# 12595 SANTA ROSA Circle, Lusby, MD 20657

> **TL;DR:** 3bd/2ba single family, $312,000 ($295/sqft), built 1991, 1,058 sqft.
> Fireplace. Est. $2,291/mo. Listed 1 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $312,000 |
| Price/sqft | $295 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,058 |
| Year Built | 1991 |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 1 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,578 |
| Estimated Insurance | $91 |
| HOA | $622 |
| **Total** | **$2,291** |

## Key Amenities

- Fireplace

## Property Highlights

- Built in 1991
- 2 stories
- Fireplace

## Description

### Agent Description
Welcome home to Chesapeake Ranch Estates! This charming 3-bedroom, 2-bath rambler offers comfortable living with room to grow - an unfinished basement awaits your finishing touches, whether that's a rec room, home gym, or extra bedrooms. Cozy up by the fireplace on cool evenings, and enjoy a kitchen outfitted with stainless steel appliances, including a new fridge (2023), dishwasher (2024), and an over-the-stove microwave (2026). Major systems have been thoughtfully maintained, with a new roof (2020), new gutters (2022), and updated heating/AC units (2023) - move in with peace of mind. Set on a peaceful street in a community built for outdoor living, residents enjoy exclusive access to two private beaches, a scenic lake perfect for canoeing and fishing, horseshoe pits, and a community garden. Golf cart-friendly streets add to the laid-back, resort-style lifestyle. You're just minutes from local shopping and a great mix of restaurants, with easy access to major commuter routes. Don't miss your chance to own a slice of Southern Maryland charm - schedule your showing today!

## Location

- **Address:** 12595 SANTA ROSA Circle, Lusby, MD 20657
- **County:** CALVERT
- **Neighborhood:** CHESAPEAKE RANCH ESTATES
- **Coordinates:** 38.34877, -76.41061
- **Google Maps:** https://www.google.com/maps?q=38.34877,-76.41061

## Listing Agent

- **Name:** Malcolm A Brown · **License:** 5004739
- **Brokerage:** REAL BROKER LLC
- **Phone:** 3016480666
- **Broker Phone:** (202) 335-7325
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/12595-Santa-Rosa-Cir_Lusby_MD_20657_M50929-10818?f=listhub&s=TRENDPA&m=MDCA2030352&c=propsimple)

## Photos

![12595 SANTA ROSA Circle - Photo 1](http://lh.rdcpix.com/8a21af8f76254f7dedcfb0f34be5d3eal-f1319147977r.jpg)

![12595 SANTA ROSA Circle - Photo 2](http://lh.rdcpix.com/8a21af8f76254f7dedcfb0f34be5d3eal-f2719790267r.jpg)

![12595 SANTA ROSA Circle - Photo 3](http://lh.rdcpix.com/8a21af8f76254f7dedcfb0f34be5d3eal-f3036995693r.jpg)

![12595 SANTA ROSA Circle - Photo 4](http://lh.rdcpix.com/8a21af8f76254f7dedcfb0f34be5d3eal-f1144705110r.jpg)

![12595 SANTA ROSA Circle - Photo 5](http://lh.rdcpix.com/8a21af8f76254f7dedcfb0f34be5d3eal-f3283513834r.jpg)

![12595 SANTA ROSA Circle - Photo 6](http://lh.rdcpix.com/8a21af8f76254f7dedcfb0f34be5d3eal-f1462008953r.jpg)

![12595 SANTA ROSA Circle - Photo 7](http://lh.rdcpix.com/8a21af8f76254f7dedcfb0f34be5d3eal-f1649182226r.jpg)

![12595 SANTA ROSA Circle - Photo 8](http://lh.rdcpix.com/8a21af8f76254f7dedcfb0f34be5d3eal-f29940091r.jpg)

![12595 SANTA ROSA Circle - Photo 9](http://lh.rdcpix.com/8a21af8f76254f7dedcfb0f34be5d3eal-f3708529250r.jpg)

![12595 SANTA ROSA Circle - Photo 10](http://lh.rdcpix.com/8a21af8f76254f7dedcfb0f34be5d3eal-f661745701r.jpg)

