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About This Home

This 5-bedroom, 4-bathroom single family at 12686 NE 96th Street NE in Otsego, MN is listed for $925,000 ($244 per sqft). Built in 2010, the home offers 3,786 sqft of living space on a 1.00 acres lot.

Agent Description

Welcome home to your own private slice of paradise in the highly sought-after Mississippi Cove neighborhood in Otsego! This meticulously maintained custom-built 5-bedroom, 4-bath home sits on a stunning 1-acre lot with no neighbors in front or behind, offering rare privacy, space, and comfort.

Enjoy peaceful living in this exclusive HOA-maintained community featuring all 1-acre lots, over 50% open green space, and no remaining buildable lots—preserving the natural beauty and serenity of the area. From the charming front porch to the incredible backyard, this home is designed for both relaxation and entertaining.

Out back, enjoy a spacious deck and patio, plus an eye-catching 3-season porch with fireplace for year-round enjoyment. Inside, the main floor features beautiful maple flooring, in-floor heat, a chef’s kitchen with rich maple cabinetry, walk-in pantry, and a generous living room with fireplace.

A main floor office adds flexible workspace. Upstairs offers brand new carpet throughout, four spacious bedrooms, upper-level laundry, and an impressive primary suite with walk-in closet, private bath, and peaceful backyard views. A full hall bath serves the secondary bedrooms.

Thoughtful design includes a mudroom with lockers, walk-in closet, and nearby half bath. Wide 4-foot stairs and hallways make moving furniture simple and stress-free. The fully finished basement features in-floor radiant heat, a large family room with fireplace and custom built-ins, wet bar, additional bedroom with walk-in closet, full bath, and extra laundry—ideal for guests or a mother-in-law suite.

A heated oversized 3-car garage with water and floor drains adds rare practicality, while a brand new roof in 2024 provides peace of mind. Outdoor enthusiasts will appreciate nearby river and islands offering fishing and bow hunting opportunities. An exceptional opportunity to own a true legacy property along the Mississippi with unmatched quality, space, and lifestyle.

Key Features

  • Built in 2010
  • 1.00 acre lot

Property Details

2 full, 1 half
2010

Monthly Cost Estimate

$4,947/mo

20% down · 6.5% · 30 years

Principal$669
Interest$4,008
Insurance$270

Estimates only. Actual payments may vary.

Location

12686 NE 96th Street NE

Otsego, MN 55330

Davis Mississippi Cove 2nd Add

Features & Amenities

Exterior Features

Brick/StoneShakes

Property Details

Parking

DrivewayGarageGarage - AttachedHeated

Heating

Forced Air

Cooling

Central Air

Appliances

DishwasherFreezerMicrowaveOven - DoubleRefrigeratorWasherWater - Softener

Questions & Answers

This 5-bedroom, 4-bathroom single family at 12686 NE 96th Street NE is listed at $925,000 ($244/sqft). The estimated monthly payment is $4,008 based on 20% down at 6.5% interest.

Key features include: Built in 2010, 1.00 acre lot. Exterior Features: Brick/Stone, Shakes.

This property is listed by Jimmy V Myers and can be reached at 7634385747 or kwredhouse@gmail.com.

JM

Jimmy V Myers

Agent at eXp Realty

(763) 438-5747

Listed by eXp Realty · View on Broker Site

MLS# 7074288· Source: listhub· Updated 18 days ago

Copyright © 2026 Northstar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

12686 NE 96th Street NE, Otsego, MN 55330

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