# 12774 RIO GRANDE TRL, Lusby, MD 20657

> **TL;DR:** 2bd/1ba single family, $199,900 ($227/sqft), built 1963, 882 sqft.
> Fireplace. Est. $1,669/mo. Listed 45 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $199,900 |
| Price/sqft | $227 |
| Bedrooms | 2 |
| Bathrooms | 1 full |
| Square Feet | 882 |
| Year Built | 1963 |
| Lot Size | 10,890 sqft (0.25 acres) |
| Stories | 1 |
| Property Type | Single Family (Other) |
| Status | Active Under Contract |
| Days on Market | 45 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,011 |
| Estimated Insurance | $58 |
| HOA | $600 |
| **Total** | **$1,669** |

## Nearby Schools

- **Elementary:** DOWELL
- **Middle:** MILL CREEK
- **High:** PATUXENT

## Key Amenities

- Fireplace

## Property Highlights

- Built in 1963
- 0.25 acre lot
- Fireplace

## Description

### Agent Description
Welcome to 12774 Rio Grande Trail in Lusby! This recently updated 2-bedroom, 1-bath home offers a fantastic opportunity to own a move-in-ready property in the desirable Chesapeake Ranch Estates community. Step inside to discover a refreshed interior with updated finishes, a clean modern feel, and a comfortable layout that makes excellent use of the home's approximately 882 square feet. Outside, the property sits on approximately 0.25 acres, providing space to enjoy the outdoors, entertain, garden, or simply relax. The home's location offers convenient access to local shopping, dining, parks, recreation, and the Chesapeake Bay area. Whether you're a first-time buyer, downsizing, looking for an investment property, or searching for a weekend getaway, this beautifully refreshed Lusby home is worth a look. Recent updates + great location + move-in-ready condition = an opportunity you won't want to miss! Approved for USDA Loan Program which offer 100% financing, competitive interest rates, and no private mortgage insurance requirement for eligible homebuyers. Schedule your showing today!

## Location

- **Address:** 12774 RIO GRANDE TRL, Lusby, MD 20657
- **County:** CALVERT
- **Neighborhood:** CHESAPEAKE RANCH ESTATES
- **Coordinates:** 38.33906, -76.41995
- **Google Maps:** https://www.google.com/maps?q=38.33906,-76.41995

## Listing Agent

- **Name:** Rex Regner · **License:** 673953
- **Brokerage:** Samson Properties
- **Broker Phone:** (703) 378-8810
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/12774-Rio-Grande-Trl_Lusby_MD_20657_M63423-75044?f=listhub&s=TRENDPA&m=MDCA2030654&c=propsimple)

## Photos

![12774 RIO GRANDE TRL - Photo 1](http://lh.rdcpix.com/320d65adf86ecfad17d53f3fb04eec25l-f782779556r.jpg)

![12774 RIO GRANDE TRL - Photo 2](http://lh.rdcpix.com/320d65adf86ecfad17d53f3fb04eec25l-f2137940106r.jpg)

![12774 RIO GRANDE TRL - Photo 3](http://lh.rdcpix.com/320d65adf86ecfad17d53f3fb04eec25l-f3825268115r.jpg)

![12774 RIO GRANDE TRL - Photo 4](http://lh.rdcpix.com/320d65adf86ecfad17d53f3fb04eec25l-f167071912r.jpg)

![12774 RIO GRANDE TRL - Photo 5](http://lh.rdcpix.com/320d65adf86ecfad17d53f3fb04eec25l-f146245463r.jpg)

![12774 RIO GRANDE TRL - Photo 6](http://lh.rdcpix.com/320d65adf86ecfad17d53f3fb04eec25l-f2461265184r.jpg)

![12774 RIO GRANDE TRL - Photo 7](http://lh.rdcpix.com/320d65adf86ecfad17d53f3fb04eec25l-f3889820319r.jpg)

![12774 RIO GRANDE TRL - Photo 8](http://lh.rdcpix.com/320d65adf86ecfad17d53f3fb04eec25l-f2533294221r.jpg)

