# 126 Queens Circle, Panama City, FL 32405

> **TL;DR:** 5bd/4ba single family, $940,350 ($310/sqft), built 1984, 3,037 sqft.
> Pool, Waterfront, A/C, 2-car garage. Est. $5,029/mo. Listed 105 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $940,350 |
| Price/sqft | $310 |
| Bedrooms | 5 |
| Bathrooms | 3 full, 1 half |
| Square Feet | 3,037 |
| Year Built | 1984 |
| Lot Size | 28,750 sqft (0.66 acres) |
| Stories | 1 |
| Garage | 2-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 105 |

## Why This Home Stands Out

- **Pool** - Patio
- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $4,755 |
| Estimated Insurance | $274 |
| **Total** | **$5,029** |

## Nearby Schools

- **Elementary:** Northside
- **Middle:** Jinks
- **High:** Bay

## Key Amenities

- Pool
- Waterfront
- A/C
- 2-car garage

## Property Highlights

- Built in 1984
- 0.66 acre lot
- Private pool
- Waterfront

## Description

### Agent Description
Take advantage of this price reduction on this amazing CANAL HOME WITH COVERED BOAT SLIP AND POOL!! Dont let this opportunity get away! Gorgeous 4 side brick ranch with an in-law suite! This home has it all! Main house has 4 bedrooms and 2.5 baths. The Kitchen offers quartz countertops, center island for tons of storage and workspace. Love to bake? The double ovens will be a great help! The cooktop offers both electric and convection cooking. Lots of cabinet space and a pantry with slide outs. The dining room can accommodate up to 12 and the breakfast bar is perfect for additional seating. You will love the open floor plan with a very large family room with beautiful fireplace. The ceiling in the family room is tongue and groove and the ceiling height makes it perfect for that oversized holiday tree. The Master bedroom is large enough to hold a king size bed and still have a sitting area. The master bath has been upgraded to a gorgeous shower, double vanities, double closets and beautiful lighting. There are 3 additional bedrooms in the main house and a bath and a half. The in law suite offers approx. 950 sq feet with a living room, kitchenette, bedroom and full bath. There is a sunroom between the main house and the in law suite that is perfect for a reading room or even for plants! Step outside to the huge inground pool deck and covered patio. The pool is large and inviting. Don't forget to check out the covered boat slip with boat lift on the canal. There is even a tree house in the beautiful and enormous oak tree. The home is on a double lot and it fenced for privacy. There is also a separate work shop to hold all your garden and lawn equipment. The upstairs of the shop is perfect for storage. Make sure to put this home on your must see list! Agent to Agent Remarks: please give 2 hour notice to show as the homeowner works from home. There are two dogs that are in the home but are more likely to lick you than bother you. The home has keypad entry so call listing agent for code.

## Location

- **Address:** 126 Queens Circle, Panama City, FL 32405
- **County:** Bay
- **Neighborhood:** Kings Point 1st Add
- **Coordinates:** 30.206878, -85.696706
- **Google Maps:** https://www.google.com/maps?q=30.206878,-85.696706

## Listing Agent

- **Name:** Darlene B Smith · **License:** 3246075
- **Brokerage:** Beachy Beach Real Estate
- **Phone:** 4043916361
- **Broker Phone:** (850) 527-5651
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/126-Queens-Cir_Panama-City_FL_32405_M63230-74988?f=listhub&s=BCARFL&m=791579&c=propsimple)

## Photos

![126 Queens Circle - Photo 1](http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f3544636454r.jpg)

![126 Queens Circle - Photo 2](http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f672728102r.jpg)

![126 Queens Circle - Photo 3](http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f1183269795r.jpg)

![126 Queens Circle - Photo 4](http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f2413109392r.jpg)

![126 Queens Circle - Photo 5](http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f898920483r.jpg)

![126 Queens Circle - Photo 6](http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f956094150r.jpg)

![126 Queens Circle - Photo 7](http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f1302341350r.jpg)

![126 Queens Circle - Photo 8](http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f892235068r.jpg)

![126 Queens Circle - Photo 9](http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f4261559555r.jpg)

![126 Queens Circle - Photo 10](http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f4152157969r.jpg)

![126 Queens Circle - Photo 11](http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f1377387721r.jpg)

![126 Queens Circle - Photo 12](http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f416711665r.jpg)

![126 Queens Circle - Photo 13](http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f2822249020r.jpg)

