# 126 3rd Lane, Key Largo, FL 33037 > **TL;DR:** 3bd/3ba single family, $1,100,000 ($500/sqft), built 1984, 2,199 sqft. > Waterfront, A/C. Est. $5,883/mo. Listed 71 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $1,100,000 | | Price/sqft | $500 | | Bedrooms | 3 | | Bathrooms | 3 full | | Square Feet | 2,199 | | Year Built | 1984 | | Lot Size | 6,534 sqft (0.15 acres) | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 71 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $5,562 | | Estimated Insurance | $321 | | **Total** | **$5,883** | ## Key Amenities - Waterfront - A/C ## Property Highlights - Built in 1984 - 0.15 acre lot - Waterfront ## Description ### Agent Description Opportunity is knocking to create your ideal Florida Keys retreat. Nestled in a quiet neighborhood, this canal front stilt home features a spacious upstairs with 2 bedrooms, 2 full bathrooms and a large loft perfect for a home office or 3rd bedroom. The ground level expands the possibilities with a covered patio overlooking the canal and a versatile studio apartment/rec room complete with a full bathroom--ideal for guests or indoor/outdoor entertaining. The property features 45ft of dockage and a private ramp that can accommodate jet skis, kayaks, paddleboards or a small skiff. Get lost in paradise exploring the many creeks within Largo Sound and John Pennekamp State Park. This location also offers boating access to both the Atlantic Ocean and Florida Bay through South Creek Sound or Adams Cut. Great location near plenty of amazing restaurants, shopping and grocery. Whether you're searching for a full-time residence, weekend getaway, or investment property, this home offers solid bones, a desirable layout, and the chance to create something truly special in one of Key Largo's most sought-after boating communities. ## Location - **Address:** 126 3rd Lane, Key Largo, FL 33037 - **County:** Monroe - **Neighborhood:** Winston Waterway (102.0) - **Coordinates:** 25.118011, -80.412369 - **Google Maps:** https://www.google.com/maps?q=25.118011,-80.412369 ## Listing Agent - **Name:** Eric Smith, PA · **License:** 3309794 - **Brokerage:** Palm House Real Estate - **Phone:** 3053067279 - **Broker Phone:** (305) 304-8841 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/126-3rd-Ln_Key-Largo_FL_33037_M69779-33101?f=listhub&s=FLKEYSMLSFL&m=620570&c=propsimple) ## Photos ![126 3rd Lane - Photo 1](http://lh.rdcpix.com/61a51c5c84ff986bf185904090ab33b2l-f1668214193r.jpg) ![126 3rd Lane - Photo 2](http://lh.rdcpix.com/61a51c5c84ff986bf185904090ab33b2l-f362470947r.jpg) ![126 3rd Lane - Photo 3](http://lh.rdcpix.com/61a51c5c84ff986bf185904090ab33b2l-f4249173647r.jpg) ![126 3rd Lane - Photo 4](http://lh.rdcpix.com/61a51c5c84ff986bf185904090ab33b2l-f1177176185r.jpg) ![126 3rd Lane - Photo 5](http://lh.rdcpix.com/61a51c5c84ff986bf185904090ab33b2l-f2864621078r.jpg) ![126 3rd Lane - Photo 6](http://lh.rdcpix.com/61a51c5c84ff986bf185904090ab33b2l-f419485862r.jpg) ![126 3rd Lane - Photo 7](http://lh.rdcpix.com/61a51c5c84ff986bf185904090ab33b2l-f3938998100r.jpg) ![126 3rd Lane - Photo 8](http://lh.rdcpix.com/61a51c5c84ff986bf185904090ab33b2l-f555743121r.jpg) ![126 3rd Lane - Photo 9](http://lh.rdcpix.com/61a51c5c84ff986bf185904090ab33b2l-f2814061624r.jpg) ![126 3rd Lane - Photo 10](http://lh.rdcpix.com/61a51c5c84ff986bf185904090ab33b2l-f2130688712r.jpg) ![126 3rd Lane - Photo 11](http://lh.rdcpix.com/61a51c5c84ff986bf185904090ab33b2l-f2609264453r.jpg) ![126 3rd Lane - Photo 12](http://lh.rdcpix.com/61a51c5c84ff986bf185904090ab33b2l-f44811482r.jpg) ![126 3rd Lane - Photo 13](http://lh.rdcpix.com/61a51c5c84ff986bf185904090ab33b2l-f506620195r.jpg) ![126 3rd Lane - Photo 14](http://lh.rdcpix.com/61a51c5c84ff986bf185904090ab33b2l-f2172834243r.jpg) ![126 3rd Lane - Photo 15](http://lh.rdcpix.com/61a51c5c84ff986bf185904090ab33b2l-f4278441516r.jpg) ![126 3rd Lane - Photo 16](http://lh.rdcpix.com/61a51c5c84ff986bf185904090ab33b2l-f496108596r.jpg) ![126 3rd Lane - Photo 17](http://lh.rdcpix.com/61a51c5c84ff986bf185904090ab33b2l-f3653093132r.jpg) ![126 3rd Lane - Photo 18](http://lh.rdcpix.com/61a51c5c84ff986bf185904090ab33b2l-f2094763817r.jpg) ![126 3rd Lane - Photo 19](http://lh.rdcpix.com/61a51c5c84ff986bf185904090ab33b2l-f428848723r.jpg) ![126 3rd