About This Home

This 4-bedroom, 3-bathroom townhouse at 127 S Boca Bay Lane #A in Surf City, NC is listed for $799,900 ($363 per sqft). Built in 2021, the home offers 2,204 sqft of living space on a 0.30 acres lot.

Key Features

  • Built in 2021
  • 0.30 acre lot
  • 3 stories
  • Waterfront

Property Details

3 stories
3 full
#A
2021

Amenities

WaterfrontViewA/C
Listing Description

Where coastal beauty and everyday living come together, this exceptional waterfront home offers panoramic Intracoastal Waterway, marsh, sound, and partial ocean views from four expansive decks designed to capture the best of life on Topsail Island. Enjoy watching boats travel the Intracoastal Waterway while taking in coastal breezes, the distant sound of the surf, and the ever-changing colors of the coastal sky--all from the comfort of home.

Just moments from the beach on a quiet, non-through street, this is a place where every day feels like a getaway. Located within a community intentionally reserved for homeowners and second-home residents, rentals of less than six months are not permitted, creating a quieter neighborhood where lasting friendships replace weekly turnover.

Launch your kayak or paddleboard from the neighborhood to explore the scenic marsh and sound, with the Intracoastal Waterway just beyond. Enjoy a day at the beach before returning home to relax by the community pool and clubhouse. Thoughtfully designed for comfortable coastal living, the home features an elevator, outdoor shower, and ample storage throughout, including generous closets, attic storage, and two exterior storage rooms.

While designated as a townhouse, the thoughtful design offers the privacy, layout, and feel of a detached coastal home, with the neighboring residence connected only by the exterior storage roof--no shared living walls--providing both privacy and the convenience of low-maintenance living.

Monthly Cost Estimate

$5,430/mo

20% down · 6.5% · 30 years

Principal$578
Interest$3,466
Insurance$233
HOA$1,152

Estimates only. Actual payments may vary.

Location

127 S Boca Bay Lane #A

Surf City, NC 28445

Boca Bay

Features & Amenities

Interior Features

Walk-in Closet(s)High CeilingsElevatorCeiling Fan(s)PantryReverse Floor PlanBlinds/ShadesWalk-In Closet(s)

Exterior Features

Shutters - FunctionalOutdoor ShowerIrrigation System

Property Details

Flooring

Lvt/lvp

Construction

Fiber Cement Wood Frame

Views

WaterOcean

Outdoor Features

DeckPatioPorch

Heating

Electric (Heating)Heat Pump (Heating)

Cooling

Central Air

Appliances

Gas OvenGas CooktopBuilt-In MicrowaveRefrigeratorIce MakerDisposalDishwasher

Questions & Answers

This 4-bedroom, 3-bathroom townhouse at 127 S Boca Bay Lane is listed at $799,900 ($363/sqft). The estimated monthly payment is $5,430 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $1152/month.

Key features include: Built in 2021, 0.30 acre lot, 3 stories, Waterfront. Interior Features: Walk-in Closet(s), High Ceilings, Elevator. Exterior Features: Shutters - Functional, Outdoor Shower, Irrigation System.

This property is listed by Leigh Sunshine.

LS

Leigh Sunshine

License 327651

Agent at Wicker Properties of the Carolinas Inc.

Listed by Wicker Properties of the Carolinas Inc. · Broker phone: (910) 686-5588 · View on Broker Site · Broker website

MLS# 100540688· Source: Hive MLS· 353 days on PropertySimple

Copyright © 2026 Hive MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

127 S Boca Bay Lane #A, Surf City, NC 28445

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