About This Home

This 3-bedroom, 3-bathroom single family at 126 3rd Lane in Key Largo, FL is listed for $1,025,000 ($493 per sqft). Built in 1984, the home offers 2,078 sqft of living space on a 0.15 acres lot.

Key Features

  • Built in 1984
  • 0.15 acre lot
  • Waterfront

Property Details

3 full
1984

Amenities

WaterfrontA/C
Listing Description

Opportunity is knocking to create your ideal Florida Keys retreat. Nestled in a quiet neighborhood, this canal front stilt home features a spacious upstairs with 2 bedrooms, 2 full bathrooms and a large loft perfect for a home office or 3rd bedroom. The ground level expands the possibilities with a covered patio overlooking the canal and a versatil

e studio apartment/rec room complete with a full bathroom--ideal for guests or indoor/outdoor entertaining. The property features 45ft of dockage and a private ramp that can accommodate jet skis, kayaks, paddleboards or a small skiff. Get lost in paradise exploring the many creeks within Largo Sound and John Pennekamp State Park.

This location also offers boating access to both the Atlantic Ocean and Florida Bay through South Creek or Adams Cut. Great location near Key Largo's best restaurants, shopping and grocery. Take advantage of this opportunity to renovate or build new in one of Key Largo's most sought-after boating communities.

Monthly Cost Estimate

$5,482/mo

20% down · 6.5% · 30 years

Principal$741
Interest$4,442
Insurance$299

Estimates only. Actual payments may vary.

Location

126 3rd Lane

Key Largo, FL 33037

Winston Waterway (102.0)

Features & Amenities

Interior Features

Loft

Property Details

Flooring

LaminateTile

Construction

Frame

Outdoor Features

Porch

Heating

Central

Cooling

Central AirDuctless

Appliances

WasherDryerDishwasherRefrigeratorRangeOvenMicrowaveDisposal

Questions & Answers

This 3-bedroom, 3-bathroom single family at 126 3rd Lane is listed at $1,025,000 ($493/sqft). The estimated monthly payment is $5,482 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1984, 0.15 acre lot, Waterfront. Interior Features: Loft.

This property is listed by Eric Smith, PA.

EP

Eric Smith, PA

License 3309794

Agent at Palm House Real Estate

Listed by Palm House Real Estate · Broker phone: (305) 304-8841 · View on Broker Site · Broker website

MLS# 620570· Source: Florida Keys Board of REALTORS®· 111 days on PropertySimple

Copyright © 2026 Florida Keys Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

126 3rd Lane, Key Largo, FL 33037

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