![12774 RIO GRANDE TRL - Photo 9](http://lh.rdcpix.com/320d65adf86ecfad17d53f3fb04eec25l-f2379294330r.jpg)

![12774 RIO GRANDE TRL - Photo 10](http://lh.rdcpix.com/320d65adf86ecfad17d53f3fb04eec25l-f926674126r.jpg)

![12774 RIO GRANDE TRL - Photo 11](http://lh.rdcpix.com/320d65adf86ecfad17d53f3fb04eec25l-f787698669r.jpg)

![12774 RIO GRANDE TRL - Photo 12](http://lh.rdcpix.com/320d65adf86ecfad17d53f3fb04eec25l-f4273147580r.jpg)

![12774 RIO GRANDE TRL - Photo 13](http://lh.rdcpix.com/320d65adf86ecfad17d53f3fb04eec25l-f939959774r.jpg)

![12774 RIO GRANDE TRL - Photo 14](http://lh.rdcpix.com/320d65adf86ecfad17d53f3fb04eec25l-f4233587847r.jpg)

![12774 RIO GRANDE TRL - Photo 15](http://lh.rdcpix.com/320d65adf86ecfad17d53f3fb04eec25l-f314799498r.jpg)

![12774 RIO GRANDE TRL - Photo 16](http://lh.rdcpix.com/320d65adf86ecfad17d53f3fb04eec25l-f1891537331r.jpg)

![12774 RIO GRANDE TRL - Photo 17](http://lh.rdcpix.com/320d65adf86ecfad17d53f3fb04eec25l-f3244206721r.jpg)

![12774 RIO GRANDE TRL - Photo 18](http://lh.rdcpix.com/320d65adf86ecfad17d53f3fb04eec25l-f1796428780r.jpg)

![12774 RIO GRANDE TRL - Photo 19](http://lh.rdcpix.com/320d65adf86ecfad17d53f3fb04eec25l-f1622545088r.jpg)

![12774 RIO GRANDE TRL - Photo 20](http://lh.rdcpix.com/320d65adf86ecfad17d53f3fb04eec25l-f3091726647r.jpg)

![12774 RIO GRANDE TRL - Photo 21](http://lh.rdcpix.com/320d65adf86ecfad17d53f3fb04eec25l-f2503303941r.jpg)

![12774 RIO GRANDE TRL - Photo 22](http://lh.rdcpix.com/320d65adf86ecfad17d53f3fb04eec25l-f599458339r.jpg)

![12774 RIO GRANDE TRL - Photo 23](http://lh.rdcpix.com/320d65adf86ecfad17d53f3fb04eec25l-f2784862903r.jpg)

![12774 RIO GRANDE TRL - Photo 24](http://lh.rdcpix.com/320d65adf86ecfad17d53f3fb04eec25l-f147973768r.jpg)

![12774 RIO GRANDE TRL - Photo 25](http://lh.rdcpix.com/320d65adf86ecfad17d53f3fb04eec25l-f759497889r.jpg)

![12774 RIO GRANDE TRL - Photo 26](http://lh.rdcpix.com/320d65adf86ecfad17d53f3fb04eec25l-f3288572881r.jpg)

![12774 RIO GRANDE TRL - Photo 27](http://lh.rdcpix.com/320d65adf86ecfad17d53f3fb04eec25l-f2725464671r.jpg)

![12774 RIO GRANDE TRL - Photo 28](http://lh.rdcpix.com/320d65adf86ecfad17d53f3fb04eec25l-f3028111490r.jpg)

![12774 RIO GRANDE TRL - Photo 29](http://lh.rdcpix.com/320d65adf86ecfad17d53f3fb04eec25l-f1158056088r.jpg)

![12774 RIO GRANDE TRL - Photo 30](http://lh.rdcpix.com/320d65adf86ecfad17d53f3fb04eec25l-f399618130r.jpg)

---

**MLS#:** MDCA2030654 | **Updated:** 2026-10-27
**Source:** listhub

*Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/12774-rio-grande-trl-lusby-md-20657-efe9e70cb5394774add8a253fdd6be39)

---

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