![126 Queens Circle - Photo 14](http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f1771659760r.jpg)

![126 Queens Circle - Photo 15](http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f1114357749r.jpg)

![126 Queens Circle - Photo 16](http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f4277149983r.jpg)

![126 Queens Circle - Photo 17](http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f1233136248r.jpg)

![126 Queens Circle - Photo 18](http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f40116197r.jpg)

![126 Queens Circle - Photo 19](http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f4277149983r.jpg)

![126 Queens Circle - Photo 20](http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f177129164r.jpg)

![126 Queens Circle - Photo 21](http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f3780202538r.jpg)

![126 Queens Circle - Photo 22](http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f1293174941r.jpg)

![126 Queens Circle - Photo 23](http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f3379782356r.jpg)

![126 Queens Circle - Photo 24](http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f2911328261r.jpg)

![126 Queens Circle - Photo 25](http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f1238388440r.jpg)

![126 Queens Circle - Photo 26](http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f77926568r.jpg)

![126 Queens Circle - Photo 27](http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f4024717362r.jpg)

![126 Queens Circle - Photo 28](http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f898920483r.jpg)

---

**MLS#:** 791579 | **Updated:** 2026-10-01
**Source:** listhub

*Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/126-queens-circle-panama-city-fl-32405-l791579)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "@id": "https://www.propertysimple.ai/listing/126-queens-circle-panama-city-fl-32405-l791579#listing",
  "url": "https://www.propertysimple.ai/listing/126-queens-circle-panama-city-fl-32405-l791579",
  "name": "126 Queens Circle, Panama City, FL 32405",
  "description": "Take advantage of this price reduction on this amazing CANAL HOME WITH COVERED BOAT SLIP AND POOL!! Dont let this opportunity get away! Gorgeous 4 side brick ranch with an in-law suite! This home has it all! Main house has 4 bedrooms and 2.5 baths. The Kitchen offers quartz countertops, center island for tons of storage and workspace. Love to bake? The double ovens will be a great help! The cooktop offers both electric and convection cooking. Lots of cabinet space and a pantry with slide outs. The dining room can accommodate up to 12 and the breakfast bar is perfect for additional seating. You will love the open floor plan with a very large family room with beautiful fireplace. The ceiling in the family room is tongue and groove and the ceiling height makes it perfect for that oversized holiday tree. The Master bedroom is large enough to hold a king size bed and still have a sitting area. The master bath has been upgraded to a gorgeous shower, double vanities, double closets and beautiful lighting. There are 3 additional bedrooms in the main house and a bath and a half. The in law suite offers approx. 950 sq feet with a living room, kitchenette, bedroom and full bath. There is a sunroom between the main house and the in law suite that is perfect for a reading room or even for plants! Step outside to the huge inground pool deck and covered patio. The pool is large and inviting. Don't forget to check out the covered boat slip with boat lift on the canal. There is even a tree house in the beautiful and enormous oak tree. The home is on a double lot and it fenced for privacy. There is also a separate work shop to hold all your garden and lawn equipment. The upstairs of the shop is perfect for storage. Make sure to put this home on your must see list! Agent to Agent Remarks: please give 2 hour notice to show as the homeowner works from home. There are two dogs that are in the home but are more likely to lick you than bother you. The home has keypad entry so call listing agent for code.",
  "image": [
    "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f3544636454r.jpg",
    "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f672728102r.jpg",
    "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f1183269795r.jpg",
    "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f2413109392r.jpg",
    "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f898920483r.jpg",
    "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f956094150r.jpg",
    "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f1302341350r.jpg",
    "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f892235068r.jpg",
    "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f4261559555r.jpg",
    "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f4152157969r.jpg",
    "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f1377387721r.jpg",
    "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f416711665r.jpg",
    "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f2822249020r.jpg",
    "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f1771659760r.jpg",
    "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f1114357749r.jpg",
    "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f4277149983r.jpg",
    "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f1233136248r.jpg",
    "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f40116197r.jpg",
    "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f177129164r.jpg",
    "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f3780202538r.jpg",
    "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f1293174941r.jpg",
    "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f3379782356r.jpg",
    "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f2911328261r.jpg",
    "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f1238388440r.jpg",
