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About This Home

This 3-bedroom, 2-bathroom single family at 12762 98TH STREET in Largo, FL is listed for $520,000 ($360 per sqft). Built in 1980, the home offers 1,444 sqft of living space on a 0.20 acres lot.

Agent Description

One or more photo(s) has been virtually staged. PRICE IMPROVEMENT! Welcome to your fully furnished Florida retreat in the hidden gem community of Blue Water Cove! This beautifully updated 3-bedroom, 2-bathroom pool home perfectly blends comfort, style, and functionality, offering a true move-in-ready experience. From the moment you step inside, you’re greeted by a bright, open-concept layout with vaulted ceilings, abundant natural light, and durable wood-look flooring throughout, creating a warm and inviting atmosphere.

The heart of the home is the stunning, chef-inspired kitchen featuring custom wood cabinetry, granite countertops, a large center island with seating, and sleek Samsung stainless steel appliances including a double oven—ideal for both everyday living and entertaining. The kitchen flows seamlessly into the spacious living and dining areas, highlighted by a striking wood-burning fireplace that adds character and charm.

The primary suite offers a peaceful retreat with generous space, a walk-in closet, and a beautifully updated en-suite bathroom with modern finishes and a walk-in shower. The additional bedrooms are well-sized and thoughtfully designed, perfect for guests, family, or a home office setup. Both bathrooms have been tastefully renovated, offering a clean, contemporary feel.

Step outside to your private backyard oasis where Florida living truly comes to life. The expansive screened-in lanai features a covered seating area, pavered deck, and a sparkling pool—perfect for relaxing, entertaining, or enjoying year-round outdoor living. The fully fenced yard adds privacy, while the extended space allows for gatherings, play, or simply unwinding in your own slice of paradise.

Additional highlights include a spacious 2-car garage with bonus flex space ideal for a game room, gym, or extra storage, along with the added benefit of being sold fully furnished—making this an incredible opportunity for a primary residence, second home, or turnkey investment.

With no HOA, you’ll enjoy maximum flexibility and freedom. Conveniently located just minutes from world-famous Gulf beaches, shopping, dining, parks, and major roadways, this home offers the perfect balance of tranquility and accessibility.

This is more than just a home—it’s a lifestyle. Schedule your private showing today and experience everything this exceptional property has to offer.

Key Features

  • Built in 1980
  • 0.20 acre lot
  • Private pool
  • Fireplace

Property Details

2 full
1980

Amenities

PoolFireplace

Monthly Cost Estimate

$2,781/mo

20% down · 6.5% · 30 years

Principal$376
Interest$2,253
Insurance$152

Estimates only. Actual payments may vary.

Location

12762 98TH STREET

Largo, FL 33773

BLUE WATER COVE

Features & Amenities

Interior Features

Ceiling Fans(s)High CeilingsKitchen/Family Room ComboOpen Floorplan

Exterior Features

FencingHurricane ShuttersOutdoor ShowerStoragePool

Property Details

Flooring

Vinyl

Construction

BlockStucco

Parking

GarageGarage - Attached

Heating

CentralFireplace(s)

Cooling

Central Air

Appliances

DishwasherDryerFreezerGarbage DisposerMicrowaveRangeRefrigeratorRefrigerator - Wine StorageWasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 12762 98TH STREET is listed at $520,000 ($360/sqft). The estimated monthly payment is $2,253 based on 20% down at 6.5% interest.

Key features include: Built in 1980, 0.20 acre lot, Private pool, Fireplace. Interior Features: Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo. Exterior Features: Fencing, Hurricane Shutters, Outdoor Shower.

This property is listed by Ashley Mason and can be reached at 8137352495 or masonsellsrealestate@gmail.com.

AM

Ashley Mason

Agent at LPT REALTY, LLC.

(813) 735-2495

Listed by LPT REALTY, LLC. · View on Broker Site

MLS# TB8489116· Source: listhub· Updated 71 days ago

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

12762 98TH STREET, Largo, FL 33773

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