# 127 S River Street, Montgomery, IL 60538 > **TL;DR:** 2bd/2ba single family, $350,000 ($286/sqft), built 1910, 1,224 sqft. > Fireplace, Waterfront, View, Hardwood. Est. $1,872/mo. Listed 11 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $350,000 | | Price/sqft | $286 | | Bedrooms | 2 | | Bathrooms | 2 full | | Square Feet | 1,224 | | Year Built | 1910 | | Lot Size | 12,001 sqft (0.28 acres) | | Stories | 2 | | Garage | 1-car | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 11 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Water - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,770 | | Estimated Insurance | $102 | | **Total** | **$1,872** | ## Nearby Schools - **Elementary:** Nicholson Elementary School - **Middle:** Washington Middle School - **High:** West Aurora High School ## Key Amenities - Fireplace - Waterfront - View - Hardwood - A/C - 1-car garage ## Property Highlights - Built in 1910 - 0.28 acre lot - 2 stories - 1 parking spaces - Fireplace - Waterfront ## Description ### Agent Description Perched above the banks of the Fox River, this beautifully restored century-old home blends historic character, custom craftsmanship, and waterfront living. Extensively renovated after 2019, the home was taken down to the studs while preserving its original charm. Updates include electrical, plumbing, raised ceiling heights, a redesigned kitchen, two remodeled bathrooms, new air conditioning in 2020, painted cedar siding in 2021, and a new roof in 2023. Inside, oversized windows fill the open living and dining areas with natural light, while a wood-burning stove adds warmth and character. The kitchen features handcrafted cabinetry made from 100-year-old reclaimed barn wood, White Oak butcher block countertops, a glass tile backsplash, and stainless steel appliances. A custom Red Oak staircase with built-in bookshelves leads upstairs to the primary bedroom with vaulted ceilings, exposed beams, a walk-in closet, and a beautifully updated bathroom featuring a live-edge Black Walnut vanity. A second bedroom provides additional flexibility. Outside is where this property truly shines. The nearly 250-foot-deep lot features a six-foot privacy fence, brick paver patio, pergola, and terraced landscaping leading toward the Fox River. At the water's edge, a four-season river room and party deck create the perfect place to relax and entertain. Spend your mornings enjoying coffee overlooking the river, afternoons kayaking or fishing, and evenings gathered around the fire. With nearby trails and the Fox River right in your backyard, every day offers an opportunity to escape. Whether you're looking for a full-time residence or a waterfront retreat, this one-of-a-kind home offers over a century of charm with the comforts of modern living. ## Location - **Address:** 127 S River Street, Montgomery, IL 60538 - **County:** Kane - **Coordinates:** 41.727853, -88.342186 - **Google Maps:** https://www.google.com/maps?q=41.727853,-88.342186 ## Listing Agent - **Name:** Jeremy Stallone - **Brokerage:** Keller Williams Realty Infinity - **Broker Phone:** (630) 778-5800 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/127-S-River-St_Montgomery_IL_60538_M85093-71530?f=listhub&s=MREDIL&m=12791228&c=propsimple) ## Photos ![127 S River Street - Photo 1](http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f1901869906r.jpg) ![127 S River Street - Photo 2](http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f2014843576r.jpg) ![127 S River Street - Photo 3](http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f1783853971r.jpg) ![127 S River Street - Photo 4](http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f2341135464r.jpg) ![127 S River Street - Photo 5](http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f4152605305r.jpg) ![127 S River Street - Photo 6](http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f32348919r.jpg) ![127 S River Street - Photo 7](http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f1460224001r.jpg) ![127 S River Street - Photo 8](http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f1951461520r.jpg) ![127 S River Street - Photo 9](http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f1235621073r.jpg) ![127 S River Street - Photo 10](http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f2018343355r.jpg) ![127 S River Street - Photo 11](http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f59749527r.jpg) ![127 S River Street - Photo 12](http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f581035141r.jpg) ![127 S River Street - Photo 13](http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f3962737152r.jpg) ![127 S River Street - Photo 14](http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f3366427473r.jpg) ![127 S River Street - Photo 15](http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f491669565r.jpg) ![127 S River Street - Photo 16](http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f3392019225r.jpg) ![127 S River Street - Photo 17](http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f3460414416r.jpg) ![127 S River Street - Photo 18](http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f2405201234r.jpg) ![127 S River Street - Photo 19](http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f28165195r.jpg) ![127 S River Street - Photo 20](http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f2791997016r.jpg) ![127 S River Street - Photo 21](http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f3166026042r.jpg) ![127 S River Street - Photo 22](http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f1569368937r.jpg) ![127 S River Street - Photo 23](http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f545935984r.jpg) ![127 S River