    "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f77926568r.jpg",
    "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f4024717362r.jpg"
  ],
  "primaryImageOfPage": {
    "@type": "ImageObject",
    "url": "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f3544636454r.jpg",
    "caption": "126 Queens Circle - Panama City, FL"
  },
  "datePosted": "2026-06-19T00:00:00+00:00",
  "dateModified": "2026-10-01T14:30:40.691145+00:00",
  "mainEntity": {
    "@type": "Accommodation",
    "@id": "https://www.propertysimple.ai/listing/126-queens-circle-panama-city-fl-32405-l791579#property",
    "name": "126 Queens Circle, Panama City, FL 32405",
    "address": {
      "@type": "PostalAddress",
      "streetAddress": "126 Queens Circle",
      "addressLocality": "Panama City",
      "addressRegion": "FL",
      "postalCode": "32405",
      "addressCountry": "US"
    },
    "geo": {
      "@type": "GeoCoordinates",
      "latitude": 30.206878,
      "longitude": -85.696706
    },
    "image": [
      "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f3544636454r.jpg",
      "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f672728102r.jpg",
      "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f1183269795r.jpg",
      "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f2413109392r.jpg",
      "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f898920483r.jpg",
      "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f956094150r.jpg",
      "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f1302341350r.jpg",
      "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f892235068r.jpg",
      "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f4261559555r.jpg",
      "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f4152157969r.jpg",
      "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f1377387721r.jpg",
      "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f416711665r.jpg",
      "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f2822249020r.jpg",
      "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f1771659760r.jpg",
      "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f1114357749r.jpg",
      "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f4277149983r.jpg",
      "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f1233136248r.jpg",
      "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f40116197r.jpg",
      "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f177129164r.jpg",
      "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f3780202538r.jpg",
      "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f1293174941r.jpg",
      "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f3379782356r.jpg",
      "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f2911328261r.jpg",
      "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f1238388440r.jpg",
      "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f77926568r.jpg",
      "http://lh.rdcpix.com/184e4b5587c68c7c931ea5099530f64el-f4024717362r.jpg"
    ],
    "identifier": {
      "@type": "PropertyValue",
      "propertyID": "MLS",
      "value": "791579"
    },
    "accommodationCategory": "Single Family Residence",
    "numberOfBedrooms": 5,
    "numberOfBathroomsTotal": 4,
    "numberOfFullBathrooms": 3,
    "numberOfPartialBathrooms": 1,
    "floorSize": {
      "@type": "QuantitativeValue",
      "value": 3037,
      "unitCode": "FTK",
      "unitText": "square feet"
    },
    "yearBuilt": 1984,
    "amenityFeature": [
      {
        "@type": "LocationFeatureSpecification",
        "name": "Heating",
        "value": "Central"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Cooling",
        "value": "Heat Pump, Ceiling Fan(s)"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Appliances",
        "value": "ConvectionOven, ElectricCooktop, ElectricWaterHeater, PlumbedForIceMaker"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Flooring",
        "value": "Plank, Vinyl"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Construction Materials",
        "value": "Brick"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Pool Features",
        "value": "Patio"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Parking Features",
        "value": "Garage, Open"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Pool",
        "value": true
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Waterfront",
        "value": true
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Air Conditioning",
        "value": true
      }
    ],
    "additionalProperty": [
      {
        "@type": "PropertyValue",
        "name": "Lot Size",
        "value": "0.66 acres"
      },
      {
        "@type": "PropertyValue",
        "name": "Stories",
        "value": 1
      },
      {
        "@type": "PropertyValue",
        "name": "Garage Spaces",
        "value": 2
      },
      {
        "@type": "PropertyValue",
        "name": "Property Subtype",
        "value": "Single Family Residence"
      }
    ]
  },
  "offers": {
    "@type": "Offer",
    "@id": "https://www.propertysimple.ai/listing/126-queens-circle-panama-city-fl-32405-l791579#offer",
    "url": "https://www.propertysimple.ai/listing/126-queens-circle-panama-city-fl-32405-l791579",
    "price": 940350,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/InStock",
    "seller": {
      "@id": "https://www.propertysimple.ai/listing/126-queens-circle-panama-city-fl-32405-l791579#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://www.propertysimple.ai/listing/126-queens-circle-panama-city-fl-32405-l791579#agent",
    "name": "Darlene B Smith",
    "telephone": "4043916361",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://www.propertysimple.ai/listing/126-queens-circle-panama-city-fl-32405-l791579#brokerage",
      "name": "Beachy Beach Real Estate",
      "telephone": "(850) 527-5651"
    }
  }
}
```