Lane - Photo 20](http://lh.rdcpix.com/61a51c5c84ff986bf185904090ab33b2l-f3597172723r.jpg) ![126 3rd Lane - Photo 21](http://lh.rdcpix.com/61a51c5c84ff986bf185904090ab33b2l-f753429123r.jpg) ![126 3rd Lane - Photo 22](http://lh.rdcpix.com/61a51c5c84ff986bf185904090ab33b2l-f1311573824r.jpg) ![126 3rd Lane - Photo 23](http://lh.rdcpix.com/61a51c5c84ff986bf185904090ab33b2l-f3094970553r.jpg) ![126 3rd Lane - Photo 24](http://lh.rdcpix.com/61a51c5c84ff986bf185904090ab33b2l-f979529656r.jpg) ![126 3rd Lane - Photo 25](http://lh.rdcpix.com/61a51c5c84ff986bf185904090ab33b2l-f142607487r.jpg) ![126 3rd Lane - Photo 26](http://lh.rdcpix.com/61a51c5c84ff986bf185904090ab33b2l-f1088895206r.jpg) ![126 3rd Lane - Photo 27](http://lh.rdcpix.com/61a51c5c84ff986bf185904090ab33b2l-f916241483r.jpg) ![126 3rd Lane - Photo 28](http://lh.rdcpix.com/61a51c5c84ff986bf185904090ab33b2l-f310530730r.jpg) ![126 3rd Lane - Photo 29](http://lh.rdcpix.com/61a51c5c84ff986bf185904090ab33b2l-f3016921293r.jpg) ![126 3rd Lane - Photo 30](http://lh.rdcpix.com/61a51c5c84ff986bf185904090ab33b2l-f370421750r.jpg) ![126 3rd Lane - Photo 31](http://lh.rdcpix.com/61a51c5c84ff986bf185904090ab33b2l-f2608463247r.jpg) ![126 3rd Lane - Photo 32](http://lh.rdcpix.com/61a51c5c84ff986bf185904090ab33b2l-f1595911632r.jpg) ![126 3rd Lane - Photo 33](http://lh.rdcpix.com/61a51c5c84ff986bf185904090ab33b2l-f2482830219r.jpg) ![126 3rd Lane - Photo 34](http://lh.rdcpix.com/61a51c5c84ff986bf185904090ab33b2l-f747259886r.jpg) ![126 3rd Lane - Photo 35](http://lh.rdcpix.com/61a51c5c84ff986bf185904090ab33b2l-f2241708576r.jpg) ![126 3rd Lane - Photo 36](http://lh.rdcpix.com/61a51c5c84ff986bf185904090ab33b2l-f658954257r.jpg) ![126 3rd Lane - Photo 37](http://lh.rdcpix.com/61a51c5c84ff986bf185904090ab33b2l-f3411362065r.jpg) ![126 3rd Lane - Photo 38](http://lh.rdcpix.com/61a51c5c84ff986bf185904090ab33b2l-f2510822896r.jpg) ![126 3rd Lane - Photo 39](http://lh.rdcpix.com/61a51c5c84ff986bf185904090ab33b2l-f147882811r.jpg) ![126 3rd Lane - Photo 40](http://lh.rdcpix.com/61a51c5c84ff986bf185904090ab33b2l-f2922897448r.jpg) ![126 3rd Lane - Photo 41](http://lh.rdcpix.com/61a51c5c84ff986bf185904090ab33b2l-f2430865699r.jpg) ![126 3rd Lane - Photo 42](http://lh.rdcpix.com/61a51c5c84ff986bf185904090ab33b2l-f448753783r.jpg) ![126 3rd Lane - Photo 43](http://lh.rdcpix.com/61a51c5c84ff986bf185904090ab33b2l-f4019054228r.jpg) ![126 3rd Lane - Photo 44](http://lh.rdcpix.com/61a51c5c84ff986bf185904090ab33b2l-f637454371r.jpg) --- **MLS#:** 620570 | **Updated:** 2026-09-17 **Source:** listhub *Copyright © 2026 Florida Keys Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/126-3rd-lane-key-largo-fl-33037-l620570) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/126-3rd-lane-key-largo-fl-33037-l620570#listing", "url": "https://www.propertysimple.ai/listing/126-3rd-lane-key-largo-fl-33037-l620570", "name": "126 3rd Lane, Key Largo, FL 33037", "description": "Opportunity is knocking to create your ideal Florida Keys retreat. Nestled in a quiet neighborhood, this canal front stilt home features a spacious upstairs with 2 bedrooms, 2 full bathrooms and a large loft perfect for a home office or 3rd bedroom. 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"additionalProperty": [ { "@type": "PropertyValue", "name": "Lot Size", "value": "0.15 acres" }, { "@type": "PropertyValue", "name": "Property Subtype", "value": "Single Family Residence" } ] }, "offers": { "@type": "Offer", "@id": "https://www.propertysimple.ai/listing/126-3rd-lane-key-largo-fl-33037-l620570#offer", "url": "https://www.propertysimple.ai/listing/126-3rd-lane-key-largo-fl-33037-l620570", "price": 1100000, "priceCurrency": "USD", "businessFunction": "http://purl.org/goodrelations/v1#Sell", "availability": "https://schema.org/InStock", "seller": { "@id": "https://www.propertysimple.ai/listing/126-3rd-lane-key-largo-fl-33037-l620570#agent" } }, "provider": { "@type": "Person", "@id": "https://www.propertysimple.ai/listing/126-3rd-lane-key-largo-fl-33037-l620570#agent", "name": "Eric Smith, PA", "telephone": "3053067279", "worksFor": { "@type": "Organization", "@id": "https://www.propertysimple.ai/listing/126-3rd-lane-key-largo-fl-33037-l620570#brokerage", "name": "Palm 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