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About This Home

This 4-bedroom, 3-bathroom single family at 1261 LAKE SUMMERSET in Lake Summerset, IL is listed for $379,000 ($116 per sqft). Built in 2005, the home offers 3,256 sqft of living space on a 0.34 acres lot.

Agent Description

This 4-bedroom walkout ranch in the Durand School District features one of Lake Summerset's most popular floor plans, offering an open layout with excellent natural lighting and spacious rooms throughout. The home is in exceptional condition and includes a large family room with ample storage.

The lower-level walkout provides two additional bedrooms, a full bath, and an under-deck patio. Ideally located near the front gate, beach, lodge, and marina, the property will also benefit from a new roof to be installed soon. The sale price includes the adjacent lot if desired, which adds $1,175 to the annual dues. Many furnishings can be included, and a boat, golf cart, and lawn tractor are available for negotiation.

Key Features

  • Built in 2005
  • 0.34 acre lot
  • Fireplace

Property Details

3 full
2005

Amenities

FireplaceA/C

Monthly Cost Estimate

$3,202/mo

20% down · 6.5% · 30 years

Principal$274
Interest$1,642
Insurance$111
HOA$1,175

Estimates only. Actual payments may vary.

Location

1261 LAKE SUMMERSET

Lake Summerset, IL 61019

Features & Amenities

Interior Features

Ceiling Fan(s)Ceiling-Vaults/CathedralCountertop-Solid SurfaceRadon Mitigation ActiveWalk-In ClosetWindow TreatmentsCeiling Fan Remote(s)

Property Details

Heating

Natural GasForced Air

Cooling

Central Air

Appliances

DisposalDishwasher

Questions & Answers

This 4-bedroom, 3-bathroom single family at 1261 LAKE SUMMERSET is listed at $379,000 ($116/sqft). The estimated monthly payment is $2,817 based on 20% down at 6.5% interest.

HOA fees are $1175/month.

Key features include: Built in 2005, 0.34 acre lot, Fireplace. Interior Features: Ceiling Fan(s), Ceiling-Vaults/Cathedral, Countertop-Solid Surface.

This property is listed by Don Morgan and can be reached at 8152628952 or DRMORGAN57@GMAIL.COM.

DM

Don Morgan

Agent at Morgan Realty, Inc.

(815) 262-8952

Listed by Morgan Realty, Inc. · View on Broker Site

MLS# 202602401· Source: listhub· Updated 32 days ago

Copyright © 2026 NorthWest Illinois Alliance of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1261 LAKE SUMMERSET, Lake Summerset, IL 61019

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