About This Home

This 3-bedroom, 2-bathroom single family at 12595 SANTA ROSA Circle in Lusby, MD is listed for $312,000 ($295 per sqft). Built in 1991, the home offers 1,058 sqft of living space on a N/A lot.

Key Features

  • Built in 1991
  • 2 stories
  • Fireplace

Property Details

2 stories
2 full
1991

Amenities

Fireplace
Listing Description

Welcome home to Chesapeake Ranch Estates! This charming 3-bedroom, 2-bath rambler offers comfortable living with room to grow - an unfinished basement awaits your finishing touches, whether that's a rec room, home gym, or extra bedrooms. Cozy up by the fireplace on cool evenings, and enjoy a kitchen outfitted with stainless steel appliances, including a new fridge (2023), dishwasher (2024), and an over-the-stove microwave (2026).

Major systems have been thoughtfully maintained, with a new roof (2020), new gutters (2022), and updated heating/AC units (2023) - move in with peace of mind. Set on a peaceful street in a community built for outdoor living, residents enjoy exclusive access to two private beaches, a scenic lake perfect for canoeing and fishing, horseshoe pits, and a community garden.

Golf cart-friendly streets add to the laid-back, resort-style lifestyle. You're just minutes from local shopping and a great mix of restaurants, with easy access to major commuter routes. Don't miss your chance to own a slice of Southern Maryland charm - schedule your showing today!

Monthly Cost Estimate

$2,291/mo

20% down · 6.5% · 30 years

Principal$226
Interest$1,352
Insurance$91
HOA$622

Estimates only. Actual payments may vary.

Location

12595 SANTA ROSA Circle

Lusby, MD 20657

CHESAPEAKE RANCH ESTATES

Features & Amenities

Interior Features

Breakfast AreaCombination Kitchen/Dining

Property Details

Construction

Combination

Parking

Off Street

Heating

Heat Pump (Heating)

Appliances

Stainless Steel Appliances

Questions & Answers

This 3-bedroom, 2-bathroom single family at 12595 SANTA ROSA Circle is listed at $312,000 ($295/sqft). The estimated monthly payment is $2,291 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $622/month.

Key features include: Built in 1991, 2 stories, Fireplace. Interior Features: Breakfast Area, Combination Kitchen/Dining.

This property is listed by Malcolm A Brown and can be reached at 3016480666.

MB

Malcolm A Brown

License 5004739

Agent at REAL BROKER LLC

(301) 648-0666
Agent website

Listed by REAL BROKER LLC · Broker phone: (202) 335-7325 · View on Broker Site · Broker website

MLS# MDCA2030352· Source: Bright MLS· 1 day on PropertySimple

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

12595 SANTA ROSA Circle, Lusby, MD 20657

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