About This Home

This 2-bedroom, 2-bathroom single family at 127 S River Street in Montgomery, IL is listed for $350,000 ($286 per sqft). Built in 1910, the home offers 1,224 sqft of living space on a 0.28 acres lot.

Key Features

  • Built in 1910
  • 0.28 acre lot
  • 2 stories
  • 1 parking spaces
  • Fireplace
  • Waterfront

Property Details

2 stories
2 full
1-car garage
1910

Amenities

FireplaceWaterfrontViewHardwoodA/C
Listing Description

Perched above the banks of the Fox River, this beautifully restored century-old home blends historic character, custom craftsmanship, and waterfront living. Extensively renovated after 2019, the home was taken down to the studs while preserving its original charm.

Updates include electrical, plumbing, raised ceiling heights, a redesigned kitchen, two remodeled bathrooms, new air conditioning in 2020, painted cedar siding in 2021, and a new roof in 2023. Inside, oversized windows fill the open living and dining areas with natural light, while a wood-burning stove adds warmth and character.

The kitchen features handcrafted cabinetry made from 100-year-old reclaimed barn wood, White Oak butcher block countertops, a glass tile backsplash, and stainless steel appliances. A custom Red Oak staircase with built-in bookshelves leads upstairs to the primary bedroom with vaulted ceilings, exposed beams, a walk-in closet, and a beautifully updated bathroom featuring a live-edge Black Walnut vanity.

A second bedroom provides additional flexibility. Outside is where this property truly shines. The nearly 250-foot-deep lot features a six-foot privacy fence, brick paver patio, pergola, and terraced landscaping leading toward the Fox River. At the water's edge, a four-season river room and party deck create the perfect place to relax and entertain.

Spend your mornings enjoying coffee overlooking the river, afternoons kayaking or fishing, and evenings gathered around the fire. With nearby trails and the Fox River right in your backyard, every day offers an opportunity to escape. Whether you're looking for a full-time residence or a waterfront retreat, this one-of-a-kind home offers over a century of charm with the comforts of modern living.

Monthly Cost Estimate

$1,872/mo

20% down · 6.5% · 30 years

Principal$253
Interest$1,517
Insurance$102

Estimates only. Actual payments may vary.

Location

127 S River Street

Montgomery, IL 60538

Property Details

Flooring

VinylHardwoodCarpet

Construction

Cedar

Views

Water

Parking

OpenGarageDriveway

Heating

SteamNatural GasZonedOther (Heating)

Cooling

Central Air

Appliances

RangeMicrowaveDishwasherRefrigeratorWasherDryerStainless Steel Appliance(s)Gas Oven

Questions & Answers

This 2-bedroom, 2-bathroom single family at 127 S River Street is listed at $350,000 ($286/sqft). The estimated monthly payment is $1,872 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1910, 0.28 acre lot, 2 stories, 1 parking spaces, Fireplace, Waterfront.

This property is listed by Jeremy Stallone.

JS

Jeremy Stallone

Agent at Keller Williams Realty Infinity

Listed by Keller Williams Realty Infinity · Broker phone: (630) 778-5800 · View on Broker Site · Broker website

MLS# 12791228· Source: Midwest Real Estate Data, LLC· 10 days on PropertySimple

Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

127 S River Street, Montgomery, IL 60538

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