About This Home

This 5-bedroom, 3-bathroom single family at 127 Terrapin Close in Panama City Beach, FL is listed for $715,000 ($293 per sqft). Built in 2015, the home offers 2,439 sqft of living space on a 0.09 acres lot.

Key Features

  • Built in 2015
  • 0.09 acre lot
  • 2 stories
  • 6 parking spaces

Property Details

2 stories
2 full, 1 half
2-car garage
2015

Amenities

A/C
Listing Description

Where coastal charm meets everyday luxury, welcome to 127 Terrapin Close. Nestled in one of Panama City Beach's most desirable residential communities, this beautifully maintained 5-bedroom, 2.5-bath home offers over 2,400 square feet of thoughtfully designed living space just minutes from the area's sugar-white beaches, Pier Park, Frank Brown Park, and Northwest Florida Beaches International Airport.

The open-concept floor plan seamlessly connects the living, dining, and kitchen areas, creating an inviting space for entertaining and everyday living. The updated kitchen features granite countertops and custom cabinetry, while the first-floor primary suite offers privacy and convenience.

Upstairs, four additional bedrooms and a versatile loft provide flexibility for family, guests, a home office, or playroom. Enjoy your morning coffee on the screened porch or unwind on the balcony after a day at the beach. Oversized closets, a spacious two-car garage, and recent HVAC updates add comfort and peace of mind.

Unlike many Panama City Beach communities, short-term rentals are prohibited, preserving the neighborhood's peaceful residential atmosphere. Residents also enjoy resort-style amenities including a community pool, clubhouse, pickleball and tennis courts, an amphitheater, and beautifully maintained common areas. This home offers the perfect blend of coastal living, modern comfort, and an exceptional location.

Monthly Cost Estimate

$4,642/mo

20% down · 6.5% · 30 years

Principal$517
Interest$3,098
Insurance$209
HOA$818

Estimates only. Actual payments may vary.

Location

127 Terrapin Close

Panama City Beach, FL 32413

TURTLE COVE AT LAKE POWELL

Features & Amenities

Interior Features

Breakfast BarCeiling RaisedCeiling Tray/CofferdKitchen IslandWasher/Dryer Hookup

Exterior Features

BalconyColumnsSprinkler System

Property Details

Flooring

TileCarpet

Construction

Frame Siding CmntFbrHrdBrd Trim Vinyl

Outdoor Features

Porch

Parking

Garage

Heating

Central

Cooling

Central Air

Appliances

Auto Garage Door OpnCooktopDishwasherDisposalMicrowaveOven Self CleaningRange HoodRefrigerator W/IceMkSmoke DetectorStove/Oven ElectricWater Heater - Elect

Questions & Answers

This 5-bedroom, 3-bathroom single family at 127 Terrapin Close is listed at $715,000 ($293/sqft). The estimated monthly payment is $4,642 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $818/month.

Key features include: Built in 2015, 0.09 acre lot, 2 stories, 6 parking spaces. Interior Features: Breakfast Bar, Ceiling Raised, Ceiling Tray/Cofferd. Exterior Features: Balcony, Columns, Sprinkler System.

This property is listed by Ryan C Jones.

RJ

Ryan C Jones

License 3611798

Agent at Compass Florida, LLC

Listed by Compass Florida, LLC · Broker phone: (305) 851-2820 · View on Broker Site · Broker website

MLS# 1006788· Source: Emerald Coast Association of Realtors· 117 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

127 Terrapin Close, Panama City Beach, FL 32413

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