Street - Photo 24](http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f574692255r.jpg) ![127 S River Street - Photo 25](http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f3868359934r.jpg) ![127 S River Street - Photo 26](http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f2870283895r.jpg) ![127 S River Street - Photo 27](http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f937335724r.jpg) ![127 S River Street - Photo 28](http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f1740164921r.jpg) ![127 S River Street - Photo 29](http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f2475866751r.jpg) ![127 S River Street - Photo 30](http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f3197102457r.jpg) ![127 S River Street - Photo 31](http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f3516338254r.jpg) ![127 S River Street - Photo 32](http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f1728824260r.jpg) ![127 S River Street - Photo 33](http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f4268879227r.jpg) ![127 S River Street - Photo 34](http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f3516338254r.jpg) --- **MLS#:** 12791228 | **Updated:** 2026-10-27 **Source:** listhub *Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/127-s-river-street-montgomery-il-60538-5e8ad7438fcb44a786f65bffc58e2dba) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/127-s-river-street-montgomery-il-60538-5e8ad7438fcb44a786f65bffc58e2dba#listing", "url": "https://www.propertysimple.ai/listing/127-s-river-street-montgomery-il-60538-5e8ad7438fcb44a786f65bffc58e2dba", "name": "127 S River Street, Montgomery, IL 60538", "description": "Perched above the banks of the Fox River, this beautifully restored century-old home blends historic character, custom craftsmanship, and waterfront living. Extensively renovated after 2019, the home was taken down to the studs while preserving its original charm. Updates include electrical, plumbing, raised ceiling heights, a redesigned kitchen, two remodeled bathrooms, new air conditioning in 2020, painted cedar siding in 2021, and a new roof in 2023. Inside, oversized windows fill the open living and dining areas with natural light, while a wood-burning stove adds warmth and character. The kitchen features handcrafted cabinetry made from 100-year-old reclaimed barn wood, White Oak butcher block countertops, a glass tile backsplash, and stainless steel appliances. A custom Red Oak staircase with built-in bookshelves leads upstairs to the primary bedroom with vaulted ceilings, exposed beams, a walk-in closet, and a beautifully updated bathroom featuring a live-edge Black Walnut vanity. A second bedroom provides additional flexibility. Outside is where this property truly shines. The nearly 250-foot-deep lot features a six-foot privacy fence, brick paver patio, pergola, and terraced landscaping leading toward the Fox River. At the water's edge, a four-season river room and party deck create the perfect place to relax and entertain. Spend your mornings enjoying coffee overlooking the river, afternoons kayaking or fishing, and evenings gathered around the fire. With nearby trails and the Fox River right in your backyard, every day offers an opportunity to escape. Whether you're looking for a full-time residence or a waterfront retreat, this one-of-a-kind home offers over a century of charm with the comforts of modern living.", "image": [ "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f1901869906r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f2014843576r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f1783853971r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f2341135464r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f4152605305r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f32348919r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f1460224001r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f1951461520r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f1235621073r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f2018343355r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f59749527r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f581035141r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f3962737152r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f3366427473r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f491669565r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f3392019225r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f3460414416r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f2405201234r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f28165195r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f2791997016r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f3166026042r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f1569368937r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f545935984r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f574692255r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f3868359934r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f2870283895r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f937335724r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f1740164921r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f2475866751r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f3197102457r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f3516338254r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f1728824260r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f4268879227r.jpg" ], "primaryImageOfPage": { "@type": "ImageObject", "url": "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f1901869906r.jpg", "caption": "127 S River