# 126 N Indies Drive, Duck Key, FL 33050

> **TL;DR:** 4bd/4ba multi-family, $1,875,000 ($737/sqft), built 1981, 2,544 sqft.
> Waterfront, A/C. Est. $10,378/mo. Listed 77 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,875,000 |
| Price/sqft | $737 |
| Bedrooms | 4 |
| Bathrooms | 4 full |
| Square Feet | 2,544 |
| Year Built | 1981 |
| Lot Size | 7,841 sqft (0.18 acres) |
| Property Type | Multi-Family (Duplex) |
| Status | Active |
| Days on Market | 77 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $9,481 |
| Estimated Insurance | $547 |
| HOA | $350 |
| **Total** | **$10,378** |

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 1981
- 0.18 acre lot
- Waterfront

## Description

### Agent Description
Rare canal-front duplex on Duck Key's prestigious Indies Canal with 70 feet of new composite dockage, sweeping canal views, and deep-water access to both the Gulf and Atlantic. New roof, new AC, and precast concrete construction throughout -- this is a solid, storm-ready build with significant insurance advantages over at-grade alternatives and no deferred maintenance surprises. Two self-contained side-by-side units, each 2BD/2BA with in-unit washer/dryer, private canal-view balcony, open floor plan, and under-house storage. Unit 1 is fully renovated -- granite counters, stainless appliances, new Kitchenaide soft close cabinetry, updated baths, tile floors throughout. Unit 2 features upgraded tile floors and a bright open canvas with kitchen and baths ready for your finish. The options here are unusually flexible: rent both units for strong 28-day vacation rental income, live in one and let the other pay your carry, or convert the entire structure to a single-family waterfront compound -- there's even room for a pool. That kind of optionality, in a precast concrete above-flood building with a new roof and new dock, simply does not exist elsewhere on Duck Key. Monroe County 28-day minimum rental applies. Sold as a complete duplex; cannot be split.

## Location

- **Address:** 126 N Indies Drive, Duck Key, FL 33050
- **County:** Monroe
- **Neighborhood:** Toms Harbor (61.0)
- **Coordinates:** 24.77217, -80.913028
- **Google Maps:** https://www.google.com/maps?q=24.77217,-80.913028

## Listing Agent

- **Name:** Brenner Scheel Casey · **License:** BK339103, BK3179545, SL3504409
- **Brokerage:** Florida Keys Real Estate Group
- **Phone:** 3057833395
- **Broker Phone:** (305) 664-1453
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/126-N-Indies-Dr_Duck-Key_FL_33050_M65353-62767?f=listhub&s=MLKARFL&m=620609&c=propsimple)

## Photos

![126 N Indies Drive - Photo 1](http://lh.rdcpix.com/2468e9fe71e7d0b2a910f9f2978dcbcdl-f751337041r.jpg)

![126 N Indies Drive - Photo 2](http://lh.rdcpix.com/2468e9fe71e7d0b2a910f9f2978dcbcdl-f541888881r.jpg)

![126 N Indies Drive - Photo 3](http://lh.rdcpix.com/2468e9fe71e7d0b2a910f9f2978dcbcdl-f463412528r.jpg)

![126 N Indies Drive - Photo 4](http://lh.rdcpix.com/2468e9fe71e7d0b2a910f9f2978dcbcdl-f103192292r.jpg)

![126 N Indies Drive - Photo 5](http://lh.rdcpix.com/2468e9fe71e7d0b2a910f9f2978dcbcdl-f813943875r.jpg)

![126 N Indies Drive - Photo 6](http://lh.rdcpix.com/2468e9fe71e7d0b2a910f9f2978dcbcdl-f1477171600r.jpg)

![126 N Indies Drive - Photo 7](http://lh.rdcpix.com/2468e9fe71e7d0b2a910f9f2978dcbcdl-f3567363567r.jpg)

![126 N Indies Drive - Photo 8](http://lh.rdcpix.com/2468e9fe71e7d0b2a910f9f2978dcbcdl-f1840997946r.jpg)

![126 N Indies Drive - Photo 9](http://lh.rdcpix.com/2468e9fe71e7d0b2a910f9f2978dcbcdl-f1919256891r.jpg)

![126 N Indies Drive - Photo 10](http://lh.rdcpix.com/2468e9fe71e7d0b2a910f9f2978dcbcdl-f1294204176r.jpg)

![126 N Indies Drive - Photo 11](http://lh.rdcpix.com/2468e9fe71e7d0b2a910f9f2978dcbcdl-f3723867067r.jpg)

![126 N Indies Drive - Photo 12](http://lh.rdcpix.com/2468e9fe71e7d0b2a910f9f2978dcbcdl-f761810165r.jpg)

![126 N Indies Drive - Photo 13](http://lh.rdcpix.com/2468e9fe71e7d0b2a910f9f2978dcbcdl-f3870815798r.jpg)

![126 N Indies Drive - Photo 14](http://lh.rdcpix.com/2468e9fe71e7d0b2a910f9f2978dcbcdl-f3559575067r.jpg)

![126 N Indies Drive - Photo 15](http://lh.rdcpix.com/2468e9fe71e7d0b2a910f9f2978dcbcdl-f3514804393r.jpg)

