Curious about this home?
Ask anything — no agents, no pressure
Try asking
About This Home
This 5-bedroom, 4-bathroom single family at 12686 NE 96th Street NE in Otsego, MN is listed for $925,000 ($244 per sqft). Built in 2010, the home offers 3,786 sqft of living space on a 1.00 acres lot.
Welcome home to your own private slice of paradise in the highly sought-after Mississippi Cove neighborhood in Otsego! This meticulously maintained custom-built 5-bedroom, 4-bath home sits on a stunning 1-acre lot with no neighbors in front or behind, offering rare privacy, space, and comfort.
Enjoy peaceful living in this exclusive HOA-maintained community featuring all 1-acre lots, over 50% open green space, and no remaining buildable lots—preserving the natural beauty and serenity of the area. From the charming front porch to the incredible backyard, this home is designed for both relaxation and entertaining.
Out back, enjoy a spacious deck and patio, plus an eye-catching 3-season porch with fireplace for year-round enjoyment. Inside, the main floor features beautiful maple flooring, in-floor heat, a chef’s kitchen with rich maple cabinetry, walk-in pantry, and a generous living room with fireplace.
A main floor office adds flexible workspace. Upstairs offers brand new carpet throughout, four spacious bedrooms, upper-level laundry, and an impressive primary suite with walk-in closet, private bath, and peaceful backyard views. A full hall bath serves the secondary bedrooms.
Thoughtful design includes a mudroom with lockers, walk-in closet, and nearby half bath. Wide 4-foot stairs and hallways make moving furniture simple and stress-free. The fully finished basement features in-floor radiant heat, a large family room with fireplace and custom built-ins, wet bar, additional bedroom with walk-in closet, full bath, and extra laundry—ideal for guests or a mother-in-law suite.
A heated oversized 3-car garage with water and floor drains adds rare practicality, while a brand new roof in 2024 provides peace of mind. Outdoor enthusiasts will appreciate nearby river and islands offering fishing and bow hunting opportunities. An exceptional opportunity to own a true legacy property along the Mississippi with unmatched quality, space, and lifestyle.
Key Features
- Built in 2010
- 1.00 acre lot
Property Details
Monthly Cost Estimate
$4,947/mo
20% down · 6.5% · 30 years
Estimates only. Actual payments may vary.
Location
12686 NE 96th Street NE
Otsego, MN 55330
Davis Mississippi Cove 2nd Add
Features & Amenities
Exterior Features
Property Details
Parking
Heating
Cooling
Appliances
Questions & Answers
This 5-bedroom, 4-bathroom single family at 12686 NE 96th Street NE is listed at $925,000 ($244/sqft). The estimated monthly payment is $4,008 based on 20% down at 6.5% interest.
Key features include: Built in 2010, 1.00 acre lot. Exterior Features: Brick/Stone, Shakes.
This property is listed by Jimmy V Myers and can be reached at 7634385747 or kwredhouse@gmail.com.