![12595 SANTA ROSA Circle - Photo 11](http://lh.rdcpix.com/8a21af8f76254f7dedcfb0f34be5d3eal-f761179147r.jpg)

![12595 SANTA ROSA Circle - Photo 12](http://lh.rdcpix.com/8a21af8f76254f7dedcfb0f34be5d3eal-f3016278946r.jpg)

![12595 SANTA ROSA Circle - Photo 13](http://lh.rdcpix.com/8a21af8f76254f7dedcfb0f34be5d3eal-f931486916r.jpg)

![12595 SANTA ROSA Circle - Photo 14](http://lh.rdcpix.com/8a21af8f76254f7dedcfb0f34be5d3eal-f1231775115r.jpg)

![12595 SANTA ROSA Circle - Photo 15](http://lh.rdcpix.com/8a21af8f76254f7dedcfb0f34be5d3eal-f354081932r.jpg)

![12595 SANTA ROSA Circle - Photo 16](http://lh.rdcpix.com/8a21af8f76254f7dedcfb0f34be5d3eal-f4137543282r.jpg)

![12595 SANTA ROSA Circle - Photo 17](http://lh.rdcpix.com/8a21af8f76254f7dedcfb0f34be5d3eal-f757375962r.jpg)

![12595 SANTA ROSA Circle - Photo 18](http://lh.rdcpix.com/8a21af8f76254f7dedcfb0f34be5d3eal-f681319559r.jpg)

![12595 SANTA ROSA Circle - Photo 19](http://lh.rdcpix.com/8a21af8f76254f7dedcfb0f34be5d3eal-f4076980593r.jpg)

![12595 SANTA ROSA Circle - Photo 20](http://lh.rdcpix.com/8a21af8f76254f7dedcfb0f34be5d3eal-f1607412481r.jpg)

![12595 SANTA ROSA Circle - Photo 21](http://lh.rdcpix.com/8a21af8f76254f7dedcfb0f34be5d3eal-f2009082277r.jpg)

![12595 SANTA ROSA Circle - Photo 22](http://lh.rdcpix.com/8a21af8f76254f7dedcfb0f34be5d3eal-f2211783107r.jpg)

![12595 SANTA ROSA Circle - Photo 23](http://lh.rdcpix.com/8a21af8f76254f7dedcfb0f34be5d3eal-f2558887890r.jpg)

![12595 SANTA ROSA Circle - Photo 24](http://lh.rdcpix.com/8a21af8f76254f7dedcfb0f34be5d3eal-f1599383569r.jpg)

![12595 SANTA ROSA Circle - Photo 25](http://lh.rdcpix.com/8a21af8f76254f7dedcfb0f34be5d3eal-f3835833752r.jpg)

![12595 SANTA ROSA Circle - Photo 26](http://lh.rdcpix.com/8a21af8f76254f7dedcfb0f34be5d3eal-f1894205054r.jpg)

![12595 SANTA ROSA Circle - Photo 27](http://lh.rdcpix.com/8a21af8f76254f7dedcfb0f34be5d3eal-f1723987199r.jpg)

![12595 SANTA ROSA Circle - Photo 28](http://lh.rdcpix.com/8a21af8f76254f7dedcfb0f34be5d3eal-f192287659r.jpg)

![12595 SANTA ROSA Circle - Photo 29](http://lh.rdcpix.com/8a21af8f76254f7dedcfb0f34be5d3eal-f441673141r.jpg)

![12595 SANTA ROSA Circle - Photo 30](http://lh.rdcpix.com/8a21af8f76254f7dedcfb0f34be5d3eal-f1760616390r.jpg)

![12595 SANTA ROSA Circle - Photo 31](http://lh.rdcpix.com/8a21af8f76254f7dedcfb0f34be5d3eal-f2822021057r.jpg)

![12595 SANTA ROSA Circle - Photo 32](http://lh.rdcpix.com/8a21af8f76254f7dedcfb0f34be5d3eal-f1999821554r.jpg)

---

**MLS#:** MDCA2030352 | **Updated:** 2026-09-23
**Source:** listhub

*Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/12595-santa-rosa-circle-lusby-md-20657-a2030352)

---

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