![126 N Indies Drive - Photo 16](http://lh.rdcpix.com/2468e9fe71e7d0b2a910f9f2978dcbcdl-f3415595429r.jpg)

![126 N Indies Drive - Photo 17](http://lh.rdcpix.com/2468e9fe71e7d0b2a910f9f2978dcbcdl-f131272203r.jpg)

![126 N Indies Drive - Photo 18](http://lh.rdcpix.com/2468e9fe71e7d0b2a910f9f2978dcbcdl-f4201158788r.jpg)

![126 N Indies Drive - Photo 19](http://lh.rdcpix.com/2468e9fe71e7d0b2a910f9f2978dcbcdl-f2573040979r.jpg)

![126 N Indies Drive - Photo 20](http://lh.rdcpix.com/2468e9fe71e7d0b2a910f9f2978dcbcdl-f3093475923r.jpg)

![126 N Indies Drive - Photo 21](http://lh.rdcpix.com/2468e9fe71e7d0b2a910f9f2978dcbcdl-f271939423r.jpg)

![126 N Indies Drive - Photo 22](http://lh.rdcpix.com/2468e9fe71e7d0b2a910f9f2978dcbcdl-f4272361415r.jpg)

![126 N Indies Drive - Photo 23](http://lh.rdcpix.com/2468e9fe71e7d0b2a910f9f2978dcbcdl-f1712045852r.jpg)

![126 N Indies Drive - Photo 24](http://lh.rdcpix.com/2468e9fe71e7d0b2a910f9f2978dcbcdl-f4199625836r.jpg)

![126 N Indies Drive - Photo 25](http://lh.rdcpix.com/2468e9fe71e7d0b2a910f9f2978dcbcdl-f2939350389r.jpg)

![126 N Indies Drive - Photo 26](http://lh.rdcpix.com/2468e9fe71e7d0b2a910f9f2978dcbcdl-f250499159r.jpg)

![126 N Indies Drive - Photo 27](http://lh.rdcpix.com/2468e9fe71e7d0b2a910f9f2978dcbcdl-f3995411010r.jpg)

![126 N Indies Drive - Photo 28](http://lh.rdcpix.com/2468e9fe71e7d0b2a910f9f2978dcbcdl-f1823491087r.jpg)

![126 N Indies Drive - Photo 29](http://lh.rdcpix.com/2468e9fe71e7d0b2a910f9f2978dcbcdl-f3605623967r.jpg)

![126 N Indies Drive - Photo 30](http://lh.rdcpix.com/2468e9fe71e7d0b2a910f9f2978dcbcdl-f1924327339r.jpg)

![126 N Indies Drive - Photo 31](http://lh.rdcpix.com/2468e9fe71e7d0b2a910f9f2978dcbcdl-f1325565669r.jpg)

![126 N Indies Drive - Photo 32](http://lh.rdcpix.com/2468e9fe71e7d0b2a910f9f2978dcbcdl-f3849469753r.jpg)

![126 N Indies Drive - Photo 33](http://lh.rdcpix.com/2468e9fe71e7d0b2a910f9f2978dcbcdl-f1897639538r.jpg)

![126 N Indies Drive - Photo 34](http://lh.rdcpix.com/2468e9fe71e7d0b2a910f9f2978dcbcdl-f3947282980r.jpg)

![126 N Indies Drive - Photo 35](http://lh.rdcpix.com/2468e9fe71e7d0b2a910f9f2978dcbcdl-f3452493449r.jpg)

![126 N Indies Drive - Photo 36](http://lh.rdcpix.com/2468e9fe71e7d0b2a910f9f2978dcbcdl-f1979079700r.jpg)

![126 N Indies Drive - Photo 37](http://lh.rdcpix.com/2468e9fe71e7d0b2a910f9f2978dcbcdl-f2450313325r.jpg)

![126 N Indies Drive - Photo 38](http://lh.rdcpix.com/2468e9fe71e7d0b2a910f9f2978dcbcdl-f760773086r.jpg)

![126 N Indies Drive - Photo 39](http://lh.rdcpix.com/2468e9fe71e7d0b2a910f9f2978dcbcdl-f1344855205r.jpg)

![126 N Indies Drive - Photo 40](http://lh.rdcpix.com/2468e9fe71e7d0b2a910f9f2978dcbcdl-f510323804r.jpg)

![126 N Indies Drive - Photo 41](http://lh.rdcpix.com/2468e9fe71e7d0b2a910f9f2978dcbcdl-f3724773009r.jpg)

![126 N Indies Drive - Photo 42](http://lh.rdcpix.com/2468e9fe71e7d0b2a910f9f2978dcbcdl-f1350201976r.jpg)

![126 N Indies Drive - Photo 43](http://lh.rdcpix.com/2468e9fe71e7d0b2a910f9f2978dcbcdl-f3596564890r.jpg)

![126 N Indies Drive - Photo 44](http://lh.rdcpix.com/2468e9fe71e7d0b2a910f9f2978dcbcdl-f2761303645r.jpg)

---

**MLS#:** 620609 | **Updated:** 2026-09-27
**Source:** listhub

*Copyright © 2026 Marathon and Lower Keys Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/126-n-indies-drive-duck-key-fl-33050-l620609)

---

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```