Street - Montgomery, IL" }, "datePosted": "2026-10-21", "dateModified": "2026-10-27T05:11:02.482Z", "mainEntity": { "@type": "Accommodation", "@id": "https://www.propertysimple.ai/listing/127-s-river-street-montgomery-il-60538-5e8ad7438fcb44a786f65bffc58e2dba#property", "name": "127 S River Street, Montgomery, IL 60538", "address": { "@type": "PostalAddress", "streetAddress": "127 S River Street", "addressLocality": "Montgomery", "addressRegion": "IL", "postalCode": "60538", "addressCountry": "US" }, "geo": { "@type": "GeoCoordinates", "latitude": 41.727853, "longitude": -88.342186 }, "image": [ "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f1901869906r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f2014843576r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f1783853971r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f2341135464r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f4152605305r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f32348919r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f1460224001r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f1951461520r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f1235621073r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f2018343355r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f59749527r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f581035141r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f3962737152r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f3366427473r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f491669565r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f3392019225r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f3460414416r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f2405201234r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f28165195r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f2791997016r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f3166026042r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f1569368937r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f545935984r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f574692255r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f3868359934r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f2870283895r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f937335724r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f1740164921r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f2475866751r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f3197102457r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f3516338254r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f1728824260r.jpg", "http://lh.rdcpix.com/c0c264a0857b7e7b126e5654d8e3c8a9l-f4268879227r.jpg" ], "identifier": { "@type": "PropertyValue", "propertyID": "MLS", "value": "12791228" }, "accommodationCategory": "Other", "numberOfBedrooms": 2, "numberOfBathroomsTotal": 2, "numberOfFullBathrooms": 2, "floorSize": { "@type": "QuantitativeValue", "value": 1224, "unitCode": "FTK", "unitText": "square feet" }, "yearBuilt": 1910, "amenityFeature": [ { "@type": "LocationFeatureSpecification", "name": "Heating", "value": "Steam, Natural Gas, Zoned, Other (Heating)" }, { "@type": "LocationFeatureSpecification", "name": "Cooling", "value": "Central Air" }, { "@type": "LocationFeatureSpecification", "name": "Appliances", "value": "Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s), Gas Oven" }, { "@type": "LocationFeatureSpecification", "name": "Flooring", "value": "Vinyl, Hardwood, Carpet" }, { "@type": "LocationFeatureSpecification", "name": "Construction Materials", "value": "Cedar" }, { "@type": "LocationFeatureSpecification", "name": "Views", "value": "Water" }, { "@type": "LocationFeatureSpecification", "name": "Parking Features", "value": "Open, Garage, Driveway" }, { "@type": "LocationFeatureSpecification", "name": "Fireplace", "value": true }, { "@type": "LocationFeatureSpecification", "name": "Waterfront", "value": true }, { "@type": "LocationFeatureSpecification", "name": "Air Conditioning", "value": true }, { "@type": "LocationFeatureSpecification", "name": "View", "value": true }, { "@type": "LocationFeatureSpecification", "name": "Hardwood Floors", "value": true } ], "additionalProperty": [ { "@type": "PropertyValue", "name": "Lot Size", "value": "0.28 acres" }, { "@type": "PropertyValue", "name": "Stories", "value": 2 }, { "@type": "PropertyValue", "name": "Parking Spaces", "value": 1 }, { "@type": "PropertyValue", "name": "Garage Spaces", "value": 1 }, { "@type": "PropertyValue", "name": "Property Subtype", "value": "Other" } ] }, "offers": { "@type": "Offer", "@id": "https://www.propertysimple.ai/listing/127-s-river-street-montgomery-il-60538-5e8ad7438fcb44a786f65bffc58e2dba#offer", "url": "https://www.propertysimple.ai/listing/127-s-river-street-montgomery-il-60538-5e8ad7438fcb44a786f65bffc58e2dba", "price": 350000, "priceCurrency": "USD", "businessFunction": "http://purl.org/goodrelations/v1#Sell", "availability": "https://schema.org/InStock", "seller": { "@id": "https://www.propertysimple.ai/listing/127-s-river-street-montgomery-il-60538-5e8ad7438fcb44a786f65bffc58e2dba#agent" } }, "provider": { "@type": "Person", "@id": "https://www.propertysimple.ai/listing/127-s-river-street-montgomery-il-60538-5e8ad7438fcb44a786f65bffc58e2dba#agent", "name": "Jeremy Stallone", "worksFor": { "@type": "Organization", "@id": "https://www.propertysimple.ai/listing/127-s-river-street-montgomery-il-60538-5e8ad7438fcb44a786f65bffc58e2dba#brokerage", "name": "Keller Williams Realty Infinity", "telephone": "(630) 778-5800", "logo": { "@type": "ImageObject", "url": "http://lh.rdcpix.com/3ad553c0a0c811e49fe826eb0cddeaaak-c1318202380r.png" } } } } ```