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About This Home

This 5-bedroom, 4-bathroom single family at 1266 W 45th St in Loveland, CO is listed for $585,000 ($192 per sqft). Built in 1991, the home offers 3,042 sqft of living space on a 0.15 acres lot.

Agent Description

OPEN HOUSE Saturday, May 30! Welcome to 1266 W 45th Street in Loveland's desirable Centennial Hills neighborhood. Backing to a private greenbelt with no direct rear neighbors, this inviting two-story property offers over 3,000 square feet of living space, including a finished basement with endless flexibility for a home gym, media room, playroom, guest retreat, or office setup.

With 5 bedrooms (including one non-conforming bedroom) and 4 bathrooms, there's room for everyone to spread out comfortably. Well maintained by the original owner, the home features fresh interior paint, professionally cleaned carpets, newer flooring in select rooms, brand-new flooring in the basement bedroom, an updated primary bathroom, and a freshly stained back deck ready for summer entertaining.

Seller is completing several meaningful improvements, including a new water heater, radon mitigation system installation, sewer line repairs, updated window hardware, and updates to the basement bathroom - offering added value and peace of mind for the next owner.

Located in an established neighborhood with mature landscaping. NO HOA and NO METRO DISTRICT! Ideal location - 10 minutes from Downtown Loveland and 20 minutes from Old Town Fort Collins, this home combines peaceful neighborhood living with easy access to shopping, dining, parks, and commuting routes.

Key Features

  • Built in 1991
  • 0.15 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
1 full, 1 half
1991

Amenities

FireplaceA/C

Monthly Cost Estimate

$3,129/mo

20% down · 6.5% · 30 years

Principal$423
Interest$2,535
Insurance$171

Estimates only. Actual payments may vary.

Location

1266 W 45th St

Loveland, CO 80538

Centennial Hills PUD

Features & Amenities

Interior Features

Eat-in KitchenSeparate Dining RoomCathedral Ceiling(s)PantryNatural WoodworkWalk-In Closet(s)Washer/Dryer HookupKitchen Island

Exterior Features

Sprinkler System

Property Details

Flooring

Wood

Construction

Brick Composition

Pool Features

Patio

Parking

Open

Heating

Forced Air

Cooling

Central AirWhole House Fan

Appliances

Electric RangeDishwasherRefrigeratorMicrowaveDisposalFire Alarm

Questions & Answers

This 5-bedroom, 4-bathroom single family at 1266 W 45th St is listed at $585,000 ($192/sqft). The estimated monthly payment is $2,535 based on 20% down at 6.5% interest.

Key features include: Built in 1991, 0.15 acre lot, 2 stories, Fireplace. Interior Features: Eat-in Kitchen, Separate Dining Room, Cathedral Ceiling(s). Exterior Features: Sprinkler System.

This property is listed by Lauren Haug and can be reached at 9706859460 or lauren@haugco.com.

LH

Lauren Haug

Agent at Haug & Co Real Estate Agency LLC

(970) 685-9460

Listed by Haug & Co Real Estate Agency LLC · View on Broker Site

MLS# 1056025· Source: listhub· Updated 70 days ago

Copyright © 2026 IRES MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1266 W 45th St, Loveland, CO 80538

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