About This Home

This 4-bedroom, 4-bathroom single family at 12658 Emerald Bay Drive in Soddy Daisy, TN is listed for $724,000 ($226 per sqft). Built in 2026, the home offers 3,197 sqft of living space on a 0.92 acres lot.

Key Features

  • Built in 2026
  • 0.92 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
3 full, 1 half
2-car garage
2026

Amenities

FireplaceA/C
Listing Description

Senko Home's Agave home plan has been thoughtfully customized for this nearly one-acre home site in Emerald Bay. A covered front porch opens to an entry foyer that flows seamlessly into a combined great room, kitchen, and dining space -- anchored by a gas log fireplace and filled with natural light.

The main level continues to flow outward to a 15' x 12' covered deck accessible from both the great room and the primary suite, while the kitchen connects effortlessly to a butler's pantry, walk-in pantry, and laundry room -- a layout built for hosting with ease.

The private, main level primary suite offers a generous private bath with walk-in closet, tiled shower, relaxing tub, and double-sink vanity. While permitted for 4 bedrooms, the Agave also provides a spacious bonus/flex room and open loft ideal for a den or family room.

The second level also contains two full baths, a second laundry room, and walk-out attic storage. Construction quality matches the thoughtful design throughout: a brick and fiber cement exterior offers lasting durability and curb appeal, while the gently sloping lot allows for a tall crawl space with added storage capacity.

The side-entry, two-car garage includes a pedestrian door for everyday convenience, and an owner's entry with a mud bench keeps daily comings and goings organized. Together, the flow from covered porch to open main level, private primary retreat, and versatile upper-level living creates a home built as thoughtfully for how you live as for how you'll grow into it. Emerald Bay HOA dues are $500 per year and includes a community clubhouse and pool.

Monthly Cost Estimate

$4,372/mo

20% down · 6.5% · 30 years

Principal$524
Interest$3,137
Insurance$211
HOA$500

Estimates only. Actual payments may vary.

Location

12658 Emerald Bay Drive

Soddy Daisy, TN 37379

Emerald Bay

Features & Amenities

Interior Features

Ceiling Fan(s)Connected Shared BathroomCrown MoldingDouble VanityEat-in KitchenEn SuiteHigh CeilingsKitchen IslandOpen FloorplanPantryPrimary DownstairsRecessed LightingSeparate ShowerSoaking TubSplit BedroomsStone CountersTub/shower ComboWalk-In Closet(s)

Exterior Features

Rain Gutters

Property Details

Flooring

CarpetTile

Construction

Brick Veneer Cement Siding

Outdoor Features

Porch

Parking

DrivewayGarageOpen

Heating

CentralEnergy Star Qualified Equipment (Heating)Electric (Heating)Heat Pump (Heating)

Cooling

ElectricCentral AirENERGY STAR Qualified EquipmentCeiling Fan(s)Multi Units

Appliances

Water HeaterVented Exhaust FanTankless Water HeaterStainless Steel Appliance(s)MicrowaveGas Water HeaterFree-Standing Gas RangeElectric OvenDisposalDishwasherConvection Oven

Questions & Answers

This 4-bedroom, 4-bathroom single family at 12658 Emerald Bay Drive is listed at $724,000 ($226/sqft). The estimated monthly payment is $4,372 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $500/month.

Key features include: Built in 2026, 0.92 acre lot, 2 stories, Fireplace. Interior Features: Ceiling Fan(s), Connected Shared Bathroom, Crown Molding. Exterior Features: Rain Gutters.

This property is listed by Derek English.

DE

Derek English

License 327310

Agent at Scout Realtor Group

Listed by Scout Realtor Group · Broker phone: (423) 541-2800 · View on Broker Site · Broker website

MLS# 1543039· Source: Greater Chattanooga Association of REALTORS· 39 days on PropertySimple

Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

12658 Emerald Bay Drive, Soddy Daisy, TN 37379

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