuary on one of the best rated beaches in Florida. Owner financing may be available, call for terms!! ## Location - **Address:** 12541 S Banks Drive, Captiva, FL 33924 - **County:** Lee - **Neighborhood:** UPPER CAPTIVA SHORES - **Coordinates:** 26.562573, -82.202425 - **Google Maps:** https://www.google.com/maps?q=26.562573,-82.202425 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/fgcmls/2026004719 ## Listing Agent - **Name:** Josh Stewart · **License:** 258021351 - **Brokerage:** RE/MAX Realty Team - **Broker Phone:** (239) 443-1055 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/12541-S-Banks-Dr_FL_33924_M69183-87258?f=listhub&s=FMSWFL&m=2026004719&c=propsimple) ## Photos ![12541 S Banks Drive - Photo 1](http://lh.rdcpix.com/aa599dfbebd9c42b7b60e28cdbdfe31dl-f1817613494r.jpg) ![12541 S Banks Drive - Photo 2](http://lh.rdcpix.com/aa599dfbebd9c42b7b60e28cdbdfe31dl-f3583410615r.jpg) ![12541 S Banks Drive - Photo 3](http://lh.rdcpix.com/aa599dfbebd9c42b7b60e28cdbdfe31dl-f4139114876r.jpg) ![12541 S Banks Drive - Photo 4](http://lh.rdcpix.com/aa599dfbebd9c42b7b60e28cdbdfe31dl-f2440608595r.jpg) ![12541 S Banks Drive - Photo 5](http://lh.rdcpix.com/aa599dfbebd9c42b7b60e28cdbdfe31dl-f2773771501r.jpg) ![12541 S Banks Drive - Photo 6](http://lh.rdcpix.com/aa599dfbebd9c42b7b60e28cdbdfe31dl-f607387693r.jpg) ![12541 S Banks Drive - Photo 7](http://lh.rdcpix.com/aa599dfbebd9c42b7b60e28cdbdfe31dl-f3443800825r.jpg) ![12541 S Banks Drive - Photo 8](http://lh.rdcpix.com/aa599dfbebd9c42b7b60e28cdbdfe31dl-f30505404r.jpg) ![12541 S Banks Drive - Photo 9](http://lh.rdcpix.com/aa599dfbebd9c42b7b60e28cdbdfe31dl-f2052681628r.jpg) ![12541 S Banks Drive - Photo 10](http://lh.rdcpix.com/aa599dfbebd9c42b7b60e28cdbdfe31dl-f1876253363r.jpg) ![12541 S Banks Drive - Photo 11](http://lh.rdcpix.com/aa599dfbebd9c42b7b60e28cdbdfe31dl-f690825336r.jpg) ![12541 S Banks Drive - Photo 12](http://lh.rdcpix.com/aa599dfbebd9c42b7b60e28cdbdfe31dl-f2483683885r.jpg) ![12541 S Banks Drive - Photo 13](http://lh.rdcpix.com/aa599dfbebd9c42b7b60e28cdbdfe31dl-f3963681015r.jpg) ![12541 S Banks Drive - Photo 14](http://lh.rdcpix.com/aa599dfbebd9c42b7b60e28cdbdfe31dl-f1193123148r.jpg) ![12541 S Banks Drive - Photo 15](http://lh.rdcpix.com/aa599dfbebd9c42b7b60e28cdbdfe31dl-f1966637176r.jpg) ![12541 S Banks Drive - Photo 16](http://lh.rdcpix.com/aa599dfbebd9c42b7b60e28cdbdfe31dl-f2205628787r.jpg) --- **MLS#:** 2026004719 | **Updated:** 2026-10-20 **Source:** listhub *Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/12541-s-banks-drive-captiva-fl-33924-ffda229928004aceacb9dfbbde645533) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/12541-s-banks-drive-captiva-fl-33924-ffda229928004aceacb9dfbbde645533#listing", "url": "https://www.propertysimple.ai/listing/12541-s-banks-drive-captiva-fl-33924-ffda229928004aceacb9dfbbde645533", "name": "12541 S Banks Drive, Captiva, FL 33924", "description": "You are looking to build your new getaway, but how do you get away from it all? A true barrier island with no bridges. Separate yourself from the world and enjoy the peace and quiet. It's just you, your companions and the beach on North Captiva Island. 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