# 12686 NE 96th Street NE, Otsego, MN 55330

> **TL;DR:** 5bd/4ba single family, $925,000 ($244/sqft), built 2010, 3,786 sqft. Est. $4,008/mo. Listed 18 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $925,000 |
| Price/sqft | $244 |
| Bedrooms | 5 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 3,786 |
| Year Built | 2010 |
| Lot Size | 43,560 sqft (1.00 acres) |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 18 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $4,008 |
| **Total** | **$4,008** |

## Property Highlights

- Built in 2010
- 1.00 acre lot

## Description

### Agent Description
Welcome home to your own private slice of paradise in the highly sought-after Mississippi Cove neighborhood in Otsego! This meticulously maintained custom-built 5-bedroom, 4-bath home sits on a stunning 1-acre lot with no neighbors in front or behind, offering rare privacy, space, and comfort.
Enjoy peaceful living in this exclusive HOA-maintained community featuring all 1-acre lots, over 50% open green space, and no remaining buildable lots—preserving the natural beauty and serenity of the area.
From the charming front porch to the incredible backyard, this home is designed for both relaxation and entertaining. Out back, enjoy a spacious deck and patio, plus an eye-catching 3-season porch with fireplace for year-round enjoyment.
Inside, the main floor features beautiful maple flooring, in-floor heat, a chef’s kitchen with rich maple cabinetry, walk-in pantry, and a generous living room with fireplace. A main floor office adds flexible workspace.
Upstairs offers brand new carpet throughout, four spacious bedrooms, upper-level laundry, and an impressive primary suite with walk-in closet, private bath, and peaceful backyard views. A full hall bath serves the secondary bedrooms.
Thoughtful design includes a mudroom with lockers, walk-in closet, and nearby half bath. Wide 4-foot stairs and hallways make moving furniture simple and stress-free.
The fully finished basement features in-floor radiant heat, a large family room with fireplace and custom built-ins, wet bar, additional bedroom with walk-in closet, full bath, and extra laundry—ideal for guests or a mother-in-law suite.
A heated oversized 3-car garage with water and floor drains adds rare practicality, while a brand new roof in 2024 provides peace of mind.
Outdoor enthusiasts will appreciate nearby river and islands offering fishing and bow hunting opportunities.
An exceptional opportunity to own a true legacy property along the Mississippi with unmatched quality, space, and lifestyle.

## Location

- **Address:** 12686 NE 96th Street NE, Otsego, MN 55330
- **County:** Wright-MN
- **Neighborhood:** Davis Mississippi Cove 2nd Add
- **Coordinates:** 45.292003, -93.629745
- **Google Maps:** https://www.google.com/maps?q=45.292003,-93.629745

## Listing Agent

- **Name:** Jimmy V Myers
- **Brokerage:** eXp Realty
- **Phone:** 7634385747
- **Email:** kwredhouse@gmail.com

## Primary Photo

![12686 NE 96th Street NE - Primary Photo](http://lh.rdcpix.com/bdf2cae33115c151b58d7a4aec8fe14el-f2378784847r.jpg)

*62 total photos available on [listing page](https://www.propertysimple.com/listing/12686-ne-96th-street-ne-otsego-mn-55330-7074288)*

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**MLS#:** 7074288 | **Updated:** 2026-06-19
**Source:** listhub

*Copyright © 2026 Northstar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/12686-ne-96th-street-ne-otsego-mn-55330-7074288)

---

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